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If you’re shopping for a car, you may already know that buying used is a smart move that greatly expands your choices. The key is knowing where to look for them.Buying a used car will not only save you money but also allow you to shop higher-end brands, says Ivan Drury, Edmunds.com’s senior manager of insights. For example, maybe you wanted a new Toyota Camry. Instead, he says, you can save about ,000 and get a 3-year-old Lexus.Because of the bankruptcy of Hertz rental car agency, along with the many cars coming off lease, there are a lot of used vehicles to choose from, says Jeff Huang, who attends auctions as the remarketing sales supervisor at Westlake Financial Services. “A good used car is a real value proposition — and there are definitely deals to be had,” Huang says.Shoppers looking for great bargains will find them in cars older than 7 years, says Mark Holthoff, used car editor at Klipnik, a website for used car enthusiasts. “That’s because the depreciation curve has mostly been flattened,” he says. For example, a 2014 Mercedes-Benz E-Class sedan, costing ,000 new, now sells for about ,000.Shop in the right placeNew cars are sold only by franchised dealers, but used cars can be purchased from a variety of sellers:Used car departments at new-car dealerships.Used car superstores such as CarMax.Online used car sellers such as Carvana, Shift and Vroom.Car rental sales lots.Independent used car lots.Private parties.Public auctions.You’ll typically find the newest and more expensive models at new-car dealers’ used-car lots, the only place to turn if you want a certified car with a warranty and factory financing. Prices are likely to be higher than other lots’ but negotiable.National used-car chains such as CarMax, online retailers and rental car agencies also offer newer cars, often with factory warranty remaining. You can also get a loan and buy extended warranties. Prices are typically no-haggle.Independent lots, private parties and public auctions typically deal in older or cheaper cars. The upside is that you may find a 20-year-old one-owner cream puff, cheap. It does happen. But most cars have had several previous owners, and a checkered past is not rare. Plus, you’ll have to arrange your own financing.Adjust your expectationsThere is a built-in risk-versus-reward element to used car shopping: The more you’re willing to spend, the less chance the car will need repairs and overdue maintenance. Here’s an overview of the three price levels of used cars:High-end used cars: If your budget is over, say, ,000, you might consider getting a certified pre-owned (CPO) car from a dealer. Shopping for a CPO car is easier because it’s pre-inspected and comes with an included warranty. While you’ll have to pay a premium, you’ll also be able to buy a car with more modern technology and safety features. Of course, you can always buy a non-CPO car and purchase an extended warranty.Midrange used cars: A sweet spot for used car buying is a 3-year-old vehicle coming off a lease. Many of these cars will sell for 40% of their original price and still retain a new-car feel, according to Drury. Another source of near-new bargain-priced vehicles is car rental lots. According to an iSeeCars analysis, Hertz vehicles are selling for an average of ,389 below market value.Older used cars: Many people are afraid that cars from 7 to 15 years old will require costly repairs. But Holthoff points out that new cars can effectively cost the owner ,000 a month in depreciation.“You might have to spend money on a repair, but depreciation is a constant,” he says.To offset repairs, set aside 0 a month so sudden mechanic bills won’t deplete your savings.It’s best to buy older cars from private-party sellers because you can get a better idea of the mechanical condition, Holthoff advises. A used car dealer will show you the vehicle history report, but a private party might have the service records and can answer many other questions.Look for unexpected valueThe used car market is vast and, if you can spot an outlier, you can save big money. Here are a few examples of how to find that diamond in the rough:Cars that haven’t been recently redesigned will sell for less. Check car sites such as Edmunds.com to find out when the last time major changes were made to a model.While there is a stigma to buying a used rental car, the vehicles are well-maintained and priced lower than buying from dealers, Drury says.If a car dealer’s vehicle history report shows you are looking at a former rental car, leave and buy a similar one directly from the rental agency’s sales lot. You’re likely to find it cheaper.Be willing to travel to an area where the car you want is less popular. For example, all-wheel-drive vehicles sell for less in the southern U.S., where winter driving isn’t a factor.Be willing to travel to a more competitive market. A Honda dealer with a city to itself has less pressure to dicker on a CPO vehicle than a dealer in a city with three or four rivals.Used luxury cars often offer the biggest savings, according to Holthoff. The money you save on the purchase can be used if any repairs are needed.More From NerdWalletDon’t Fall for COVID-19 Student Loan Relief ScamsGet Your Finances Ready to Refi Student Loans5 Reasons It’s Smart to Lease a Car Right NowPhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5428

IMPERIAL BEACH, Calif (KGTV) -- A San Diego Cal Fire Firefighter kicked off his "Ride into the Light" on the first day of the year, to honor his fallen colleague Cory Iverson. Iverson died in December 2017 while battling the Thomas Fire in Ventura County. RELATED: Cal Fire San Diego firefighter Cory Iverson dies battling Thomas FireFirefighter Thomas Pittman took off from Imperial Beach early New Years Day and will ride to Jacksonville Beach, Florida. The cross-country ride last 31 days. Pittman organized the ride to raise money for the Iverson Foundation for Active Awareness (IFAA). The foundation was started by Cory's wife, Ashley, to provide peer support and mental health programs for emergency fiirst responders. RELATED: Ashley Iverson speaks out about her husband's death in Thomas FirePittman's ride will take him through eight states for a total of ,426. His goal is to raise one dollar for every mile for the foundation. If you'd like to donate to his ride click here. 998

In a pandemic that relies heavily on the expertise and passion of our healthcare workers, we have seen many doctors and nurses working longer hours and even risking their own health to care for those in need.“This is a pandemic that's going to continue to go on. And a lot of health care providers in different settings have already been asked to work overtime shifts or extra shifts. And the thing is, that’s just increasing the burnout,” said Dr. Jessica Rainbow, RN and UArizona College of Nursing assistant professor.“Before the pandemic burnout was already a normalized issue in Nursing. And what I mean by that is that more nurses than not experienced burnout than those who have what I would call good well-being and don't suffer from burnout,” said Chloe Littzen, RN and UArizona College of Nursing Ph.D. candidate.Rainbow and Littzen are seeking ways to mitigate nurse burnout during the coronavirus pandemic. They say the pandemic has only intensified the problem.“They either leave the setting that they're in. Let's say they're in one unit, they go to another unit. They leave that facility going from, let's say, the hospital setting to the community setting or vice versa, or they leave nursing completely,” said Littzen.That puts the industry in a tough spot. The nursing shortage also affects the ability to educate future nurses and the ability to do more research.“It's important to say that this is not an issue that is the nurse's fault right or any healthcare provider or anyone who works in a healthcare setting,” said Rainbow.From their research, they say health care workers are shown to have good self-care, but it’s the systems of the work environment that can be stressful.“Where they're actually given the resources that they need to be successful. So resources as far as things like PPE, things like having adequate staffing,” said Rainbow.They say a big factor is also the public. Loved ones of those in care can help by being understanding and by adhering to guidelines, such as wearing a mask.“You know, it's important to give grace and struggling times and everyone's emotions are heightened and stressed and you know nurses are people, too. They're also a human being and they're also suffering with you,” said Littzen.They found nurses have done things like meditation, spending more time in nature, and seeking peer groups to voice shared experiences.“Social support is huge for nurses. I mean, especially to when you were a provider and you have a job where your significant other at home may not fully understand what you do. And so it's difficult sometimes if you don't have the social support of other co-workers in the same position,” said Rainbow.Rainbow’s study is called “Working in Healthcare During the COVID-19 Pandemic. Participants can access the consent form with study information online or contact her for more information. Littzen’s dissertation study is called “Young Adult Nurse Work-Related Well-being, Contemporary Practice Worldview, Resilience, and Co-Worker Support.”This story was first reported by Taja Davis at KGUN in Tucson, Arizona. 3106

If it's hard to understand how a service member could end up on the streets, listen to Chris Perry's story.“When I got out, my transition back into civilian life didn’t work out too well," Perry said. "I became homeless for about five or six years and kept getting into a lot of trouble."Perry battled addiction when he left the Marine Corps after eight years of service. He is an Iraq War veteran, who enlisted in the Marine Corps as soon as he could.“I joined when I was 17. My mama had to sign a paper to let me go in early," Perry recalled.When he left the military, he found himself lost in the country he swore to protect.“Honestly, I didn’t see any light at the end of my tunnel," Perry said.Finding that light can take a village, and for Perry, it's not a figure of speech.The tiny homes of Kansas City's Veterans Community Project are a unique approach to the all-too-common problem of veteran homelessness.Army Veteran Brandonn Mixon, who served in Afghanistan, is one of the founders of the Veterans Community Project, and he knows the challenges so many veterans face.“The most successful I’ve ever been was in the military. When I came back home, I couldn’t adjust. I couldn’t transition out of the military mentality back to the civilian-life mentality," Mixon said.The veterans who live in the village get to keep everything inside their tiny home, and the staff helps connect them with services so they can move forward.While some nonprofits may consider factors like whether a veteran looking for help was honorably discharged from the military to join this community, the promise at the core of service is what matters most.“By veteran, I mean, you raised your right hand, you took the oath to serve your country, you could have served one day or 100 years; you’re a veteran in our book," said Bryan Meyer, one of the founders of Veterans Community Project who served in the Marine Corps and was deployed to Iraq in 2003 and 2005.The tiny homes model is expanding nationwide. The Veterans Community Project broke ground on a new village in Longmont, Colorado.The expansion is important because each veteran, like Chris Perry who is now enrolled in community college, is now on the right path.“They got me to a point where there is no going back, so it’s just straightforward from here," Perry said.However, there are still people who took the oath to protect this country and living on its streets in need of help."I know there is a veteran who is sleeping on the streets. There is a veteran crying right now, wanting to commit suicide because there’s nobody who has his back. I’m not going to lie, we’re not going to be done until we find that veteran," Mixon said. "We save his life, we have his back, because he would do that for me, and I owe it to do it for him.” 2794

Hundreds of museums across the country are struggling financially. Many were shut down for long periods of time during stay-at-home orders to slow the spread of the coronavirus. Some are still not ready to reopen. "We're targeting to reopen next year. Hopefully, we will sit back and recover and be able to think through and make sure everything will be safe for everybody," said Lily Birmingham, the director of the San Diego Chinese Historical Museum. Birmingham's museum, like many others, shut down in March because of shelter-in-place restrictions."We have very little funding to begin with so with the closure of the museum, we can not raise funding. We couldn't get admission funding so we had to lay off our employees. We now rely on volunteers, so it's very difficult. Funding is always difficult for museums. We're a non-profit organization," said Birmingham.Recently, The American Alliance of Museums surveyed more than 750 museums nationwide. From large to small and in urban and rural communities. What they found was that nearly one-third of them may not survive this pandemic."Back in March, I kind of speculated that it might be 25-30% of museums that would not make it through an extended financial crisis and indeed the survey did confirm our worst fears that one in three museums say there is a significant risk for having to close permanently," said Laura Lott, the President and CEO of the American Alliance of Museums. Lott says most museums make the majority of their money from ticket sales, renting their space for events and sales from their gift shops and cafes. Lott says museums have three major impacts on their communities, the first is economic."Museums contribute more to the economy than we might imagine. Nationally it's about billion that museums contribute to the national GDP across the country. They employ 750,000 people and pay billion in tax revenue at the state, federal and local level, even though most are non-profits," explained Lott.The second impact is on education, as they host numerous schools for field trips. Lott says the third impact museums have is they protect our cultural heritage. "Each museum is unique. It holds unique artifacts and stories that we’ve chosen to preserve and protect for future generations and if those museums go away, they're likely to be gone forever," said Lott.For the San Diego Chinese Historical Museum, historians have been collecting items dating back more than 100 years, preserving history of when Chinese immigrants first came to California. "There's a couple things people can do to help museums right now. People need to really contact their legislators and let them know why their museums are important to them and advocate that museums be included in any financial relief at all levels; the federal, state and local levels," said Lott."It could be monetary, of course, is the best. Volunteer hours or just show the appreciation. Show the concern and care so we know people love our museum. So, there are different ways to show the appreciation," said Birmingham. Lott says any bit of support will make a difference for many museums so they can continue to preserve history for years to come. 3202