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SAN DIEGO (KGTV) - The sticker-shock of college can be daunting, but with planning and some research there is financial aid out there for the taking.To get the process started families must fill out the Free Application for Student Aid, better known as the FAFSA.The FAFSA is roughly 156 questions and looks at a family's financial situation.Colleges nationwide use the FAFSA to determine the amount of financial aid to award to students,The form can now be filled out online but college planning expert Ron Caruthers also recommends printing a paper copy for reference because it contains more guidance.“It’s my bread and butter because so many families really make mistakes and don’t understand the process," said Caruthers. "I’ve worked for 25+ years helping families pick schools that have money, not make mistakes on the FAFSA and save a ton of money on college.”Families can start submitting FAFSA’s October 1 and the deadline is March 2.Caruthers recommends doing so by January.He says a major mistake families make is listing assets they're not required to, including their home, IRA's, and personal property.What you should list: cash, stocks and bonds that aren't in a retirement account, and equity in a rental home.“This is an area of enormous stress because, for a lot of families, next to their house this is going to be their biggest investment, and it's going to come in a very short period of time, unlike a house they can pay off over 30 years,” said Caruthers.He says it's important to be detail-oriented on the FAFSA, for example, making sure you put income in the right line. Also, when inputting your student's name, make sure it's the exact name listed on their social security card and not a nickname.“With a little bit of education they’re going to know more than some guidance counselors in the county," said Caruthers.If a family's financial circumstance changes, they can appeal the FAFSA decision.Such a circumstance might be losing a job, divorce, or medical bills."We've seen cases where clients have gotten ,000, ,000, ,000, ,000 more free money a year, simply by approaching the financial aid office and explaining the situation."He says the number one mistake is not applying at all.Caruthers offers free workshops around the county for families.Click here for important FAFSA forms, Cal Grant information, and Pell Grant information.The U.S. Department of Education also answers frequently asked questions on its website. 2490

SAN DIEGO (KGTV) — Three gyms, a restaurant, and a Pacific Beach juice shop prompted the most complaints from the public about health order violations, according to 211 data analyzed by ABC 10News.Of the five businesses with the most complaints, the county has only taken enforcement actions against two, in the form of cease and desist or shutdown orders.The 211 data reviewed by ABC 10News includes more than 9,400 complaints received from April 3 through July 29.Number 5: Boulevard Fitness (2110 El Cajon Boulevard)This gym got 141 complaints, primarily for intentionally operating indoors after Governor Gavin Newsom banned indoor gyms July 13. This week, San Diego Police cited the owner after the gym defied a cease and desist letter from the county.The owner of Boulevard Fitness could not be reached for comment.Number 4: The Gym (2949 Garnet Avenue)The Gym got 158 complaints stretching back to April, with tipsters warning of people bunched close together without masks. One tipster said in June, “It’s an outbreak waiting to happen. I cannot stress enough that I’m not exaggerating at all.”The tipster was right. The county ordered the facility to close July 23, but one week later, the county announced it had traced an outbreak back to the facility. An outbreak is defined as three or more infections at one location.The County confirmed this week The Gym was given permission to reopen with equipment outside.A staff member at The Gym hung up when ABC 10News asked for comment over the phone earlier this week. A man who appeared to be the owner tried to stop a photojournalist from recording the outside of the building from the sidewalk.Number 3: Self Made Training Facility (4030 Sports Arena Boulevard)As of Thursday, Self Made Training Facility continued to operate indoors, according to video captured by ABC 10News.This gym got 184 complaints, mostly in mid-July after the owner, Matt Pallardy, posted a video directed at “King Newsom” on Instagram.“This is to let San Diego and everyone know that we will not be closing our doors,” he sai, adding that he encouraged other gyms to do the same.Pallardy declined an interview, but said in a statement that most of the complaints are from people who have not actually been to the facility. He said the gym takes steps to sanitize equipment and noted that they are not as crowded as a typical gym because they only offer personal training.The county has not sent Self Made Training Facility a cease and desist or shutdown letter, spokeswoman Tegan Glasheen said Wednesday.Number 2: Firehouse American Eatery (722 Grand Avenue)Firehouse American Eatery got 190 complaints, almost entirely after a video surfaced on Reddit June 29 showing a DJ performing on the venue’s outdoor patio. Tipsters noted the tables looked closer than six feet and guests were not wearing masks.Owner Matthew Spencer thinks a lot of tipsters didn’t know that masks are not required when diners are seated. The video shows a woman standing and dancing without a mask; Spencer said she was quickly asked to sit down.“I think it was a misunderstanding by the public at the time. It was put on Reddit by someone who wasn’t there, and there you are,” he said in an interview.Spencer said the county only clarified later that DJs were not allowed. He stressed that the restaurant has been going out of their way to follow all the rules.“Regardless of your political views, it seems to me you need to follow the rules. It seems to me that following the rules brings the [infection] numbers down. And so to be on this list is really heartbreaking for us,” he said.Firehouse had no 211 complaints before that incident and three since.Number 1: Mad Beet (933 Garnet Avenue)This juice and smoothie shop collected 191 complaints about employees not wearing masks, mostly after a customer posted a video on Facebook July 10 showing two maskless employees.“I was just dumbfounded this was happening,” said the woman, who asked not to be identified.“I was like, ‘Why are you guys not wearing masks?’ And she’s like, ‘Well it’s our civic right not to and our employer agrees with our choices.’”Owner Brian Dunlap declined an on-camera interview but suggested over the phone and by email that it was an isolated issue. “It was just a long weekend in July for us,” he wrote.However, ABC 10News found two complaints employees failing to wear masks in late April, 13 in May and 11 in June. Several tipsters mentioned that the owner wasn’t wearing a mask either.Dunlap said the shop has been in compliance since the July 10 incident.The county has not taken action against them. 4609

SAN DIEGO (KGTV) — This month, thousands will pay tribute to a civil rights icon in one of the nation's largest MLK parades.The 40th annual Martin Luther King Jr. Parade steps off on Jan. 19, bringing floats, high school bands and drill teams, colleges, churches, and many more to Harbor Drive to honor the work of Dr. King. The parade is free and begins at 2 p.m. in front of the County Administration building.CAN'T MAKE IT OUT? 10News live be live streaming the parade on 10News.com, our 10News mobile app, on Facebook, and on your television streaming device (Roku, Apple TV, Amazon Fire).MTS buses and Trolleys will operate on a regular weekday service schedule on Martin Luther King Jr. Day. The Transit Store, Compass Service Center, MTS Administrative offices, and Customer Service will be closed. The MTS Information and Trip Planning call center will be open 8 a.m. to 5 p.m.The parade is organized by the Zeta Sigma Lambda Chapter of Alpha Phi Alpha Fraternity, which is also organizing the Dr. Martin Luther King Jr. Educator's Breakfast and MLK Golf Classic this month. Alpha Phi Alpha is the oldest African American fraternity in America and King was a once member.The parade and MLK celebrations precede Black History Month beginning in February.MLK in San DiegoKing last visited San Diego in 1964, according to the San Diego History Center. It was arguably at the height of King's most celebrated period, after giving his famous "I Have A Dream" speech and being named Time magazine's "Man of the Year" in 1963.The history center says King's visit also came as black San Diegans routinely saw discrimination. The city had earned the nickname "the Mississippi of the West," according to historians Seth Mallios and Breana Campbell. African Americans were denied loans from banks, housing outside of segregated neighborhoods, and refused entrance by some business owners, the authors wrote.Nonetheless, King's presence in town was well-regarded by those who watched him speak at San Diego State College (now San Diego State University) and California Western University (now Point Loma Nazarene University). One witness recalls King, “was very warm … very genuine [and] seemed to be very caring and sincere ... He spoke to me as though I was someone he was very familiar with.”In his CWU speech, King is quoted as saying:"And may I say to you, my friends, that I still have faith in the future. I know these are difficult moments and so many of us are faced with problems day in and day out. And I know that we are still at the bottom of the economic ladder, still the last hired and the first fired. I know that we are forced to stand amidst conditions of oppression, trampled over day in and day night by the iron feet of injustice. But in spite of this I still believe that we have the resources in this nation to solve this problem, and that we will solve this problem." 2896

SAN DIEGO (KGTV) — The San Diego Police Departments K9 officers and their handlers were honored at the unveiling of the new K9 Memorial Dedication Ceremony Wednesday afternoon. They don’t carry weapons. Often times, they are the weapon.“We’ve had several dogs injured, stabbed, and shot,” Lt. Tony Lessa of the San Diego Police K9 Unit said. “Fortunately, only one was killed in the line of duty.”Since 1984, ninety-two San Diego Police K9’s have served alongside their handlers. They enter themselves into dangerous situations for the good of the community. Many said their value is immeasurable. “They improve officer safety for out officers in a way that they reduce the use of force we have to use,” Lt. Lessa said. “You can’t put a number on that.”That is why a new Memorial wall was built for the specialized unit. Sitting at the helm is a bronze statue of German Shepard Bando, who was struck by a car and killed in the line of duty in 1994. Underneath his statue are the names of several K9’s and their handlers.Patsy Samson was the main donor for the San Diego Police Foundation. She worked with the organization for eight months until finally unveiling the memorial today.“They love their K9’s,” Samson said. “They take care of their K9’s. They just want to do the best you can do for the community that they protect and serve, every single day.”Whether it’s their cuteness on their time off, or their fierce abilities to bring down criminals, the K9’s officers have a special place in hearts. For that, like their human counterparts, their work will never be forgotten. “Their name is going to live on here for eternity,” Lt. Lessa said.  1677

SAN DIEGO (KGTV) -- The San Diego State Aztecs will take on Ohio in the 2018 DXL Frisco Bowl. The game is set to kick off Wednesday, December 19 at 7 p.m. central time at Toyota Stadium in Frisco, Texas. The game marks the first ever meeting between the two schools. RELATED: Aztecs rebound with 87-44 blowout win over Jackson State “We are excited to announce the two outstanding teams that will participate in the 2018 DXL Frisco Bowl, the San Diego State Aztecs and the Ohio Bobcats, two premier programs from the Mountain West Conference and the Mid-American Conference,” said Sean Johnson, DXL Frisco Bowl executive director. RELATED: Aztecs lose overtime thriller, 31-30, to Hawaii in final home gameSan Diego State is playing in its ninth straight bowl game. Last year, the Aztecs played in the Lockheed Martin Armed Forces bowl where they lost to the Army Black Knights 35-42. 893