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The California Public Utilities Commission voted Wednesday to open an investigation into pre-emptive power outages that blacked out large parts of the state for much of October as strong winds sparked fears of wildfires.The decision came after hearing from the public on the many hardships the blackouts caused for residents.The state's largest utility, Pacific Gas & Electric Co., initiated multiple rounds of shut-offs and plunged nearly 2-point-5 million people into darkness throughout northern and central California.Some of the outages lasted for several days.PG&E officials insisted on the shut-offs for public safety, but infuriated residents and a parade of public officials.Southern California Edison and San Diego Gas and Electric also shut off power but to far fewer people.The outages raised concerns about whether the utilities properly balanced the need to provide reliable service with public safety and were properly planned and executed.CPUC President Marybel Batjer ordered the investigation last month and the five-member commission gave its approval given the public frustration.The outages were astonishing for a state that is one of the economic powerhouses in the world.People made frantic dashes for cash and gas as businesses watched their goods spoil.Some elderly and disabled people were trapped in their apartments with elevators out of service.PG&E initiated five rounds of blackouts, with the smallest affecting about 30,000 people and the largest affecting nearly 2.5 million.Residents in San Francisco suburbs and in Northern California wine country were without power for days.Bill Johnson, CEO of Pacific Gas & Electric, said the outages were the right call and kept people safe, although a transmission line in Sonoma County that was not powered off malfunctioned minutes before a wildfire erupted last month, forcing about 180 thousand people to evacuate.The company is in bankruptcy and faces 30 billion dollars in liabilities after its equipment was found to have started several deadly wildfires in 2017 and 2018, including the year-old Camp Fire that killed 85 in Paradise. 2142

The average 401(k) balance rose 17% last year to 2,300 from the end of 2018, according to a review of 17.3 million accounts by Fidelity Investments. The average individual retirement account, or IRA, balance rose the same percentage to 5,400.Surging markets around the world were a big reason for the growth: The S&P 500 index had one of its best years in decades with a 31.5% return. Investments of all types logged gains, from junk bonds to stocks from developing economies.But workers’ better savings habits also played a big role.Fidelity said the average worker set aside 8.9% of their pay in their 401(k) in the fourth quarter, a record. Combined with employer matches, the average total savings rate was 13.5% in the quarter, tying its record last reached in the spring of 2019.“Nobody can control the market, so the behaviors of people contributing to their 401(k)s are what get us the most excited,” said Katie Taylor, vice president of thought leadership at Fidelity. “We have people saving 13.5%, which is really close to the 15% that we recommend. That’s a great story.”In many cases, workers may not even realize they’re saving more. Most employers give the option for workers to automatically increase their contributions each year, without having to do anything. Some employers even automatically sign up their employees for these auto-escalation programs, requiring them to opt out if they don’t want their contribution levels to steadily rise.Such features are on top of programs where employers automatically enroll new hires in the 401(k) plan. They all lean on the power of inertia to help workers build up bigger nest eggs. It’s a sharp turnaround from earlier years when workers had to take an extra step to join the 401(k) plan and fill out paperwork whenever they wanted their contribution levels to change.“There’s always a way, if you don’t want to do it, where you can unenroll, but these automatic programs have been a game changer,” Taylor said.Consistent contributions — and giving them time to grow — are keys to building bigger portfolios. Among workers who have been in their 401(k) plan for 10 straight years, the average balance rose to a record 8,200, according to Fidelity.Such figures, though, count only people who have a 401(k). Many lower-income workers, particularly at smaller employers, could not save in a 401(k) even if they wanted to because their companies don’t offer access to one. Legislation passed late last year aims to make it easier for smaller employers to band together and offer plans.Nearly half of all U.S. households aged 55 and over, 48%, had no retirement savings at all as of 2016, according to estimates from the Government Accountability Office. 2737

The Centers for Disease Control (CDC) is sending out a warning to deer hunters. Monday, the CDC said it’s encouraging hunters to use personal protective equipment while field dressing deer to avoid contracting tuberculosis. 236

The 2019 Scripps National Spelling Bee is here and Google shared America's top spelling searches — and the results are un-bee-lievable. For one, Hawaii can't spell "Hawaii." Secondly, a lot of people apparently struggle with "beautiful" and "grey."Here's each state's top spelling search.Alabama: Niece Alaska: Preferred Arizona: Patient Arkansas: Family California: Beautiful Colorado: Favorite Connecticut: Neighbor Delaware: Veterinarian Washington, D.C.: Enough Florida: Beautiful Georgia: Beautiful Hawaii: Hawaii Idaho: EmbarrassedIllinois: Beautiful Indiana: Activities Iowa: Loose Kansas: Committee Kentucky: Ninety Louisiana: Indict Maine: Guess Maryland: Heart Massachusetts: Grey Michigan: Amazing Minnesota: Especially Mississippi: Fifteen Missouri: Definitely Montana: Comma Nebraska: Delicious Nevada: Appreciate New Hampshire: Recess New Jersey: Grey New Mexico: Patience New York: Bougie North Carolina: Beautiful North Dakota: Independence Ohio: Favorite Oklahoma: February Oregon Phenomenal Pennsylvania: Pneumonia Rhode Island: Message South Carolina: Beautiful South Dakota: Jewelry Tennessee: Intelligent Texas: Beautiful Utah: Important Vermont: BenefitVirginia: Beautiful Washington: Grey West Virginia: Eleven Wyoming: Tear Wisconsin: OpinionSee the full map below. 1301

The House of Representatives is set to begin drafting articles of impeachment on Wednesday following two weeks full of testimony from an array of government officials, including those who conduct foreign affairs with Ukraine. On Wednesday, the House's Judiciary Committee will call upon four witnesses. These four witnesses are being brought in to provide an academic perspective on impeachment. Judiciary Chair Jerry Nadler, will call upon Pamela Karlan, a Stanford law professor; Noah Feldman a Harvard law professor; and Michael Gerhardt, a University of North Carolina law professor. Republicans have chosen Jonathan Turley, a law professor at George Washington University, to provide expert testimony. RELATED: 728