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??Here it is: The 2019 #RockefellerCenter Christmas Tree ?? The Norway spruce hails from the Village of Florida in Orange County, NY. ? ? Each year, Rockefeller Center receives submissions from families in hopes their tree will bring joy to the millions who visit Rockefeller Plaza during the holiday season. We usually select a Norway spruce that is later on in its life cycle, and plant a young one in its place. Once the holidays have passed, the tree is donated to Habitat for Humanity, where it is recycled and used as lumber in their building projects.? ? The tree will be raised on the plaza on Saturday 11/9—mark your calendars! 652

Here's a look at all the local mall hours around San Diego to make sure your holiday shopping goes smoothly.Fashion Valley Mall (7007 Friars Rd.) 160

Megan and Fadil Lee's love story started when the two were freshmen in college, and it may have ended there had Fadil not sent Megan a Facebook message 25 years later. “I was like, OK, is he single or married?” Megan recalls. After dating for a year and a half, the two married, and Fadil wanted to be a first-time father. Megan was on board, despite being 45 years old and already having two adult kids. “Let's face it; we're all living longer, you know,” Megan says. “And I don't think that age should be an inhibitor for you if you're in good health and you're in good shape. I think that those options should be available to you.”Dr. Paul Magarelli, who specializes in fertility for older women, agrees. “Now that we're living to 80, 90 and 100, the idea of a baby at 50 really is not that crazy,” he says. Dr. Magarelli is helping the couple conceive through IVF. “The uterus doesn't age; it’s a muscle. So, they've done successful IVF and women with donor egg up to age 74 and still got healthy babies,” Dr. Magarelli says. Megan is planning to use her own eggs, but the reality is most older women use frozen or donor eggs. “Once you reach the age of 44 and above the number of eggs that are available to make a baby are preciously few, so most families at some point will use donor eggs,” Dr. Magarelli says. There are significant risks for both mother and baby, including gestational diabetes, pregnancy-induced hypertension, as well as pregnancy loss. Babies also have a higher risk of chromosome abnormalities, such as Down syndrome. Megan and Fadil say they are aware of the risks and are being proactive. “We are going to do genetic testing on the embryos because of our age,” Megan says. “So, we want to make sure that all the chromosomes are supposed to be there are there in full and complete.” These come along with a hefty price tag. Standard IVF treatments can cost anywhere from ,000 to ,000. Paying out of pocket for the procedure, the couple hopes everything goes right on their first try.“We both have a very strong faith, and so if stuff doesn't work out, then we're going to look at that as a sign from God that we're just not supposed to be parents at this stage in our life,” she says. 2232

It’s two weeks after Election Day, and President Donald Trump still refuses to concede that he lost the battle for the White House. Recounts underway are not expected to change the result. Democrat Joe Biden captured enough electoral votes to become the next President of the United States at noon on Jan 20.But what if Donald Trump refuses to leave the White House and keeps fighting?Seem far-fetched? Perhaps. But Monday morning, Trump tweeted, “I won the election!” And then, a little later, “The Radical Left Democrats, working with their partner, the Fake News Media, are trying to STEAL this Election. We won’t let them!” The Radical Left Democrats, working with their partner, the Fake News Media, are trying to STEAL this Election. We won’t let them!— Donald J. Trump (@realDonaldTrump) November 16, 2020 So, what may have once been unthinkable seems like a valid question to ask.PIX11 put the question to five leading election law scholars. What would happen if President Trump refused to leave, assuming the electoral votes cast on Electoral College Day (Dec. 14) go as expected and Joe Biden gets more than half the 538 available.“The important thing is not whether he is physically in the White House,” said Michael Dimino of Widener University Commonwealth Law School in Harrisburg, PA. “The important thing is who is permitted to exercise the powers of the presidency. The Constitution establishes a procedure for deciding that question.”That means Donald Trump no longer would have any authority.Professor Justin Levitt of Loyola Law School in Los Angeles told us, “The states will certify their results, the electors will cast their votes, Congress will count those votes … and then we’ve got a new President. And at noon on the 20th. … the only way that Donald Trump will be permitted on White House grounds is if he’s invited.”Richard Briffault, an authority on election law at Columbia Law School put it this way, “I also assume that at noon on January 20, he becomes a trespasser and possibly a security risk and could be removed.”Presumably, any forced removal would be handled by the same agency that protected President Trump during his term, the Secret Service.Rebecca Green, the co-director of the Election Law Program at William & Mary Law School, described what the new president could do to resolve any problem.“If Joe Biden is duly elected president and Trump refuses to leave the White House, Biden will order that Trump be escorted from White House grounds,” Green said.Another expert, whom we’re not naming because the professor is under contract as an election analyst with another media outlet, agreed that if Donald Trump stays in the White House, he’d be a trespasser and “he’d be escorted out if it came to that.”"Nobody can retain the powers of the presidency by refusing to leave,” Professor Dimono summed up. He underscored that the country is a nation of law. “It is the votes of the electors -- as counted by Congress -- that determine who can exercise the powers of the presidency," Dimono said.So, one way or the other, Donald Trump would have to vacate the premises. This story was first reported by Allen Levine at PIX11 in New York, New York. 3230

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

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