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Protests erupted late Monday on the campus of the Georgia Institute of Technology in Atlanta, after police fatally shot a student who allegedly had a knife.The violence took place around the time of a planned vigil for the student, Scout Schultz, 21, who was killed Saturday. Video on social media showed a police car in flames.Georgia Tech police urged students to stay inside and lock their doors because of "violent protests on campus."The fatal encounter on Saturday happened after police responded to a 911 call at 11:17 p.m. reporting a suspicious person on campus. The caller said the person -- described as a white male with long blond hair, white T-shirt and blue jeans, possibly intoxicated -- was holding a knife and possibly a gun.The Georgia Bureau of Investigation said Schultz made that 911 call. 819

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765

Prominent tech investor Steve Jurvetson is denying the misconduct allegations against him.In a lengthy Facebook post, Jurvetson said the reason for his departure from the venture capital firm he co-founded on Monday had nothing to do with "sexual predation" or "workplace harassment.""How does one respond to accusations so serious that being innocent is not a good enough defense?" he wrote. "Let me be clear: no such allegations are true."Jurvetson, 50, was a partner at prominent VC firm Draper Fisher Jurvetson. He is also a board member and investor at Tesla and SpaceX, but as of Monday, he's currently on leave.According to Jurvetson, he left the firm "because of interpersonal dynamics with my partners" and "stress."In October, DFJ said it became aware of "indirect and second-hand allegations" about Jurvetson. The company launched an independent investigation, but it did not provide details on the allegations of misconduct."It is excruciating to learn just how quickly, in one news cycle, people conclude that because I have left DFJ there must be some credence to vicious and wholly false allegations about sexual predation and workplace harassment," wrote Jurvetson.He clarified that the DFJ investigation "began not with a complaint, but with unsubstantiated rumors."Jurvetson's departure comes on the heels of other investor resignations over misconduct allegations. 500 Startups cofounder Dave McClure and Binary Capital cofounder Justin Caldbeck left their respective firms this summer after multiple women came forward with allegations of workplace sexual harassment. Both men have issued apologies for their behavior.While the women made their claims public about McClure and Caldbeck, there are no public claims against Jurvetson."The three-month investigation, that has yet to conclude (and I welcome the results whenever that takes place), broke down a normal team dynamic into factions that isolate communications and defer to the advice of lawyers," Jurvetson added."Add a modicum of stress (such as implied allegations in the press) and deadlines (our annual LP meeting is today), and people show a different side of their personality. I did. So did my partners. It's incredibly sad to see how things broke down, and the acrimony that arose between us."Jurvetson also alluded to a "personal relationship (one that doesn't involve employees, or prospective employees, or others in the workplace)" as a contributing factor to his stress."I have also learned that an ill-advised relationship, where the other person is left feeling hurt, angry or scorned, can have far reaching consequences in the digital age," he wrote. "It is inaccurate and unfair to describe any of this as harassment or predation."  2741

RAMONA, Calif. (KGTV) — Poor road conditions and speed are being blamed for a solo-vehicle crash that left one person dead.California Highway Patrol said a Mitsubishi Montero was traveling northbound on State route 67, just north of Shady Bend, at about 6 a.m. Friday when it entered a slight curve on the roadway. Due to the vehicle's speed and the wet, partially icy roadway, the vehicle careened off the road and collided with a tree on the left side of the road, CHP said.RELATED: Video: Truck, school bus spin out on icy Interstate 8Interactive map: Winter storm coats Southern California in hail and snowThe driver, identified as a 43-year-old Spring Valley man, sustained major blunt force trauma and was pronounced dead at the scene by Ramona Fire Department officials. The man was wearing a seatbelt at the time of the crash and, at this time, alcohol or drugs are not considered a factor in the crash. He was not been identified pending family notification.CHP investigators were continuing to investigate the crash Friday. 1041

RANDALLSTOWN, Md. — The current wave of COVID-19 continues to put a strain on doctors and nurses.There are concerns that the rapidly increasing number of hospitalizations and patient deaths is putting the mental health of health care workers at risk.After dealing with the coronavirus for nine months, with doctors and nurses already stretched thin, they brace themselves for what another wave of COVID-19 will bring.An intensive care unit nurse at Northwest Hospital in Randallstown, Maryland, said “at the height of this pandemic, we were essentially in survival mode, going to work everyday with this new virus, being fearful. Fearful that we're going to take this home to our families, not really knowing enough about it to know are we really protected with what we're doing.”The ICU nurse admits the ongoing pandemic doesn't just have frontline workers concerned about their physical health, now there's also a concern for the state of their mental health.“The patients are sicker, than our traditional, regular ICU patients that come in, which in itself has taken a toll because we are exhausting all medical intervention possible and as a nurse, putting your heart and soul into taking care of and trying to save a patient and we fail,” the nurse said.COVID safety protocols leave patients to die alone, without anyone by their side except for a nurse.“You know, I’m going into a room, to hold a hand, or to hold an iPad and let a family say goodbye. That probably has been the toughest part for me. As an ICU nurse, I’m used to that. I’m used to hearing from patients and families at end of life but not to this capacity that we're seeing with the virus. Not these numbers of patients. And also not being the only contact that they're getting,” the nurse said.A recent survey by the non-profit organization Mental Health America, found the pandemic is taking a toll on the mental health of doctors and nurses.Mental Health America president and CEO Paul Gionfriddo said “the majority of them are experiencing conditions like stress and anxiety but more than half are questioning whether or not they're in the wrong profession at this point. Three-quarters are concerned about their kids and whether or not they're going to physically, negatively affect their kids or even emotionally whether or not they're giving the support to their children and families that they need.”Gionfriddo worries about the long-term effects the pandemic will have on frontline workers.“Some people will develop PTSD, others will develop psychosis, others will develop depression. The whole range of mental health conditions will emerge out of this pandemic among people who were healthy going into it, and who would have remained healthy if they were not put under the stress and pressure that they've experienced in trying to provide care to others during the pandemic,” Gionfriddo said.Considering the increasing level of stress from dealing with life and death on a day-to-day basis, some may wonder what keeps this ICU nurse going to work everyday instead of calling out or just calling it quits.“I took an oath as a nurse, and I think that's instilled in a lot of us. We have that responsibility, to the community and our families,” the nurse said.She decided to become a nurse and she said it's in her family. Her stepmother is a nurse, one of her aunts is a nurse, and it's something she always wanted to do, which is help people.This story originally reported by Mark Roper on WMAR2News.com. 3495