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INDIANAPOLIS (WRTV) -- Police say two women climbed in the drive-thru window at an Indianapolis McDonald's and assaulted an employee because they didn't get their chicken McNuggets. Police were called to the restaurant just after 3 a.m. local time Friday morning.The manager told police he was working the drive-thru window when two women pulled up complaining they did not receive their chicken McNuggets. When the manager told the women they didn't order McNuggets or pay for them, even printing out a receipt to show them, the pair tried to order some at the window. The manager told the women they would have to drive back around and order at the signboard and said, "Have a nice day," before turning his back on them to fill other customer orders, according to police. The women then began pounding on the window and honking their car horn, claiming they had been disrespected. They then climbed in the drive-thru window, knocking over a basin full of tea and a tablet register before assaulting the manager. The women then climbed back out the drive-thru window and sped away.Police say they did not get any chicken McNuggets. No arrests have been made. You can watch Part 1 of the incident in the player above taken by Monique Hernandez-McNeely, who was waiting in the drive-thru line behind them. NOTE: Part 2, below, contains graphic language. 1430

It’s not uncommon to convert an old warehouse into lofts or apartments.But what about converting something a little more unique, a little more historic?Something like, a church?That’s what developers did in a Denver, Colorado neighborhood. The Gothic-revival, Methodist Episcopal church was built in 1889, designed by Denver architect Franklin E. Kidder. It was declared an historic landmark in 1970. But that didn't stop it from ending up abandoned as the neighborhood changed.Enter developers with a vision. They re-envisioned the church as The Sanctuary Lofts. They preserved much of the church’s unique features, like the stained-glass windows, exposed brick, and wood paneling, and converted the church into condominiums. There’s even a confessional in one of the condos serving as the room’s focal point.One of the 12 condos in this church was recently on the market. Realtor David Wheaton said each unit offers different pieces of the past. “In some units we actually have stained glass windows exposed and holy items that were a part of the church that are actually infused into the units," said Wheaton. “Many of these buildings such as this church, the congregation wasn’t able to support it financially. It kind of fell into disrepair for a while and it was deconsecrated at some time.”While this conversion was done long before the current housing crisis, it underscores the need to find places to live. In this case, the condos come with a completely unique twist on what’s possible.This converted church is just one example of creative living makeovers.The Arcade, the first indoor shopping mall in the United States, is now home to 48 apartments.  The Arcade is in Providence, Rhode Island and was built in 1828. It is on the National Register of Historic Places and a National Historic Landmark.In Charleston, South Carolina, the Cigar Factory is another example of an historic building beginning a new chapter.  It was built in 1881 as a cotton manufacturing facility before converting to cigar production in 1903. While plans to transform it into condos 100 years later were ultimately scrapped, it’s now home to office, restaurant and event space.  2265

In general, using as little of your credit card limits as possible is better for your score. So logic would suggest that paying off your credit cards early so that a zero balance is reported to the credit bureaus would produce the highest scores, right?Turns out, having 1% of your credit limits in use may help your credit score even more than showing 0% usage. Counterintuitive as it is, that’s how credit scoring works.Why 1% is better than 0%Credit scoring systems are designed to predict how likely you are to repay borrowed money. The two biggest credit factors — accounting for about two-thirds of your score — are paying on time and the amount you owe.Credit utilization, or the percentage of your credit card limits you use, is one of the biggest levers you can pull to affect your score, and it works quickly: Your utilization changes as soon as card issuers report your new balances to the credit bureaus each month.If you are trying to squeeze every possible point from credit utilization, the trick is to aim low — just above zero. Credit expert John Ulzheimer says that data has shown that 1% credit utilization predicts slightly less risk than 0%, and scoring models reflect that.Tommy Lee, principal scientist at FICO, one of the two dominant credit scores, explains it this way: “Having a low utilization indicates you are using credit in a responsible manner.”How to shoot for 1%If you’re aiming for a perfect 850, or are close to qualifying for a lower interest rate on a loan, shooting for 1% might help you gain a few points. You could aim to zero out your credit cards, knowing that your regular use of the cards will keep some small percentage of your limit in use.Ulzheimer, who has worked for credit bureau Equifax and credit scoring company FICO, explains how: “If you can pay off your balance in full by the statement closing date, then you’ll get a statement with a zero balance and that’s what will appear on your credit reports.” Or, you can pay off a card in full by the due date and stop using the card entirely for the next billing cycle to get to a zero balance.“But 1% could be better if you can pull it off,” Ulzheimer says.You could do that by using the AZEO (all zeros except one) strategy to get every credit card but one to a zero balance. Because credit utilization is calculated both overall and per card, you may want to use your highest-limit card as the one that will have a statement balance. Simply add all your credit limits together, and figure 1% of that.You can also try paying online as soon as a transaction posts to keep the balance low. Or, use a personal finance website or your card issuer website to check your credit utilization weekly. Then make a payment to bring it down, rather than waiting for your monthly statement.What if I can’t make it to 1%Keeping utilization under 10% is another worthy goal. Lee says that the top 25% of FICO credit scorers use about 7% of their credit limits. If you pay on time and keep balances low relative to credit limits, your scores will generally be high.Ulzheimer points out that if you are fretting over whether you want a credit utilization of 1% or 0%, it’s worth noting that either is excellent. And it’s entirely possible to score a perfect 850 without the elusive 1%. How that works is part of the “secret sauce” that scoring companies do not reveal.How to get and keep a high scoreNothing is more important to your score than paying bills on time. The scoring penalty for a missed payment is severe, and a payment that’s 30 or more days late can stay on your credit report for up to seven years.Also, use cards lightly and keep balances low to keep your credit utilization low.In addition, keep an eye on the other factors affecting your credit score:Check your credit reports for errors (you can access them by using AnnualCreditReport.com).Keep credit card accounts open.Aim to space credit applications about six months apart.Use both installment credit (loans with level monthly payments) and credit cards.And monitor your credit — regular checkups are part of staying financially healthy.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat to Do When Your 0 Weekly Unemployment Check ExpiresIs That ‘Contact Tracer’ Really a Scammer? How to TellWhat to Do With Your ‘Treasures’ the Kids Don’t WantBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4475

In what is normally quiet Cajun country, the sound of shoveling sand rises above all else right now.“Just filling a few sandbags to make sure that we get any water intrusion through the doorways of house,” said Joe Soudelier, who was filling 28 sandbags in Morgan City, Louisiana.In this region of the state known as Acadiana, there are worries about water coming in courtesy of Hurricane Laura.There are many shrimp trawlers visible along the Louisiana coast. About an hour west of Morgan City, people in Iberia Parish, and in other nearby parishes make a living off the water. Now, though, the water that supports their livelihood is a potential threat to their lives.Storm surge along the Louisiana coast could be more than 10 feet in spots. Coupled with strong winds, they are dual concerns with Hurricane Laura.Still, many here won’t evacuate, like Shannon Zeringue, who lives in a trailer.“It’s been there for like 30 years,” she said. “Kind of sunk in the ground. So, I think I'll be okay.”There are shelters open for residents, but Zeringue worries about exposure to the coronavirus. She is counting on sandbags for protection and said she regrets the last time she evacuated.“One year we left and we spent all kind of money going and doing everything and it was like - it was just a waste of money,” Zeringue said. “We could’ve just stayed. And makes it hard for people who don't have money like that to try to evacuate.”Really, though, it is about people taking care of each other in this area where Cajun bonds are strong.“People help each other out every time there's a situation like this,” said resident Al Richard. “And they all give a helping hand to everybody."That was something witnessed first hand, as Soudelier came over to help him.“Everybody helps clean up, pick up and get back to normalcy,” Richard said, “and then we appreciate each other after it’s all over.“It is an ending they are already looking forward to with Hurricane Laura. 1967

India's world-famous monument is reopening amid the coronavirus pandemic.According to CNN, the Taj Mahal is reopening Sept. 21, and only 5,000 people will be allowed to visit it per day.Typically 20,000 people visit the monument a day, MSN reported.Another landmark, the Agra Fort, will also reopen that day, but will only allow 2,500 visitors daily, CNN reported.Social distancing and masks will be required at both sites, Uttar Pradesh state's Tourism Department told Yahoo!Both sites have been closed since March 17.According to Yahoo!, India has the second-highest number of confirmed infections of COVID-19. 620