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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

COLORADO SPRINGS, Colo. – Have you ever flushed a wet wipe down the toilet? The wipes are a billion-dollar industry, but wastewater experts say flushing them is causing sewage back-ups and a multi-million-dollar mess. Wastewater experts say unless it’s toilet paper, you shouldn't flush it down, 309

Communities across the country are trying to find the answer to the opioid crisis.Illinois is testing out a program that lets doctors give patients access to medical marijuana instead of an opioid prescription in an effort to combat opioid addiction. For Philadelphia radio host Britt Carpenter, marijuana helped him get clean. Now, he uses his experience as a chance to pay it forward by using his voice to speak with those dealing with issues like addiction. "I was addicted to opioids for many years,” Carpenter admits. “I started back in the early 2000s after a car accident." To treat his injury, doctors gave him pain killers. Similar to many others, what was supposed to help him, nearly destroyed him. The pain pills led to a heroin addiction. "I fell into a bad situation again,” he recalls. “Met the wrong person and went down the pathway of hell for a few years after that." Now, Carpenter is four years sober. However, rehab was not his savior. "I looked at different ways I could help myself go clean off the opioids, and one of them I did extensive research on: utilizing cannabis," Carpenter says. The radio personality kicked narcotics with cannabis. For years, Carpenter had used marijuana recreationally, but this time, pot helped him detox. "I wasn't feeling as shaky as most people, or as I had done before when I tried to go clean, I wasn't sweating as much,” he says. “I was able to have an appetite. I was able to gain almost 40 pounds." However, as helpful as cannabis was for him, it’s illegal in his home state of Pennsylvania. But now, some states that have not legalized marijuana are realizing cannabis can be an answer to the opioid crisis. In Illinois, around 1,500 patients have taken part in the state’s pilot program where doctors can give patients access to medical marijuana as an alternative to opioids. While Carpenter will say marijuana was the answer for him, he says it may not for be for everyone. "I don't encourage them to just go buy the cannabis and say, ‘OK, this is what I'm going to do,’” he says. “I had to sit down; I had a really come up with a plan." To those who don't believe in the power of this plant, Carpenter recommends they give it a chance and to give others a chance in the fight against addiction. "If you don't feel it's the right thing for somebody that is going into recovery or trying to go clean off of opioids, don't balk at it. Do research and figure out what's there,” he says. “Find out how positive the results can be, because I believe I’m living proof of that." 2555

MILWAUKEE -- One of the Milwaukee County Zoo's harbor seals has died days after she gave birth to a seal pup, Zoo officials announced Tuesday.Sydney, who arrived at the Zoo in 2005 after being rescued as an orphaned pup herself, gave birth to a male seal pup on June 3. Three days later, Sydney died unexpectedly. Officials say a preliminary necropsy shows Sydney died of a "systemic infection" - which begins in one area and then moves to the bloodstream, affecting the entire body.The pup, who has not yet been named, is being hand-raised by zookeepers and animal care staff. He was the fifth pup born to Sydney and her companion, Ringo."Keepers are assist-feeding the pup five times daily with a milk replacer formula made specifically for marine mammals which includes a high fat content and vitamins," a news release from the Zoo says. "Normally, harbor seals nurse 4-6 weeks before weaning. In the meantime, finely ground fish is gradually being added to the formula. As of June 23, in addition to the formula feedings, the pup has been introduced to live fish to pique his natural instincts.""Keepers comment [Sydney] was extremely smart, and through training sessions, taught them how to be patient, calm and reliable...Sydney will be missed by her keepers and visitors," the Zoo says.This article was written by WTMJ. 1346

We are already in love and we haven’t even met her yet. Newest member of the Carrasco family, coming soon. ?? // @hanaasano 139

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