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BLOOMINGTON — The mother of an Indiana University football player who is battling COVID-19 wants everyone to realize the importance of wearing a mask and practicing social distancing.Brady Feeney is a freshman offensive lineman for the Hooisers from St. Louis. His mother, Debbie Rucker, took to Facebook Monday with a plea: Take COVID-19 seriously, wear a mask and exercise social distancing.Feeney is battling the virus as questions remain on whether the college football season will be played this fall. The Big Ten announced it plans on playing a conference-only schedule this fall. With her son's permission, Rucker shared his story:My son was negative when he got tested at the beginning of volunteer workouts. Within three weeks he and multiple others tested positive. His university has done everything right by shutting down workouts and retesting the whole team.Unfortunately this virus hit my son very hard compared to most of his teammates. Here was a kid in perfect health, great physical condition and due to the virus ended up going to the ER because of breathing issues.After 14 days of hell battling the horrible virus, his school did additional testing on all those that were positive. My son even received extra tests because he was one of the worst cases. Now we are dealing with possible heart issues!He is still experiencing additional symptoms and his blood work is indicating additional problems. Bottom line, even if your son’s schools do everything right to protect them, they CAN’T PROTECT THEM!!I pray my son recovers from this horrible virus and can lead a healthy normal life!! Football does not really matter when your child’s health is in jeopardy!! Think about it!!! My heart is hurting and I pray for all of these kids and for the people making the decisions about the season!!!Please protect all of those around you and please wear a mask!!! Thank you for listening!!Message from Debbis Rucker, mother of IU football player Brady FeeneyThis article was written by Tom Maccabe for WRTV. 2029
Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

Bell: I also want to be clear, our investigation does not exonerate Darren Wilson. https://t.co/MlztWlu4ne— Joel Currier (@joelcurrier) July 30, 2020 157
BONITA, Calif. (KGTV) -- Sweetwater Bike Park in Bonita is the first of its kind for San Diego County parks, and it was a long time in the making."As an organization, we have been advocating for over 10 years for this type of park in the county, so we're thrilled," says Susie Murphy, the Executive Director of the San Diego Mountain Biking Association.The park opened in January, and riders of all ages and levels showed up on two wheels."On opening day, I like to say the youngest rider was seventeen months old, and the oldest was seventy-four. It's for all ages, from tiny kids on their Strider bikes, up to teenagers from the neighborhood on their BMX bikes," Murphy says.And Murphy says she loves the design of the park. It comes with jumps, two flow trails, and a skills zone."Every day it puts a smile on my face," Murphy says. Unfortunately, soon after the park opened, it had to be shut down due to the COVID-19 pandemic. "We did not know what to expect, it was definitely a disappointment," added Murphy.The park was closed for a couple of months, but is now back open for business, but with a few rule changes."Right now we're only letting fifty people come in at a time," says Park Ranger Adair Flores. "They are required to wear a mask when they come in and they do have to stay six feet apart from each other. They can't group up in the gazebo areas when they are riding, and it's recommended they wear a mask, but you know, it's harder to breathe with it." 1482
BONITA, Calif. (KGTV) -- Deputies are investigating after gunshots rang out in Bonita overnight Sunday, leading to the detainment of 10 people.Authorities were called to the 5400 block of Robinwood Road after receiving reports of gunshots around 3:55 a.m. Sunday.After finding shell casings, nine residents were taken into custody. While checking the area, deputies heard 10 more shots being fired before a man, later identified as Salvador Barajas, 25, ran from the area.Following a brief search, Salvador was found by a K9 and taken into custody. Barajas was taken to the hospital for a medical evaluation before being booked into jail for negligent discharge of a firearm. 693
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