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The majority of Americans typically don’t use all their paid time off. That’s been a worrying trend in past years that could lead to potential burnout or resentment as employees don’t take full advantage of compensation they’re entitled to.But in a year where people traveled significantly less than they used to, millennials are actually taking more time off for the 2020 holidays than they did in past years.This December, 50% of millennials say they plan on taking more time off from work than previous years. And these days, it’s mainly to de-stress from 2020. That’s according to data collected as part of the December 2020 Amex Trendex report, which in November 2020 polled 2,000 U.S. adults who traveled by air at least once in 2019 and have an annual household income of at least ,000.That demographic includes people like Jeff McNeal, a self-described “prototypical millennial side hustler” who works full-time as a project manager for a commercial roofing company and runs a small business selling crickets online. It’s been a year of ups and downs for Pennsylvania-based McNeal, who said business at his roofing company tanked early in the pandemic when most business came to a standstill. But regular roof work still needs to get done, which led to twice the usual work in the second half of the year.“In mid-July, people started asking for site visits,” McNeal says. “I was finally getting work, which was great. But then next thing I know, I’m getting too much business. Now, I’m like, how am I going to get this all scheduled? We were working weekends, second shifts and oddball hours. But we had to because we were trying to make up for a lost quarter of revenue.”His cricket business has had equal ups and downs. All that, plus 35-year-old McNeal is a dad of three kids under the age of nine.“During the last two weeks of December, all I’m doing is lounging around my house in my sweatpants,” he says. “I’ll do some occasional chores, but aside from that, I plan on sleeping in and getting caught up with TV shows I’ve missed out on and books I haven’t had a chance to read.”De-stressing from everything 2020When Teena Merlan takes a staycation, it’s typically one day off at a time for self-care, like a trip to the spa. This December, spas are closed where she lives in California due to COVID-19 restrictions. Instead, she’s taking time off from her job working in product management at a startup to stay at home. She has no plans of how she’ll spend the time, aside from putting the finishing touches on a book about minimalism that she’s set to publish soon.“This year has been so difficult,” Merlan says. “What wasn’t stressful about 2020? The election. Civil unrest. Pandemic. Family issues. My husband’s company had layoffs. Any one of those things is difficult on its own, but with everything piled on top of everything else, it’s just a heavy burden.”Merlan said this year made her even more aware of the fact that no job is ever secure, which in turn also made her more aware of the importance of one of her company’s benefits — unlimited paid time off.“I want to take advantage of being able to take time off and still get paid for it,” she says. “I just really need to unwind.”Staycations at a hotel, 15-minutes awayCorritta Lewis was one of the millions of Americans who lost her job during the pandemic. With no job, Lewis packed up her family and moved to Mexico — a big reason being that she said she could reduce her cost of living by 75%.While Mexico has been a positive for Lewis and her family, it’s also brought its own challenges: She’s already gone through two hurricanes in the four months since living there, and she’s learning to adapt to cultural differences, like the fact that her new home has no oven (something common to Mexican homes).Since moving to Mexico, she’s found a California-based job that allows her to work remotely. While she’s relieved to have a job, she’s now navigating working at a new company, living in a new country and raising a two-year-old.Lewis, who runs a travel blog on the side, will still be “traveling” in a sense this December, but there’s no airplane — or even a car — involved. Lewis, her wife and son will spend the holidays at an all-inclusive resort located just a 15-minute walk from their home.Lewis doesn’t usually stay at all-inclusive hotels, and she describes herself as “kind of cheap.” But with no need to cook or clean, plus free babysitting services at the resort, Lewis decided it was worth it to end 2020 on a more relaxing note.Still, she wonders if taking time off so quickly after starting a new job is the right thing to do.“There’s a little bit of guilt there, even with the full disclosure to my company that this was planned ahead of time,” she says. “But especially this year, we’ve learned how important it is to spend time with family.”Millennials are catching up to older generationsIt’s not that people don’t take days off because they don’t have paid time off available. On average, employees earned 23.9 days of PTO in 2018, according to 2019 research from the U.S. Travel Association, Oxford Economics and Ipsos. But those days aren’t being used, and U.S. workers are actually using a lesser share of their days off — 27.2% of PTO went unused in 2018, up from 25.9% in 2017.Still, the bulk of vacation days that are used are being taken by older workers. Only 21% of millennials took 10 to 19 days off in 2018 versus 35% of baby boomers. So, in some ways, millennials are simply catching up to older generations in terms of taking time off.A millennial trendBut the trend of taking time off of work specifically to de-stress in December is largely unique to millennials. While 50% of millennials said they’d be taking more time off work this December than in previous years to de-stress from 2020, just 31% of all adults surveyed said the same.Consider it one more thing to add to the list of positive trends to come out of 2020, like waived airline change fees, improved hotel cancellation policies and better airplane sanitization. And perhaps more encouraging — those same millennials are already planning travel for the 2021 holiday season.“I’m excited for my staycation because I can lounge around, but this won’t be permanent,” McNeal says. “I want to get out again.”For Lewis, that means achieving a goal to hit every Legoland theme park in the world. They visited Legoland California during the 2019 holiday season and managed to get to Legoland Florida during the pandemic. Next year, she hopes it’s safe to travel beyond North America, as she’s got her eyes on the theme parks in Japan and Denmark.“We want to travel around the world,” Lewis says. “Our destinations may change slightly, but we are absolutely going to do it.”More From NerdWalletNerdWallet Travel Writers Offer Their 2021 ResolutionsChange of Plans: How the Pandemic Disrupts Holiday TravelHow to Make Use of the Points and Miles From a Deceased Family Member’s AccountSally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. 7053

The only Louisville police officer who was charged with a crime relating to the raid that resulted in the death of Breonna Taylor has been accused of sexual assault.According to WAVE-TV in Louisville, a woman has filed a lawsuit against former Louisville Metro Police Department Officer Brett Hankison, accusing him of assaulting her after he gave her a ride home from a bar where he was working security.According to the lawsuit, the plaintiff, Margo Borders, met Hankison through mutual friends in 2017. In 2018, Border met friends at Tin Roof, a bar west of downtown Louisville where Hankison was working a side job as a security guard.Borders said she had been drinking that evening, and when she went to call an Uber, Hankison insisted that he drive her home. When he dropped her off at her apartment, he allegedly invited himself in. Borders alleges that when she went to sleep, Hankison "willfully, intentionally, painfully and violently sexually assaulted" her.When Borders regained consciousness, she yelled at Hankison and asked him to leave. Borders alleges that Hankison later messaged her and allegedly tried to convince her that they had "engaged in consensual relations."The lawsuit also includes claims from nine other women who say Hankison either approached them with unwanted sexual advances or assaulted them.CNN reports that Hankison's police file includes 50 internal reports, including two reports of alleged sexual misconduct. He was exonerated in both incidents.Hankison was fired from the LMPD earlier this year. He faces three charges of wanton endangerment for his actions in the raid that led to the death of Breonna Taylor, as he's accused of firing his weapon and endangering the lives of Taylor's neighbors.No officers involved in the raid faced homicide charges in Taylor's death, and Kentucky Attorney General Daniel Cameron has said the officer's actions were justified because they were fired upon by Taylor's boyfriend. However, grand jurors who weighed charges for the officers have said publicly that Cameron did not afford them the opportunity to charge officers with a homicide. 2127

The Los Angeles Police Department says an investigation is underway after a man attacked and robbed three transgender women in Hollywood on Monday.KTLA-TV in Los Angeles said police are investigating the incident as a hate crime.Video of a portion of the assault was widely shared on social media. It shows the suspect assaulting the women and also demanding clothing and jewelry from them.According to the LAPD, the man went up to one of the victims with a metal bar and told her to give him her shoes and bracelet. He then grabbed her hand and walked with her for a short distance before she was able to escape.Later, police say the suspect attacked one of the woman's friends with a bottle, knocking her to the ground.The suspect also allegedly made derogatory remarks about the victims' sexual identity during the attack.LAPD shared a photo of the suspect in the hopes of tracking him down. 902

The IRS clarified on Friday that companies will be obligated not to take Social Security taxes from paychecks starting next week running through the end of the year.Nearly all Americans are taxed 6.2% per check to go toward Social Security. For now, barring any action from Congress, most Americans will see larger paychecks through the end of the year. The guidance is based on an executive order signed earlier this month by President Trump in hopes of stimulating the economy.Related: What a payroll tax deferral may mean for your paycheck and taxesThe Social Security tax deferment is applicable to workers who make up to ,000 on a bi-weekly basis. Those making more than ,000 every two weeks will continue to have their Social Security taxes withheld from checks.The deferment is not an actual tax cut, and because the deferment was done via executive order rather than an act of Congress, the taxes will need paid back by April 30, 2021.The White House has said they would like to see the elimination of the Social Security payroll tax be made permanent in an effort to lower the tax burden. Opponents say that eliminating the tax on Americans would make Social Security insolvent.Stephen Goss, the chief actuary for the Social Security Administration, told the US Senate this week that a hypothetical bill that would make the tax deferment permanent would cause Social Security to no longer be able to make payments to beneficiaries by the middle of 2023.For employees making ,000 a year, the elimination of Social Security taxes would result in an extra per paycheck every two weeks. Assuming the employee has eight paychecks left in 2020, that would result in 2 in taxes deferred in 2020, which would be repaid in 2021. For employees making ,000 per year, those figures would be doubled. 1821

The housing market has been strong in 2020, but as we head into 2021, it seems the market will continue to buck all home buying and selling trends.“It used to be true the home buying season was spring or summer when kids are out of school,” says Daryl Fairweather, chief economist for Redfin. “The pandemic has changed all that.”It's her job to study the market, follow migration patterns, and make sure both agents and customers are informed.“I predict that the early winter -- January, February -- is going to be an unusually busy home buying and selling season,” Fairweather says.Fairweather said people can move anytime and they're eager to get it over with when they've made the decision to relocate.“People want to move to places that really fit their preferences whether it's a beach town or a lake town or to be closer to their family, people are moving to places that they really want to live in, not just places that are close to the office,” Fairweather said.Jordan Thomas bought a home while the market has been hot.“It's a very quick process, buying was extremely competitive,” Thomas said.Thomas said she was among the many who decided the time to buy is now.“Because the interest rates were so great, I was able to get a really great deal on a larger home for myself,” Thomas said.She was the first to put in an offer on her Houston-area home. Six more offers followed that same day.“Because I was the first to put in the offer and I was aggressive with what I put forth, the first time around was the reason why I ended up getting the home,” Thomas said.And true to Fairweather's prediction about what people want in a home, Thomas was ready to renovate. Like others, she wanted an updated, larger kitchen and a bigger home office.“Two days after I closed on my home, I handed the key over my contractor and said ‘go to town,’” Thomas said.If you're looking at one of those "hot markets,” places like the suburbs, vacation towns, or mountainous and lake areas, Fairweather said, “My advice to buyers is that timing matters.”Fairweather added that buyers should be ready for competition. 2110

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