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SAN DIEGO (KGTV) -- A new study by Zillow shows that homebuyers with lower credit scored pay more for the same homes than buyers with excellent credit scores.According to Zillow, borrowers with excellent credit scores could get a mortgage with a 4.5 percent annual percentage rate.Borrowers with a fair credit score could get a 5.1 percent rate. Over the lifetime of a 30-year mortgage, that means a buyer with a fair credit score may end up paying an additional ,000 over the lifetime of the loan.In San Diego, where the median home value in March of 2018 was 5,300, Zillow estimates that homebuyers with fair credit will pay ,000 for the same home.The difference is only amplified in more expensive markets, Zillow says. In addition, the penalty for lower credit scores tends to be higher."When you buy a home, your financial history determines your financial future," said Zillow senior economist Aaron Terrazas. "Homebuyers with weaker credit end up paying substantially higher costs over the lifetime of a home loan. Of course, homeowners do have the option to refinance their loan if their credit improves, but as mortgage rates rise this may be a less attractive option."Zillow says that even if homeowners don’t pay the full 30-year term on a loan, the annual cost of a lower credit score can still add up to 0 a year. 1346
SAN DIEGO (KGTV) -- A local group called the San Diego Rapid Response Network is calling on the community to help asylum-seekers being released throughout San Diego County. On Monday, the group held a press conference explaining how they have been helping the migrants as they are released by ICE, awaiting their asylum hearing. The network is made up of several local churches, the local ACLU, and Casa Cornelia. Volunteers say they have been helping migrants by providing shelter, food, and medical services. They say they've also made travel arrangements to help the migrants get to their final destination. Volunteers tell 10News the migrants are released with no resources and sometimes late at night. The group says they felt the need to help after ICE ended their policy of connecting the migrants with a family member or a sponsor before their release. ICE tells 10News they always plan for releases during the daylight hours but say sometimes things can get delayed since it is a multi-agency effort. They told us of only one instance where the group was released after sundown. The rapid response network is hoping the community will help with monetary donations so they can continue providing their services. If you'd like to help click here. 1296

SAN DIEGO (KGTV) -- A portion of City Hall in Downtown San Diego was evacuated after crews working in the building possibly disturbed asbestos.According to the city, construction crews working on the lobby possibly disturbed the asbestos around 2 p.m. Thursday. The city said in a memo that a contractor working on the sprinkler system accidentally dislodged a section of the ceiling, causing it to crash to the ground. "Immediate action was taken to isolate and contain the material,'' according to the memo. The substance hasn’t yet been confirmed as asbestos, but hundreds of people were forced to evacuate as a precaution. Crews plan to conduct air testing Thursday night with the expectation of reopening City Hall Friday morning. The City Clerk’s office remains open and is working out of a nearby location until Thursday evening so candidates running for office can meet their 5 p.m. deadline. 909
SAN DIEGO (KGTV) -- A man died early Saturday morning after he and another man held a punching game, police say.The incident happened on Fourth Avenue and J Street at Jolt’n Joe’s just before 1 a.m. Police say both men were drinking when they decided to have a punching contest.During the game, one of the men collapsed. Staff at the bar performed CPR on the 27-year-old who was taken to the hospital where he later died.The suspect in the death was taken also taken to the hospital after complaining of chest pain.Police haven’t officially made any arrests. 576
SAN DIEGO (KGTV) - A local marine is recovering from COVID-19 while deployed overseas.Jennifer Dulaney says her husband, Kyle, was deployed in April and is serving at a base in Okinawa. He tested for COVID-19 earlier this month.“My husband called me on a Monday morning as I was getting ready for work and said he felt like he was getting symptoms,” Jennifer said.Kyle got worse and was eventually sent to the ICU. His condition began to worsen that he qualified for the Remdesivir. It was described as an experimental drug, and doctors needed Jennifer’s permission to administer it to Kyle.Jennifer is a nurse and knew that COVD-19 could be very severe.“I know where COVID can go, they can spiral downwards real fast,” she said, “so for me, the benefits outweighed the risk.”Jennifer said he began to show improvement on the fifth day. She was able to him Friday morning.“They were drawing his lab work because that’s one of the things with the experimental (treatment), they have to watch things very closely,” she described, “but he actually laughed on the phone, he was able to talk to me without coughing. It’s amazing.”She hopes her husband will be out of the ICU within the next two days.During the difficult time, Jennifer took a leave of absence from her job. She said it was difficult to continue working as a nurse while worrying about her husband’s health. So to help with finances, a friend started a GoFundMe for their family. The GoFundMe has received so much more than they expected, she’s going to donate what they don’t spend to a non-profit that helps military families.“It’s so amazing, so I want to take the amazing, so I wanted to pay it forward,” she said. 1688
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