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Richard Cordray is stepping down from his post leading the Consumer Financial Protection Bureau.Cordray said Wednesday that he plans to resign as director at the end of the month."It has been a joy of my life to have the opportunity to serve our country as the first director of the Consumer Bureau by working alongside all of you here. Together we have made a real and lasting difference that has improved people's lives," he said in a note to CFPB staff.Cordray, who was appointed by President Obama, has served as the agency's chief since 2013.The CFPB was created in 2011 as part of the Dodd-Frank reforms that followed the 2008 financial crisis.  664

ROCHESTER, N.Y. (AP) — The mayor of Rochester says reforms are coming to the police department as community elders seek to bring calmer minds to a fifth night of demonstrations over the March death of Daniel Prude, who lost consciousness after police held a hood over his head. Mayor Lovely Warren announced that the crisis intervention team would move from the police department to the city’s department of youth and recreation services at a news conference Sunday. Police Chief La’Ron Singletary said he supports the need for reform and is working with experts and clinicians in getting services for people with mental health issues that bring them into repeated police contact. More than 1,000 protesters gathered for a march led by community elders in Rochester Sunday night. 787

SACRAMENTO, Calif. (AP) — California lawmakers on Tuesday moved to cap annual rent increases statewide for most tenants as a limited housing supply in the country's most populous state continues to drive up the cost of living while pushing more people to the streets.The California Senate voted 25-10 to cap rent increases at 5% each year plus inflation for the next decade while banning landlords from evicting tenants without just cause. Democratic Gov. Gavin Newsom says he will sign the bill into law, but first it must survive a final vote in the state Assembly where the California Association of Realtors is pushing to defeat it. Lawmakers must act by Friday.California's largest cities, including Los Angeles, Oakland and San Francisco, have some form of rent control, but a state law passed in 1995 has restricted new rent control laws since that year. In most places, landlords can raise rents at any time and for any reason, as long as they give advance notice.In Pomona, about 30 miles (48 kilometers) east of Los Angeles, Yesenia Miranda Meza says her rent has jumped 20% in the past two years. Monday, she marched with other tenants through the halls of the state Capitol chanting: "Once I've paid my rent, all my money's spent.""I'm a rent increase away from eviction, and that's with me having two jobs," she said "So if this (bill) doesn't go through and I get another rent increase, I really don't know what I'm going to do. I'm either going to be homeless or I'll have to cram into a room with a whole bunch of other people."Opponents have likened the proposal to rent control — a more restrictive set of limitations on landlords. California voters overwhelmingly rejected in a statewide ballot initiative to overturn the 1995 law last year.California Association of Realtors President Jared Martin said the group's 200,000 members strongly oppose the bill because it will "reduce the supply and quality of rental housing." It's an argument echoed by Republican Sen. Jeff Stone, who said developers would have no reason to build new housing if they can't make money off their investment."We'll see even a greater housing crisis because of the low supply of housing," Stone said. "Either this will force our constituents to join a 60,000 homeless population that we see in the LA area, or they will simply just move to another state."But supporters say the bill includes lots safeguards to prevent that from happening. The rent caps don't apply to new construction built within the last 15 years — a provision that prompted the California Building Industry Association to drop its opposition.Plus, the caps don't apply to single family homes, except those owned by corporations or real estate investment trusts. And duplexes where the owner lives in one of the units are also exempt."We all desperately want to build more housing. It was a very important aspect of this bill," Democratic Assemblyman David Chiu said.But even some Democrats who voted for the bill on Tuesday signaled they didn't like it, a sign the bill is not guaranteed to pass. Sen. Steve Glazer, a Democrat representing a district in the San Francisco Bay area, cited a 2018 study by Sanford University showing landlords under rent control are more likely to nudge tenants out by spending less on maintenance."Any time you reduce rate of return on an investment, you make that investment less attractive, and this is true even if new investment is exempted for 15 years as this bill does," he said.But Carolyn Wilson, a 71-year-old Sacramento resident, said she needs help now. She said her rent has increased about 0 each year and her landlord just gave her a 60-day notice to move out for on reason."All I do is get up on the computer looking for some place to go," she said. "With my income, I can't afford anything." 3819

RICHMOND, Va - An EMT with the Richmond Ambulance Authority (RAA) is a one-of-a-kind essential worker to her family, and now she has the doll to prove it.April O'Quinn was one of five national winners in the "Heroes with Heart" contest, run by American Girl.Families were asked to nominate a hero fighting COVID-19 who risked their lives to help others during the pandemic.O'Quinn was nominated by her niece, Lacey, who lives in Texas. Lacey nominated her aunt after the EMT worker returned to work after recovering from COVID-19."The lung problems were probably the worst part for me. I couldn't lay down. I had to sit up. I slept sitting up," O'Quinn said.Emergency Medical Services seemed like the perfect fit for O'Quinn, and she didn't hesitate to return once doctors gave her the OK."She didn't hesitate for a moment," Lacey wrote on her contest submission, which was published by American Girl."I feel very fortunate that I only have the minor problems that I have and I can be back to work," O'Quinn said. "I like to get in there, help people, and then step back into the dark."O'Quinn got a phone call last month from Lacey with the exciting news."Lacey was on the other side screaming that we had won — I was in shock," O'Quinn said. "I had no words. I ended up crying because I couldn't say anything.""The excitement and smiles as she opened her hero doll were all worth it," she said.April is now one of five essential workers nationwide celebrated by American Girl."We at the Richmond Ambulance Authority are so excited for April and her niece Lacey. We're thankful American Girl held a contest to recognize our frontline heroes and are thrilled to have one of our employees represent EMS," RAA CEO Chip Decker said.The winners received a custom American Girl Doll and outfit in their hero's likeness and a 0 gift card."The stars and brightness in her face and eyes was amazing. It was all worth the pictures, even though I hate pictures," O'Quinn said.The review she cares about most is holding onto her doll thousands of miles away in Texas."It'll be something that neither one of us will ever forget. It's a bond that I'll hold with her forever," O'Quinn said.This story was originally published by Jake Burns on WTVR in Richmond, Virginia. 2267

ROME (AP) — Pope Francis says the coronavivrus pandemic had proven that the “magic theories” of market capitalism have failed and that the world needs a new type of politics that promotes dialogue and solidarity. Francis laid out his vision for a post-COVID world by uniting his social teachings into a new encyclical. The document was released Sunday on the feast of his namesake, the peace-loving St. Francis of Assisi. In it, Francis rejected even the Catholic Church’s own doctrine justifying war as a means of legitimate defense, saying it had been too broadly applied. He also cited the loss of millions of jobs in the pandemic as a reason to craft more just social and economic policies. 702

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