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Credit score of 620 or higher is usually required, though this depends on the lender. Average FICO score in 2016: 753, according to Ellie Mae. 145

-- are helping neighborhoods recover from this month's tornado outbreak in Middle Tennessee.The hardest hit parts of north Nashville are blocked off by police except by those who really need to be there. But what's happening behind the barrier is amazing. Volunteers come in all shapes and sizes and they are making a real difference. Whether it is serving up burgers or hauling away the bag after hefty bag of debris. A group of students from Oak Hill School are all in on the clean up effort."We came out her to help the community," Hine McGuigan said. It's a sentiment echoed by his sister Mary. "When we are serving or giving clothes to people who don't have much it just makes us feel better because giving is better than receiving," said Mary. Reverend Curtis Bryant of Greater Heights Missionary Baptist Church is only too glad for the help. His neighborhood there at 14th Avenue North and Cockrill Street was hard hit by the tornadoes, and friends are hurting.Reverend Bryant turned his church into a supply depot and rest stop for volunteers and storm victims alike. "We're getting what we need: gasoline, hot dogs, hamburgers and more love," said Bryant. He said volunteers topped out at over one-thousand last week, but things have improved dramatically. Now the volunteer army is down to three-hundred, many of them youngsters."It's sad how much people in our community have lost. Like their homes and everything they own," fifth grader Patrick Pritchartt said.For the students, it's like a field trip into the real world, a chance to help and learn."They are getting a first hand knowledge of what it means to serve others," Reverend Bryant said. "They have started to reach beyond themselves and out to others and the power and the energy is just amazing."This story was originally published by Nick Beres at WTVF. 1830

officials said.According to a news release from the Virgin Islands National Park, 48-year-old Lucy Schuhmann went missing Sept. 19 on St. John, the smallest of the Virgin islands.A missing person's page has been set up for 225

invaded the afternoon sky high above the Kansas City on Thursday.Was it a bird?Was it a plane?Was it Superman?Or *gulp* the staging of an alien invasion?Even the National Weather Service was stumped initially. 211

in Las Vegas uncovered dangerous conditions on high school football fields. In response, a celebrity from Las Vegas jumped in to help support student safety."The Jeopardy Champion James Holzhauer happened to see Darcy Spears' article," says Rancho High principal Dr. James Kuzma. "And they became interested in the fact that many of our fields had some issues with safety -- especially Rancho's field -- which you know is being replaced. They were motivated to donate ,000 to our school today!"Dr. Kuzma is thrilled to score the generous gift. "We do the best we can with what we have but we can't do anything without community support," he says.The Holzhauers say they're committed to Las Vegas and want to make a difference."And I saw Darcy's article and it really put a bee in my bonnet," James' wife Melissa explains.Helping young people is the Holzhauers' passion."These are our kids that are suffering these horrible injuries," says James, "...potential brain damage from something that could be so easily prevented."Our story uncovered how the five football fields in CCSD with artificial turf are years beyond the warranty and expected life cycle.It also appears the fields were not properly maintained or safety-tested according to industry protocol. G-Max testing is critical for player health and safety. And proper maintenance protects the taxpayer's investment.Rancho Assistant Principal and Athletic Director Gabrielle Crawford closed the school's football field when tests showed it wasn't safe.Her heart goes out to the team this season. She says they've stuck together, worked hard "...and they're the ones practicing in all that equipment in 115 degrees in the summer and they don't get to use the field," Ms. Crawford says.The Rancho field is slated to be replaced for next season.In the meantime, the Holzhauers say Rancho can use the ,000 wherever it's most needed for athletics.And they challenge others to join in and help out."It's important to remember we have a lot of schools in other areas that need help. So for a call to action," says Melissa. "You don't have to pick Rancho! You can pick Rancho!. But also just any way that people can help to give back. From my understanding talking to [Darcy's producer] and Darcy there are a lot of unsafe fields throughout our community. And lots of ways that people can help.'While the Holzhauers are committed to helping youth, we're committed to accountability.Once again we asked the District for G-Max testing results and maintenance schedules for all five turf fields to try and track how things got so bad. They told us Indian Springs had one G-Max test back in 2008 when the field was installed, but then nothing for any of the schools until this year after Rancho raised alarm bells and forced action. We're also still waiting for details on how much the replacement fields will cost, what company was selected and what the district's plans are for making sure fields are properly tested and maintained.This article was originally written by Jordan Gartner for 3047