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Nashville will be home to Amazon’s new executive operations center -- bringing 5,000 jobs to the area and making it the largest jobs announcement in Tennessee's history.  Amazon made the announcement Tuesday morning, saying the location would be its new Operations Center of Excellence and be the company's headquarters for its logistics group. Amazon has chosen New York City and Northern Virginia to split duty as its second headquarters.  Nashville will serve as the company’s Retail Operations division, which will be located in downtown just north of The Gulch in the Nashville Yards development -- a billion dollar project between Church Street and West End. The one million square foot office space will house the tech and management functions of the Retail Operations division, including customer fulfillment, customer service, transportation, and supply chain, amongst others.“Amazon has spent the past year searching the nation for the best possible locations to expand and it chose Tennessee because of our business-friendly policies, low taxes and skilled workforce," Governor Bill Haslam said in a statement. The company is making an estimated 3 million capital investment over seven years and creating 5,000 net new full-time jobs with an average pay of .32 an hour, which is more than 0,000 a year.Currently, Amazon employs approximately 2,500 people in the Nashville region across five fulfillment and sortation centers. This operations center is projected to create more than 13,000 jobs for Tennessee’s workforce.     1642

MILWAUKEE, Wisconsin — Over the past year, there has been an increase in drivers illegally passing school buses in Kenosha County, Wisconsin.In 2017, the Kenosha County Sheriffs Office issues 57 "failure to stop for school bus" violations. This year, the number of citations is up 70.Steve Bennett has been a bus driver at First Student Inc. in Kenosha for 11 years. It's a school bus company that services 39 schools in that county. He said when he sees a car passing the stop arm, it’s upsetting. “It’s a mix between anger and I’m terrified. What’s going to happen with my kids?” Bennet said.According to a one-day study done by the Wisconsin School Bus Association, out of 1,538 participating drivers, 363 cars were observed passing the stop arms.In Waukesha County, 242 violations were reported in 2017. Michael Comstock, manager of First Student, said his drivers report violations daily. Once a violation is observed, license plate numbers and the description of the vehicle are then handed off to authorities. “It’s a life and death decision every time they decide to drive through the red lights on a school,” said Bennett.Elizabeth Ramirez is a mother of a 4-year-old and said it’s gut-wrenching to see drivers pass through school bus stop arms. “You have to pay attention because that’s why so many things are happening nowadays. People are in such a rush to get somewhere," said Ramirez. Failure to comply with school bus stop laws could result in a 2 fine.  1515

MILWAUKEE — What was supposed to be a girls trip to Atlanta with a Milwaukee mother and her five daughters turned into a nightmare for the Wenszell family. A man they never met was in the station as they waited for a train to arrive. “This man, agitated, talking to himself mumbling and next thing we know, ran over and pushed my wife she ended up falling onto the track,” said Jerry Wenszell, the husband and father of the family. After Susan Wenszell was pushed her daughter jumped onto the tracks and covered her mother with her body. But that left Katie Wenszell to take the brunt of the train. “Katie jumped down, tried to move Sue off the tracks and just got her in between the tracks and the train literally went over both of the top of them,” Jerry said. The train missed Susan. Katie was hit and dragged. She lost part of her foot, her shoulder was shattered, she punctured a lung and broke most of the bones in her face. “Most said had Katie not jumped down, Sue would have come home in a box,” Jerry said. The man who pushed Susan is now facing charges. But Jerry isn’t angry and relies on his faith. “No, actually I'm not. I actually prayed for the guy,” he said. Katie is now in critical condition after the incident in Atlanta over the weekend. She faces a long road to recovery, including the potential for more surgeries. Jerry says he’s had to stay in Milwaukee to take care of the family’s young children. The family has set up a GoFundMe page to help raise money for Katie's medical expenses.  1595

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

Months of isolation and social distancing have taken their toll on Americans. But for the 30 million struggling with eating disorders, that stress can make them especially vulnerable.Mental health experts say as social distancing enters its fourth month, they’ve seen a dramatic spike in people seeking assistance. The good news, they say, is that there is help.Growing up in a conservative south Texas family, Eric Dorsa says not fitting a stereotypical masculine identity drove him into a dangerous relationship with food.“I developed an eating disorder as a way to cope with emotions and thoughts and feelings about myself that I couldn't express as a child,” said Dorsa.After 13 years of recovery, it’s still a battle.“It was the hardest thing I've ever done,” said Dorsa. “It is like a giant car crash going off in the middle of your life and you have no choice but to deal with it.”Dr. Ellen Astrachan-Fletcher is the clinical director of the Eating Recovery Center in Chicago. The international center treats eating disorders like anorexia, bulimia and binge-eating.“Does this pandemic and the isolation contribute to worsening difficulties with eating disorders? Absolutely 100%,” said Astrachan-Fletcher.She says for millions suffering from eating disorders, the months-long lockdowns and isolation from support systems is amplifying the problem.With grocery stores not stocking certain products, experts say that could be a trigger for people who need that normal routine and those specific food brands to help keep them on their recovery track.“The reality is we have to be flexible in this time because due to the pandemic things are not what we expect,” said Astrachan-Fletcher.People turning to food for comfort and social media messaging about weight gain are not helping.“When someone starts engaging with an eating disorder, they tend to isolate and that feeds the eating disorder,” said Astrachan-Fletcher. “So, the isolation and pushing loved ones away is one way the eating disorder grows.”The National Eating Disorders Association says it has seen a 74% increase in calls to their help line during the pandemic as compared to the same time last year.“Even though sometimes it feels like we're alone, you don't have to be and there are lots of people here to be there with you,” said Astrachan-Fletcher.Astrachan-Fletcher says it’s important to seek professional help, take a friend or family member with you when you go to the grocery store, and set up virtual online dates for meal-times or snack breaks.Dorsa says it’s important to find your helpers.“You're not alone and you're enough just as you are,” he said. “You don't have to show up any other way other than with what you have. And let people help you find the next steps for you.” 2769