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California's Camp Fire didn't just kill dozens of people and destroy thousands of homes. It also left an insurance company in financial ruins, unable to pay millions of dollars to policyholders.A state judge ruled that Merced Property & Casualty Co. can't meet its obligations after last month's Camp Fire, the deadliest and most destructive wildfire in California history.Merced's assets are about million, but it faced about million in outstanding liabilities just in the city of Paradise, court filings show.Judge Brian McCabe's decision allows the California Department of Insurance to take control of Merced. According to court documents, the state's Conservation & Liquidation Office will start liquidating what's left of the company.Photos: Wildfires devastation in CaliforniaUnlike with bankruptcy, where a business or individual can start over, liquidation means there is no hope for a company's recovery.Fortunately for Merced's policyholders, they are covered by the California Insurance Guarantee Association, which "protects resident claimants in the event of an insurance company insolvency."But the association has maximum benefit limitations, according to Merced."If it ends up that you have a claim in excess of CIGA's limits," the company said, "the excess will be a claim against the assets of Merced." 1337

CAMPO (CNS) - Investigators sought Friday to determine what caused a solo car crash that killed an 84-year-old motorist on a rural road east of Lake Morena.The Boulevard man was headed south on a curving stretch of Buckman Springs Road in the Campo area when his 2000 Toyota Camry veered off the east side of the roadway near Oak Drive about 8:40 p.m. Thursday, according to the California Highway Patrol.The vehicle hit a tree and overturned, ejecting the driver through the front passenger-side window, CHP public-affairs Officer Travis Garrow said.The motorist, whose name was withheld pending family notification, died at the scene.Intoxication was not believed to have been a factor in the crash, Garrow said. 722

CHICAGO — Brown paper covered the windows of Ed Burke's office at Chicago City Hall on Thursday after federal agents showed up there.Burke, who is the City Council Finance Committee chairman in Chicago, once served as President Donald Trump's property tax attorney, the Chicago Sun-Times reports.Klafter & Burke, his firm, has often sought to reduce the property taxes Trump Tower and other commercial properties have to pay.The visit from federal agents was unannounced, and it has not been said why they might be there. Upon their arrival, everyone in the office was asked to leave, witnesses told WLS television station in Chicago.Burke has served on Chicago's city council since 1969. 700

CHICAGO, Ill. – The national conversation continues to be dominated by the state of race relations in the United States. Five decades after the civil rights movement, there is still division.Naomi Davis and Sherrilynn Bevel both lived through that groundbreaking era and have insightful perspectives on how the country should move forward with a focus on racial equality.“I grew up in St. Albans Queens, where mom is the president of everything and all the lawns were cut and all the kids were college-bound and it was Martin, it was Malcolm and it was all great things were possible,” said Davis, the CEO of Blacks in Green on Chicago’s South Side.Davis says her organization has set out to fulfill a vision for self-sustaining Black communities.“We have a mission to create walk to work, walk to shop, walk to learn, walk to play villages, where African-American families own the property, own the businesses,” said Davis.Bevel is a nonviolence trainer, as well as the daughter of iconic civil rights pioneers and freedom riders Diane Nash and James Bevel. Both fought for desegregation and civil rights alongside Dr. Martin Luther King Jr.“My father always talked about creating dramas that allow people to see themselves and have to decide who they were in the bigger picture,” said Bevel.Her father was with Dr. King in Memphis and witnessed his assassination in April 1968.“After I was born even, the civil rights workers were finding there will be small communities where Black men's bodies were found in cotton fields and that kind of thing and my mother shared that she had spent like days trying to convince somebody from one of the wire services to come down and report on a body that they had found,” said Bevel. “And it just wasn't news. It wasn’t news.”Both women point to education and more listening as the core path to resolution and coexistence.“We haven't been serious for a long time about educating our citizens,” Bevel said. “And I don't just mean Black and brown people in the inner cities. We have these pockets of rural America where young poor and working-class whites do not understand where their interests run right in line with other working people of color.”Davis says the path forward is a reckoning where the disenfranchised finally get priority at the front of the line, either through reparations or systematic redirection of resources.“That's the math of it,” said Davis. “If you're going to solve for disparity,

Carnival Cruise Line is canceling most U.S. sailings through the end of this year.It's the latest sign that the cruise industry's recovery from the coronavirus pandemic could still be many months away.Carnival says it's canceling sailings from all ports except its home ports of Miami and Port Canaveral, Florida, but it stressed that it still might not sail from those ports in November and December.Carnival's announcement came the day after the U.S. Centers for Disease Control and Prevention extended a ban on large cruises in U.S. waters through Oct. 31.Carnival isn't the only cruise liner canceling trips because of COVID-19 - Royal Caribbean and Norwegian also announced they are canceling cruises.Norwegian Cruise Line Holdings, which operates the Norwegian Cruise Line, Oceania Cruises, and Regent Seven Seas Cruises, announced that it was suspending all its cruises through Nov. 30."The Company will continue to work in tandem with global government and public health authorities and its Healthy Sail Panel expert advisors to take all necessary measures to protect its guests, crew, and the communities visited," officials said in the release.On Tuesday, Royal Caribbean Group, owners of Royal Caribbean International, Azamara, Celebrity Cruises, and Silversea Cruises, said in a press release that they were extending their suspension through Nov. 30.However, they do plan to move forward with their Hong Kong cruises, which are scheduled for November, the company said in the release.Royal also added that Celebrity Cruises and Azamara had suspended their entire 2020/21 winter programs. Celebrity stopped all of its winter cruises in Australia and Asia. Azamara has also suspended its winter sailings in Australia and New Zealand, South Africa, and South America.The no-sail order, initially issued in March, was set to expire on Sept. 30. 1861

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