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A change is coming to some people’s life and health insurance policies that will make them more expensive. Prudential recently announced it will consider e-cigarette users the same as traditional smokers. Smokers pay on average about 50% more per year for life insurance. Depending on the policy, that’s between 0 and 0 more.Some other companies were already charging vapers more. The president of Consumer Watchdog, Jamie Court, says he doesn’t necessarily disagree with the practice. “Well you know I’m no fan of the insurance industry but I think they're probably right in this circumstance and you know vaping is a relatively unknown quantity we don’t have any longitudinal studies to show what happens in 10-20-30-40 years to the lungs of people who vape,” said Court. “But there has been some evidence that people have significant scarring.”Court says it’s a little more of a gray area when it comes to health insurance. Right now, plans under the Affordable Care Act don’t charge e-cigarette and tobacco users the same. Some states don’t allow smokers to be charged more. At the same time, the Insurance Information Institute reports some companies have vaping in the non-smoking category because there isn’t enough data yet on the health effects. But with recent injuries and deaths from vaping, some companies now consider it a higher risk factor. 1375

#BREAKING: WNYer on neighboring ship captures aftermath of ?@CarnivalCruise? Glory crashing into Carnival Legend in port of Cozumel, Mexico this morning. ?@ScrippsNational? pic.twitter.com/nB0LX5x4F9— Aaron Jay Mason (@aaronwkbw) December 20, 2019 259

Surveillance systems are popping up everywhere. And in Sherman Oaks, California, a suburb of Los Angeles, some people have big concerns about privately-owned license plate readers recording cars on public streets. “It could be turned bad very quickly,” said homeowner Paul Diamond. Diamond calls these cameras an invasion of his personal privacy. “It does tend to disquiet me that everyone will know everything about where everybody is at any one time,” he said. Security experts say these privacy concerns are legit. “Are they aware that their vehicles are being videotaped? And are they ok with that? And are they ok with essentially private citizens essentially reviewing that tape at will,” asked Steve Beaty, a professor of computer science at Metropolitan State University (MSU) Denver. Beaty says license plate readers have been around for years but up until recently only law enforcement had access to them. “I think what’s new is a lot of this technology is being private people’s hands and in private people’s purview,” he said. Private citizens like Robert Shontell who with a couple dozen of his neighbors bought these cameras and software from the company Flock Safety. While Shontell says these cameras gives him peace of mind, he does address his neighbor’s privacy concerns. “You don’t want somebody that does searches to see what time their neighbor came home last night. You don’t want that. We don’t want that,” he said. “So, what we did was pick three people who have access.” That’s three people that have access to video of every single vehicle that drives by one of the cameras. Robert and two other neighbors. Flock Safety says they built this technology not to create a surveillance state but rather crackdown on crime and they claim they have the numbers to prove it’s working. “We have these statistics like a 33% reduction or a 66% reduction in crime,” said Garrett Langley, Flock Safety CEO. “That’s not arrests that’s just crime not happening.” Langley says a camera and software cost about ,000 and that they’ve helped thousands of people since launching two years ago. “You fast forward to today we’ve got customers across 36 states including Hawaii,” he said. “And we make about five arrests an hour with our law enforcement partners.” Partners like the Redlands Police Department who had several Flock cameras donated to them by the public. “The license plate readers have been pivotal in several of our cases,” said Redlands Police Chief Travis Martinez. “We’ve caught vehicles that have fled armed robberies, Commercial nighttime window smash burglaries of restaurants.” Martinez says his department has made dozens of arrests since using Flock Safety cameras a few months ago. “It’s so great to be able to tell victims of crime that we do have a lead, we do have something that we can investigate,” he said. Martinez says all Flock video automatically deletes after 30 days. But for people like Diamond, however, the potential for misuse and abuse has a longer impact.“Authoritarianism in general,” he said about what scares him the most. “There’s a sense of it creeping over the country I’m not happy about.” 3165

A big happy birthday to this cutie.Meet Peyton Elizabeth Logan born at Hillcrest Medical Center in Tulsa, Oklahoma.She has a very unique birthday. Peyton was born Feb. 20, 2020 at 20:20 military time.Now, that is a lot of 20s. This article was written by Patricia Sauceda for 288

A 12-year veteran of the New York Police Department is accused of putting a hit on her ex-husband and a juvenile girl.A confidential source told the FBI that in February Valerie Cincinelli, 34, had asked him to hire a hitman to kill her estranged husband and the source's daughter, according to court documents.Cincinelli allegedly gave the source ,000 in cash to pay the hitman, and over the next few months they discussed how to kill the two and establish solid alibis, the documents said.Cincinelli allegedly told the source to make her husband's death look like a robbery and to run over the source's daughter -- a minor-- with a car.Authorities say she tracked the girl's whereabouts on social media and plotted how to arrange their deaths with the source until Friday, when she was told by a Suffolk County Police Department detective that her estranged husband had died and there would be an investigation. About a half an hour later, the source showed her photos of the crime scene the hitman had sent via text, the documents said.But that hitman was actually an FBI agent, and that day she was arrested for attempting to hire someone to commit murders, according to the documents.Cincinelli appeared in court on Friday and was held without bail, according to CNN affiliate 1295