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The American Bald Eagle, a federally protected bird once considered endangered, is facing a new threat.Conservationists say the birds are being poisoned, and the number of cases are rising — and some worry the problem will not slow down.Last year, the U.S. Department of Interior lifted a ban on hunting with lead bullets on wildlife refuges. However, it's still illegal to use lead ammo to hunt waterfowl.Many hunters say they use lead ammunition because it is heavier than steel or copper, meaning the bullet reaches the target more accurately. Lead ammo is also cheaper than steel or copper.Betsy Finch is the manager of the Fontenelle Forest Raptor Recovery, which holds dozens of birds of all kinds that need help until they are well enough to be freed or put to rest. She can easily tell when an eagle has lead poisoning."Inability to stand, convulsions, head tremors, difficulty breathing, gastrointestinal distress — because lead paralyzes the gut, so they can't digest food, dehydration," Finch said.The start of 2018 has been hard for Finch, putting her time and energy into sometimes a losing effort."Because there are others that need our help," she said.While she hopes hunters will think twice before firing off their rifles with lead bullets, she doesn't blame all hunters for the rising amounts of lead poisoning. Finch says it's often the hunter who are are the ones who find the sick eagles and bring them to the recovery center. 1490

Supreme Court Justice Ruth Bader Ginsburg fell in her office Wednesday evening, according to a statement Thursday morning from court Public Information Officer Kathy Arberg.Ginsburg, 85, went home afterward, but she experienced "discomfort overnight" and went to George Washington University Hospital early Thursday, Arberg noted: "Tests showed that she fractured three ribs on her left side and she was admitted for observation and treatment."Falls are "incredibly dangerous," said Dr. Adam Shiroff, director of the Penn Center for Chest Trauma and an associate professor of trauma surgery at Penn Medicine. "Every trauma center across the country sees falls as an incredible problem, particularly in the elderly." 723

Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

The Asian giant hornet first made waves this spring when it appeared in the United States. Discovered in Washington State, some dubbed it the murder hornet, but since then, entomologists have been feverishly trying to eradicate it."Quite a bit has happened. First, we had an initial planning with our AFS counterparts and also our counterparts in Canada who are having detections of their own. We formulated one or two different plans and put one or two of them into action," says Sven-Erik Spichiger, the Managing Entomologist at the Washington State Department of Agriculture.The Asian giant hornet is the world's largest hornet. It's more than two inches long, and queens can be even bigger. They feed on honey bees, attacking and killing tens of thousands of them at a time.Last November, beekeeper Ted McFall was blown away when he discovered one of his strongest hives had been attacked."Every time I go and check my hives, I kind of have a bad feeling when I start thinking about the Asian giant hornets that are somewhat establishing nests in the woods around me because I think to myself, 'Which one of these colonies is going to get it? Next time I come out here, am I going to show up and there's going to be bee heads everywhere and just bee carnage everywhere?' It's a very unsettling feeling," says McFall.The Asian giant hornet has been spotted and caught near McFall's property. Spichiger says the Washington State Department of Agriculture and the surrounding community have been hard at work setting traps."We have an excellent public survey going on with over 1,000 traps established by just members of the general public. This is very heartwarming to me because it means everyone is taking it very seriously and going above and beyond to help us look for new detections of this invasive pest," says Spichiger.Spichiger says so far, one has been discovered just over the Canadian border and three in Whatcom County in Washington State. Two of those discovered were queens, which is crucial since the Asian giant hornet hive can't survive without its queen. There have also been two cases where people were likely stung by an Asian giant hornet."She described being stung as having hot tacks driven into her flesh... What she described seeing in the yard earlier that day sounded like an Asian giant hornet. Again, it's an unconfirmed report, but we believe it happened," says Spichiger."Beekeepers have all types of bee equipment and protection against bees but this is totally useless against the Asian giant hornet. The Asian giant hornet can poke his stinger right through here. Even if I wore two of them," says McFall.As for whether Washington State agriculture officials feel they're closer to eradicating the Asian giant hornet, Spichiger says: "Eradication is going to be a long process. We will only know for sure if we’ve been successful if we have three years of all negative surveys and nobody turns any in. So from a realistic sense, no, I’m three years away."Still, the capture of the Asian giant hornets, including the two queens, is progress.McFall has 16 traps set up within a mile of his hives. He's on high alert, hoping none of his honey bees get attacked again."This is a [container] with orange juice and rice wine. They'll smell it and go through the hole. That hole is a little bit narrower than 3/4 inch and then they'll go in and not find their way out. They'll try and fly out and not be able to get out," says McFall.The traps are the same used by entomologists at the Washington State Department of Agriculture. Entomologists will be setting another 40 live traps near the most recent sighting. They're hoping to catch a live Asian giant hornet and tag it so they can track it to their nest. 3747

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