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Earlier this week, Russian president Vladimir Putin said that his country has produced a vaccine against the coronavirus, but American-based experts have expressed concerns over the efficacy of the vaccine, and whether the country cut corners in its production.Dr. Anthony Fauci, director of the National Institute of Allergy and Infectious Diseases, said in an interview with ABC News’ Deborah Roberts that he has concerns that the vaccine has not had a chance to be fully studied by scientists."I hope that the Russians have actually, definitively proven that the vaccine is safe and effective," Fauci said. "I seriously doubt that they've done that."Also in an interview with ABC News, Health and Human Services Secretary Alex Azar said that while the US hopes to have a vaccine produced soon, it’s important to have a one that is fully vetted by science.“The point is not to be first with a vaccine, the point is to have a vaccine that is safe and effective for the American people and the people of the world,” Azard told ABC.Russian Direct Investment Fund, which is a Russian governmental agency, says that the vaccine has quickly garnered demand throughout the world, with 20 countries requesting the vaccine."We can confirm that 1 billion is the request, actually slightly more than 1 billion, is the amount of preliminary requests we received from more than 20 countries so far,” Kirill Dmitriev, CEO of the Russian Direct Investment Fund, said.While Putin did not confirm if he had taken the vaccine, he said that his daughter was received it.While the US has a number of ongoing trials, it appears that a vaccine is still months away from getting approved. And then getting a vaccine to millions of Americans could take additional time.President Donald Trump said he is ready to employ military resources in order to quickly distribute a COVID-19 vaccine. There is immense pressure on the US to produce a vaccine with more than 1,000 Americans dying from the coronavirus per day in recent weeks, according to Johns Hopkins University data.“I feel strongly that we will have a vaccine by the end of the year and it will be put in service maybe even as we get it because we are already set militarily, we are using our military to distribute the vaccine,” Trump said. 2284
Diana Farrell is the President and CEO of the JPMorgan Chase Institute, which publishes data analyses and insights that leverage the firm's proprietary transaction data. Previously, Diana was the Deputy Director of the National Economic Council, as well as Global Head of the McKinsey Center for Government and the McKinsey Global Institute. The opinions expressed are her own. The deadline to file your 2017 taxes is just a week away. But if you're one of the millions of Americans — roughly four in ten households — who filed back in February, you probably couldn't wait to get your hands on your expected refund.And there's a good chance you put that refund toward a visit to the doctor.That's according to new research by the JPMorgan Chase Institute, which evaluated when Americans in different income and demographic groups file their taxes.Americans who file their taxes early are more likely to receive a larger tax refund. Early filers were also more likely to spend a larger portion of their refund on health care.Related: How to save money on health care in retirementIn fact, American families increase their health care spending by 60% in the very week they receive a tax refund. And those who received their refunds in February increased their health care spending over the following 76 days by 38%, compared with a 22% increase for those who received refunds in March and an 11% increase in April or May.While some high-deductible health plans encourage early-year spending, JPMorgan found that deductibles aren't the motivating force behind this surge.Instead, among the earliest filers, 64% of their health care spending went to services they had been putting off, including dental visits, hospital visits and in-person doctor appointments.What does this mean? It's increasingly clear that families are treating their tax refunds as a zero-interest savings vehicle, the funds of which they're using for important and sometimes crucial expenses like health care.That's problematic for Americans' financial health, because the IRS does not currently give taxpayers control over the timing of their refund payments, outside of choosing when to file your annual refund between January and Tax Day in April. This means it can be challenging or unrealistic to only schedule payments or purchases around your tax refund every spring.It also poses problems for Americans' physical health, because those who rely on this cash infusion to afford health care are likely to delay care.Related: Americans spend more on health care, but have shorter livesGenerally speaking, young people under the age of 35 and those whose take-home pay is less than ,000 are more likely to be early filers because they have a greater need for this cash infusion.Another reason for filing early could be that low-income families are more likely to receive refundable tax credits, such as the Earned Income Tax Credit, money that is not available except through a tax refund. Across all income and age groups, though, people who are owed a larger refund are more likely to file early.Given the link between tax refunds and health care spending, policymakers and employers should consider making changes that would allow consumers to access funds throughout the year. Policymakers might consider offering periodic tax refund payments -- perhaps quarterly payments so that families wouldn't have to defer care until tax season.Another solution is to make the timing of these payments even more flexible and frequent for those who require urgent health care. This could include an option to apply for emergency funds taken out of your upcoming refund, or an option to file at a different time of year and receive a refund based on year-to-date income.Related: How to file your taxes for the first timeBy fixing one of the largest cash flow events to happen between mid-February and mid-May every year, we're virtually guaranteeing that some Americans will have to defer care.Finally, we should encourage employers to offer alternative savings vehicles, like an employer-based sidecar account. This account would share many of the same features of a tax refund, but give consumers more direct control over when they access funds.These could include built-in commitments and "set-it-and-forget-it" transparency, which would enable consumers the option of a one-time payroll election that recurs with every paycheck, locking them into an annual savings choice similar to other employer-sponsored benefits.By better understanding the connection between health care spending and tax season, we can help more families manage their finances to ensure they're getting health care when they need it, not just when they file to Uncle Sam.The-CNN-Wire 4734

EL CAJON, Calif. (KGTV) - The City of El Cajon is working to revitalize its main street, with the Magnolia Theater at the centerpiece of the effort.The theater used to be the El Cajon Performing Arts Center. In 2009, during the latest recession, the city shut it down to save money.Over the last few years, the city spent more than million to renovate the building and turn it into "The Magnolia."The building got new air conditioning and heating, new carpet, new seating and more modern amenities."We've rebranded it," says City Manager Graham Mitchell. "We have a new name, a new management company and a new way of doing things. There's a new philosophy of how we operate the facility."RELATED: East County Performing Arts Center to Re-Open as "The Magnolia"As part of the renovation, city leaders entered into an agreement with Live Nation to handle booking for the newly refurbished venue. Live Nation will provide up to 70 acts per year. The city will pay them a flat fee and then keep 100 percent of the proceeds from the shows.The venue reopened in October of 2019, and Mitchell says he's already seeing the impact it's having on the downtown area."My office is right across the plaza from the Magnolia, and pre-show, watching people spill into El Cajon, people that have not ever been here or haven't been here for a while, you can see the enthusiasm that this venue is building," he says.Business owners in the area agree.RELATED: Construction problems delay renovation of East County concert venueLupe Marrujo's family owns two restaurants on Main Street, the Downtown Cafe and Por Favor. She says business picks up on the nights when The Magnolia has a show."Before the show and after the show," she says. "They come to either the bar or the restaurant."Mitchell says the city expects an extra 100,000 people to visit downtown each year because of the events. They hope those people will come back, even when there isn't a show."There's a lot of revival, a lot of renewal, and this project exemplifies the things that are happening in the city," says Mitchell. "We hope to continue to work off the momentum the Magnolia has created and you're going to see some great things the next few years in El Cajon." 2229
Do you want to enjoy your Thanksgiving meal without feeling uncomfortable? Stove Top Stuffing has the solution for you.Introducing the Thanksgiving Dinner Pants.Stove Top is selling pants made with an elastic waistband, featuring a photo of the company's stuffing.The special pants cost , and the proceeds are for a good cause. They are donating ,000 of the proceeds to the Feeding America Charity. 428
Dunkin' is permanently closing about 800 locations throughout the country — about eight percent of its restaurants in the U.S.The company detailed the changes in its quarterly earnings report on Thursday.Dunkin' described the closures as "real estate portfolio rationalizations." It also said the locations have low sales volume and represent only two percent of its U.S. sales last year.More than half of the closures are in Speedway convenience stores — a change Dunkin' previously announced in February.The company said it may permanently close about 350 locations outside of the U.S.The announcement comes a day after McDonald's said it would close around 200 locations, most of them in Walmart stores. 714
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