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Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

TALLAHASSEE, Fla. — The Florida Department of Law Enforcement has released the body camera video from the search executed at the Tallahassee home of fired Florida COVID-19 data curator Rebekah Jones.The footage was publicly released Thursday afternoon after Jones shared her own clip of the search on social media on Monday. Jones helped create Florida's COVID-19 dashboard before being terminated for insubordination in May."The actions of FDLE agents have been vilified over the past few days regarding the legal search warrant executed at the residence of Ms. Rebekah Jones. Because of inaccurate and incomplete statements given by certain individuals, the body camera video taken from outside the home is being made available," FDLE wrote in their statement.According to FDLE, the body camera video starts at 8:25 a.m., when a Tallahassee Police Department officer and an FDLE agent walk up to the door. At 8:26 a.m., FDLE said they began ringing the doorbell and knocking on the door. "During the initial approach, agents tried to minimize disruption to the children, attempting to speak with Ms. Jones at the door to explain the search warrant," FDLE wrote.Around 8:31 a.m., agents went to the back of the house and saw Jones’ husband going upstairs. They said that the situation continued for 23 minutes as Jones refused to cooperate even as agents called her multiple times.When they went inside the home, agents saw a video camera pointed in the direction of the front door, which seemed to be recording the entire time the agents were inside the home.Jones' video was not seized during the search warrant. Neither were electronic devices belonging to Jones’ children and husband after being "forensically examined."“I am proud of the way these FDLE agents performed. I can only hope those same individuals who criticized these public safety heroes will now apologize and condemn the actions of Ms. Jones," FDLE Commissioner Swearingen stated. "The media should also demand Ms. Jones release the entirety of the video she recorded while agents were present in her home.”To watch the first part of the video, click here: https://vimeo.com/489556079.To watch the second part of the video, click here: https://vimeo.com/489554493.This story originally reported on WTXL.com. 2288

Taco Bell said on Thursday that it is eliminating one of its most iconic and long-time menu items from its list of options.The Mexican Pizza will be removed from the Taco Bell menu starting November 5. Other items leaving the menu are the pico de gallo and shredded chicken. The shredded chicken is used in a number of items, including quesadillas, tacos and burritos.Taco Bell is adding a chicken chipotle melt, which is grilled chicken, creamy chipotle sauce and cheddar cheese; and the Dragonfruit Freeze, which is a tropical frozen beverage. The chicken chipotle melt joins the menu Nov. 5, while the Dragonfruit Freeze arrives on September 24.In July, Taco Bell announced several other menu items were leaving the menu, including the Nachos Supreme, Beefy Fritos Burrito, Grilled Steak Soft Taco, 7-Layer Burrito, Spicy Tostada, Triple Layer Nachos, Spicy Potato Soft Taco, Cheesy Fiesta Potatoes and Loaded Grillers.Taco Bell said the changes to the menu is helping it in “creating a faster and more seamless restaurant experience.”“We’re constantly evaluating ways to provide a more efficient restaurant experience, and have already begun to see progress from streamlining our menu,” said Mike Grams, Taco Bell President, Global COO. “While we know fans may be understandably sad to see some of their favorites go, this evolution of our menu truly paves the way for fresh new ideas. The creativity and innovation in our kitchen hasn’t slowed down at all, and we look forward to rolling out new fan favorites.” 1524

TAMPA, Fla. — University of Tampa graduate Nneka Jones created a powerful piece of art that became a worldwide sensation in a single day."It's been crazy and humbling," says Jones, a 23-year-old talent from Trinidad and Tobago.Her untitled piece graces the cover of the current Time magazine, a call for equality in the shape of an American flag being restitched and reimagined. "We're reshaping it as a symbol of optimism, of working toward a better future that's more close-knit," says Nneka.Her original piece can be viewed at the Epicurean Hotel in Tampa this Saturday. For tickets, click here.When you see her work, look closer.It's not a painting. It's embroidery. All hand-stitched. The sewing needle is still there. "I don't want you to just look at the artwork simply for aesthetics," says Jones. "I want you to take a message away from it or have a dialogue with the people around you."The activist artist credits this unique approach to a UT professor who challenged her to make a painting — without using paint.Her work on social media, especially a traditional painted portrait of George Floyd, caught the eye of an art director at Time.For a special issue dedicated to social injustice and a push for true equality, all curated by musician Pharrell Williams no less, Nneka was called on for the cover.Due to deadlines, she had just 24 hours to stitch the whole thing."I was like, 'Nneka, what have you gotten yourself into?'" Jones says, laughing about the frenzy to finish.Her work is now generating conversation and debate, all of which she welcomes."I'm getting a lot of support from America, and all over the world," Jones says. "But also where I'm from, Trinidad and Tobago, because I believe I'm the first Trinidadian to be on the cover of Time magazine."This story was first reported by Sean Daly at WFTS in Tampa Bay, Florida. 1894

The battle over the sale of the Confederate flag at the Lorain County Fair reached yet another peak after a vandal posted a Confederate flag on a billboard protesting its sale.The billboard is one of three purchased by the Fair Minded Coalition of Lorain County which urges residents to "say no" to the sale of the Confederate flag at the fair. Coalition member Jeanine Donaldson said she believes someone posting the flag on a coalition billboard is further proof of how it divides a community."To my family and other African-Americans it symbolizes hate, torture and terror," Donaldson said. "It's a right and wrong situation in the year 2018.""No less than Governor John Kasich was the one who recommended that the flag come down for the state fair, and he did it because it was the right thing to do," she saidLorain City Councilman Angel Arroyo said the Lorain County Fair Board needs to finally ban the sale of the Confederate flag because it doesn't represent Ohio or his community."It's a sign of ignorance and hatred of people in our community," Arroyo said."It's frustrating putting this flag on the billboard.  It's a sign of disrespect and truly shows the true colors of racism and hatred."But Lorain County Fair Board President Kim Meyers says the Confederate flag has been sold at the fair for 30 years. Currently, it's being sold by one vendor who is selling the flag as part of a wide variety of Civil War memorabilia.Meyers said to restrict the sale of the flag would be a violation of First Amendment rights."Here at the fair, probably 99 percent of the feedback that we received has been in favor of the fair allowing for the sale," Meyers said."The Ohio Fair Managers conference back in 2016 voted unanimously, there were 88 counties and seven independent fairs, that voted to allow the sale of that."Still, Donaldson said her group will continue to protest, and said more efforts to stop the sale of the Confederate flag at the fair will be unveiled in the coming months."We're not going away," Donaldson said."This is not about politics, it's just the right thing to do."    2159

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