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As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323

At least 19 journalists have been arrested, 36 journalists shot at by police with projectiles, and 76 journalists have been assaulted during the period of May 28 through 31 while covering protests throughout the US. Those figures are according to research conducted by U.S. Freedom Tracker, which keeps a tally on incidents attacking the news media’s right to report. The group said on Monday that it generally documents 100 to 150 “press freedom violations” per year in the US. In just four days, that number is well over 100. The group said that it is still investigating a number of other incidents, and it is possible that figure could increase in the coming days. Of the 76 reported assaults on journalists, 80% were by police, either through physical encounters or being shot at. There have been a few notable incidents in recent days, including a group of CNN reporters getting arrested in Minneapolis on Friday; a Louisville TV journalist being shot at with projectiles by police; reporters from Fox News being attacked by protesters in DC; and an MSNBC reporter being attacked on Saturday. Adam Symson, the CEO of the E.W. Scripps Co., which is the parent company to this station, decried the assault on press freedoms in a memo to employees on Monday. “I am greatly alarmed at the violence and hostility targeting news media, by both police and protestors,” Symson said. “I want to acknowledge that this feels like a new and unexpected dynamic. The targeting of journalists is unacceptable and inexcusable, and we will defend our right to report the news.” 1578

Astronomers have detected the most massive neutron star ever, and it almost shouldn't even exist.Neutron stars are the smallest in the universe, with a diameter comparable to the size of a city like Chicago or Atlanta. They are the leftover remnants of supernovae. But they are incredibly dense, with masses bigger than that of our sun. So think of the sun, compressed into a major city.In the case of the newly detected neutron star, dubbed J0740+6620, it's 333,000 times the mass of the Earth and 2.17 times the mass of the sun. But the star is only about 15 miles across. It's 4,600 light-years from Earth.This is close to the limit of how much mass a compact object can contain before it crushes itself into a black hole.The neutron star itself is rapidly spinning, which is called a pulsar because they send out beams of radio waves from each magnetic pole. The beams mimic the sweeping motion of a lighthouse beam, hence the name "pulsar."Pulsars act like atomic clocks because they regularly pulse, so astronomers can use them to study space and time.The star was detected by the 1098

Andrew Luck, a quarterback for the Indianapolis Colts, announced over the weekend that he was retiring from professional football at 29 years old, drawing reactions from just about every corner of the internet."This is not an easy decision," Luck said. "For the last four years or so I've been in this cycle of injury, pain, rehab, injury, pain, rehab. And it's been unceasing and unrelenting ... and the only way I see out is to no longer play football."Injuries had kept Luck from playing in the preseason. Luck said the pain has taken away his joy for the game and he hasn't been able to live the life he wants to live. He played the 2016 season in pain, he said, and made a vow he wouldn't go down that road again. According to 744

As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals.The coronavirus relief package enacted March 27 requires that accounts that were in good standing before modification be reported as current as long as the consumer abides by the agreement.But for many consumers with federal student loans, relief over a 6-month automatic pause on payments turned into dismay as credit scores plummeted. Consumers complained on social media that their accounts were wrongly reported as delinquent or in non-payment status.That’s not how it was supposed to work, says credit expert John Ulzheimer, who has worked for credit bureau Equifax and scoring company FICO. He says student loan servicers are working to address problems, and he hasn’t heard of similar issues involving other types of lenders or credit card issuers.If your credit score drops, here’s how to diagnose what’s going on and what to do next.First, check your credit reportsWhether you have payment modifications or not, it’s a good idea to regularly check that your credit activity is being reported correctly.Through April 2021, consumers can access free credit reports weekly from each of the three major credit bureaus — Equifax, Experian and TransUnion — by 1323