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SAN DIEGO (KGTV) — It can take close to 30 years for a renter in San Diego to save enough money for the down payment on a home.Experts say there are ways to speed up the process.Jennifer and Allan Uy just bought a home for their family of four but to make that possible, they moved in with Jennifer’s parents to save money. They paid off ,000 in debt and saved ,000 for the down payment.“It’s actually like adjusting in terms of watching television, and they had like the Disney Channel on, and we had to take turns so I could watch the news,” said Jennifer’s father.According to Hot Pads, it takes 28 years for a San Diego renter to save enough to put down 20 percent on a median-priced home. Moving in with parents can cut that down to 12 years.Relying on relatives may not be an option for many San Diegans.Todd Lane, president and CEO of California Coast Credit Union, says you don’t necessarily need to save as much money if you have a higher income.“Look for a program out there with a mortgage lender that offers you the option for not having to pay for mortgage insurance and making less than 20 percent down payment that’s really the key,” said Lane.Lane also suggests you avoid making big purchases prior to applying for a home loan.“Don’t just go out and borrow for a car loan just before your gonna go out and get an home loan; keep that older car,” Lane recommended.Financial adviser Dennis Brewster said aiming for a condo instead of a home is a great way to get in the home buying game.“Anything to start building the equity helps – instead of paying rent,” said Brewster.Other pro tips include using 401K investments for a down payment, or having relatives co-sign the loan. 1704

SAN DIEGO (KGTV) - It is an effort to remove guns from dangerous people and an aggressive strategy by the City Attorney's office to implement a law that has been in place since 2016. Since the beginning of the year, the City Attorney’s office obtained 25 gun restraining orders, affecting teenagers to senior citizens.  “I think we have opened people's eyes to the availability of a tool that works,” said City Attorney Mara Elliott. “I think we all recognize that there are some people that should not have a gun or access to a gun.” It's a push to use a law Elliott said is underutilized. Now, she's training law enforcement to use it more.  These civil restraining orders prohibit someone from having a gun or ammunition. Law enforcement or close family members can request it if they're afraid someone will hurt themselves or others. A temporary order is issued until a hearing for a permanent one takes place. “It's not the city attorney or the police department making the determination... ultimately it's somebody that's got no horse in the race... a judge,” Elliott said.  This law came after a 2014 murder spree near Santa Barbara. Elliot Rodger stabbed three young men to death, then shot and killed three others. His family reported mental health concerns before the shooting.  “In the past, we had to wait for a tragedy. We don't have to wait anymore,” Mara Elliott said.  The City Attorney's office represents law enforcement in court.  Those with these restraining orders range in age from 19 to 81. All were men, except one. About a quarter involved were either current or former military. A City Attorney spokesperson said these numbers do not include minors that were connected to school shooting threats.  Team 10 spoke to one man who received a restraining order against him. He agreed to talk to 10News if he was not identified. According to the man, a fight with his wife was the catalyst for the restraining order. He claimed that he did not threaten his wife. “No, we never had a violent thing. Just words,” the man said.  It was a different story in the court petition. It said his wife was afraid and that the 81-year-old threatened “to shoot her” and the neighbor. His son, according to documents, was worried his parents were losing their sanity. It also showed he was arrested several years ago for domestic violence, but the charges were dropped. Still, he called the restraining order against him unfair. “I think every case is different. It depends on people you’re dealing with,” he said, calling himself a safe gun owner.  That man’s guns are at the San Diego Police Department. Under this law, guns are surrendered to law enforcement. An individual could also store them or sell them to a licensed firearms dealer. A permanent restraining order lasts a year. It expires unless someone seeks an extension. “We’ve done a lot to try and calm the nerves of those concerned about their Second Amendment rights,” Elliott said.  “Conceptually, the idea of taking firearms from criminals or people that are mentally unfit is something we stand behind,” said Michael Schwartz with the San Diego County Gun Owners PAC.  However, he still had concerns after meeting with the City Attorney. “If they've already broken the law, then we can take firearms from criminals or people that are mentally unfit. If they haven't broken the law, then why are we taking firearms from them?” Schwartz asked. He is also concerned about the potential for abuse of this law. The City Attorney's office said orders are issued when it’s not clear when or if a person will be charged or someone hasn't been convicted yet and the public needs protection. “I'm hoping that it makes people feel safer and it saves lives and I'm convinced we've done that,” Elliott said.  Elliott said it is still too early to determine any kind of trend of those served with a restraining order. There is a proposal right now to expand this law, allowing co-workers and school employees to request these types of restraining orders. That is heading to the Senate.     4173

SAN DIEGO (KGTV) - Local VFW posts are bracing for the new restrictions to kick-in on Saturday.The restrictions result from an increase in COVID-19 cases in the county, putting the county in the state's purple tier, the tier with the toughest covid-19 related restrictions.Mike Hill, the post commander at VFW 5985 in Pacific Beach, says they are already struggling to make ends meet during the pandemic because of the restrictions."There are 22 VFW posts and more American Legion posts through San Diego County, and all of us rely on having events and having people coming to our canteen, which is sort of military for a bar and spend money there, and that helps support us," Hill said. "We've eaten up most of our savings to pay the bills while we've been closed."He says they have relied on donations so far and will be needing more the longer the pandemic lasts."I will tell you the members, and I will be dialing for dollars," Hill said. He says they will start within their members first, then the community."We'll reach out to the community and hope that some of them will value this place that's been in the community for 90 years and let it still be a home for veterans to be around other veterans," he said.VFW 5985 has been closed most days except Tuesdays and Fridays to make meals for dozens of veterans, their families, and those who need it. The post was open on Veteran's Day. 1400

SAN DIEGO (KGTV) — It's shaping up to be a perfect weekend to get soak in some baseball, golf, or San Diego culture.Padres Opening Day is here, complete with the annual East Village two-day block party and a weekend full of fun at and around Petco Park. Tickets are still available for this weekend's games and it's bound to be a fan-fueled good time.The best female golfers around will take to the green in Carlsbad for the Kia Classic as well, as returning champ Eun-Hee Ji looks to defend her title against former Classic champs and local stars.RELATED: Things to do for free in San Diego CountyIf sports aren't you thing, perhaps a trip back in time will suffice. Maritime Museum of San Diego is bringing on a new crew of pirates during its Boarded! event, where participants will walk the plank right into the middle of pirate life.And two more block parties around town will keep the food, grooves, and local brews flowing in San Diego. Here's a look at this weekend's happenings:THURSDAYEast Village Opening Day Block PartyWhere: J St., between Sixth and Tenth Avenues; Cost: Free(Thursday - Friday) Celebrate the start of Padres season in the East Village. The party includes autographs with Padres players, a "swing batter, batter, swing" game zone, a pet expo and fashion show, live music and entertainment, adult activation zone with baseball-themed cocktails and a beer garden, a pizza eating contest, and Lucha Libre wrestling.Fishing Tackle and Boat ShowWhere: Del Mar Fairground; Cost: Free - (Thursday - Sunday) Experience the world of fishing and boating at Del Mar, where more than 200 outdoor recreation seminars on boating, fishing, and cooking will be held, with hundreds of boats and booths for attendees to check out the latest in gear and tech.FRIDAYSan Diego Padres Opening Day seriesWhere: Petco Park; Cost: Varies(Thursday - Sunday) Baseball is back in San Diego! The Padres are taking on the San Francisco Giants for their Opening Day series at Petco Park. Head over for all the sights, sounds, and smells of the ballpark, and check out our Opening Day guide here. Tickets are still available for Friday to Sunday games.LPGA Kia ClassicWhere: Park Hyatt Aviara Golf Club, Carlsbad; Cost: - 0(Thursday - Sunday) Root for 144 of the best female golfers in the world battling it out for a .8 million prize purse at the Kia Classic. Last year's Kia Classic Champion Eun-Hee Ji returns to defend her title against past Classic champs including Mirim Lee, Lydia Ko, Cristie Kerr, Anna Nordqvist, Beatriz Recari, Yani Tseng, and Sandra Gal.SATURDAYMade in San Diego Block PartyWhere: India St., West Ivy St., West Juniper St.; Cost: Free - Ballast Point is celebrating their San Diego roots with a block party in Little Italy, with unlimited craft beer sampling from local breweries, delicious food, local art, and live music from Wavves, The Donkeys, Mrs. Magician, and The Schizophonics.The Empire Strikes Back: A Burlesque ParodyWhere: Balboa Theater; Cost: starting at .50A galaxy far, far away gets a very different spin at the historic Balboa Theater, when The Empire Strips Back: A Burlesque Parody hits. The show combines song and dance, troupe routines, humor and striptease with Boba Fett, Stormtroopers, droids and Jedi, and even Darth Vader.San Diego Water Lantern FestivalWhere: Chollas Lake Park; Cost: - Send off beautifully lit lanterns you decorate yourself on Chollas Lake in this family-friendly event that includes delicious food, music, and activities for everyone. The festival has also been named the Best Cultural Festival by USA TODAY 10Best Readers' Choice Awards, so you know it's an event you'll remember.2019 San Diego Tour de CureWhere: Del Mar Fairgrounds; Cost: - Come out and support the riders at San Diego Tour de Cure, benefiting the American Diabetes Association. There's still time to register as a bicyclist, walker, or runner and enjoy a celebration party after your hard work.SUNDAYRolando Street FairWhere: Rolando Blvd., between El Cajon Blvd. and Solita Ave.; Cost: FreeBands and more than 150 vendors will take to Rolando in one of San Diego's only neighborhood street fair. Come out and enjoy live music from May and The To Do List, Len Rainey and the Midnight Players, Psydecar, Sister Speak and Funks Most Wanted, a new beer garden, and carnival fun at a kids zone.Boarded! A New Pirate AdventureWhere: Maritime Museum of San Diego; Cost: - Get ready to experience life on the seven seas as the Maritime Museum San Diego, as Boarded! enlists a new crew for pirate fun. You'll become one of the crew, train how to naviagte, sword fight, bail water from a sinking ship, and escape from the Kings Jail. 4715

SAN DIEGO (KGTV) -- In a video that's going viral, John Cena and Nikki Bella give the public a glimpse into their San Diego home. The tour is lead by Nikki and her twin sister Bre Bella ahead of the season five premier of Total Bellas. The tour begins in a basement wine cellar and eventually makes its way through the rest of the home. Watch the tour in the player below:  406