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ARCADIA (CNS) - A 2-year-old colt collapsed onto the turf during Sunday's third race at Santa Anita Park and was euthanized a short time later, becoming the first fatality of the track's racing season, which began Saturday."During race 3 at Santa Anita Park, Ebeko sustained an injury to his left front leg. Ebeko was immediately attended to by track veterinarians and triaged on the turf course. Given the extent of the fracture and the nature of the injury, it was unfortunately determined that it was an unrecoverable injury," Santa Anita announced.Ebeko was trailing the entire race, and fell face-first into the turf after his injury. He was trained by Peter Miller, and was ridden Sunday by jockey Joel Rosario. Rosario was examined by Santa Anita's first-aid staff and although he missed race 4, he was cleared to ride the remainder of the afternoon.Santa Anita debuted a new turf course chute on Saturday, but Sunday's third race did not take place on that course, according to track publicist Mike Willman.Ebeko will undergo a necropsy at UC Davis' school of veterinary medicine, as is mandatory for all on-track fatalities."The accident and the necropsy report will be reviewed by a team to learn what, if anything, could have been done to have prevented the accident," Santa Anita said.The track had just marked an opening day record pari-mutuel handle on Saturday, despite fans being barred from attending due to the coronavirus pandemic. More than million was bet on the 11-race card on the Arcadia track's 84th opening day, breaking the previous record of ,491,016 set on Dec. 26, 2018, also for an 11-race card.Santa Anita had no equine fatalities during its 16-day autumn meet, which concluded Oct. 25. Sixteen horses died in racing or training-related incidents during Santa Anita's 2019-20 winter/spring meet, which ended June 21.The unraced 2-year-old filly Penelope Rose fractured her right front humerus while galloping during a workout at Santa Anita on Dec. 16 and was euthanized. 2018

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

An altercation between two families at a toddler's birthday party in Texas led to a shooting that left four men dead and one injured, authorities said.Police responded to reports of a shooting at a 1-year-old's party in Taft on Saturday, said Sgt. Nathan Brandley of the Texas Department of Public Safety.Police are looking for two suspects they believe were involved in the shooting, he added. 402

As local municipalities and states decide whether to mandate facial coverings, Starbucks has decided all of their company-owned locations within the U.S. will require them.In a statement posted Thursday, Starbucks said they will require all customers to wear facial coverings beginning July 15.“The company is committed to playing a constructive role in supporting health and government officials as they work to mitigate the spread of COVID-19,” the statement reads. “It is our responsibility to protect our partners and comply with local public health mandates. As such, our partners have the right and responsibility to refuse service to customers who are not wearing facial coverings.”Employees were already required to wear a mask, in addition to other safety and cleaning procedures like taking temperatures, enhanced cleaning procedures, etc. Many locations have closed their indoor seating when social distancing between tables was not possible, asking customers to use their drive-thru, mobile ordering, or curbside pick-up options. 1049

An Amber Alert has been issued for five missing children last seen in Crystal City, Texas..Law enforcement officials believe these children to be in grave or immediate danger.Justine Kaylee Lopez, white, female, 10 years old, 4-5, 80 lbs, black hair, black eyes.Jolyne Kaylynn Lopez, white, female, 9 years old, 4-3, 60 lbs black hair, and black eyesRuben Lopez Jr, white, male, 7 years oldJordan Lopez, white, male, 4 years old, 3-3, 40 lbs, black hair, and black eyesJayden Lee Lopez, white, male, 11 months old Victims were last seen at 11:25 a.m. Aug 8, in Crystal City, Texas.Police are looking for Ruben Lopez, white, male, 29 years old, 5-6, 150 lbs, black eyes and brown hair in connection with this abduction. Police are also looking for Roxanne Fuentes, white, female, 31 years old, 5-8, 120 lbs, black eyes and brown hair in connection with this abduction. The suspects are driving a gray 2008 Chevrolet Trailblazer with a Texas license plate number of MKV2702.If you have any information regarding this abduction, call the Zavala County Sheriff’s Office at (830) 374-3615.This article was written by Ryan Garza for KRIS. 1221

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