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An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

As Congress heads back to Washington D.C., the idea of a second stimulus check being sent out before 2020 comes to an end seems to drift further and further away for Americans going through financial hardships due to the coronavirus pandemic.According to CNN, lawmakers want to send out another round of payments. Still, they can't seem to agree upon a broader economic aid package as they did back in March when Americans received ,200 checks.CBS News reported that Congress could still pass a scaled-down stimulus bill by Dec. 11, which could still include some relief programs.On Monday, Senate Majority Leader Mitch McConnell said on the Senate floor that there aren't many reasons as to why Americans shouldn't receive another relief package, CBS News reported.According to CBS News, one issue lawmakers cannot agree to send hundreds of billions in funding to states and cities that were hit by declining tax revenues amid the pandemic. 951

ARLINGTON, Texas (AP) — Los Angeles Angels pitcher Tyler Skaggs died Monday at the age of 27, stunning Major League Baseball and leading to the postponement of the team's game against the Texas Rangers.Skaggs was with the team in Texas when he was found unresponsive in his hotel room. He was pronounced dead at the scene. Police said they are investigating, but no foul play is suspected at this time.Skaggs was "an important part of the Angels Family," the team said in a statement. "Our thoughts and prayers are with his wife Carli and his entire family during this devastating time."Skaggs had been a regular in the Angels' starting rotation since late 2016, when he returned from Tommy John surgery. He struggled with injuries repeatedly over the past three seasons, but persevered to become a valuable starter in Los Angeles' injury-plagued rotation.The left-hander had just pitched on Saturday, allowing two runs in 4 1/3 innings in a 4-0 loss to Oakland.Baseball Commissioner Rob Manfred said he was "deeply saddened" by Skaggs' death."We will support the Angels' organization through this most difficult period, and we will make a variety of resources available to Tyler's teammates and other members of the baseball family," Manfred said in a statement.Skaggs was born in the Los Angeles neighborhood of Woodland Hills, in the far western part of the sprawling San Fernando Valley. He graduated from Santa Monica High School in 2009, when the Angels drafted him in the first round.The Angels traded Skaggs to Arizona in 2010, and he started his big-league career with 13 appearances over two seasons for the Diamondbacks. The Angels reacquired him in December 2013, and he has won 25 games over five seasons with the club.Skaggs started a career-high 24 games last season, going 8-10 with a 4.02 ERA. He missed playing time in April this season with a sprained ankle, but came back strong.Skaggs was part of the same Angels draft class as Mike Trout, and they were roommates in the low minor leagues before Skaggs was traded to Arizona. They played on the same team in Cedar Rapids, Iowa, in 2010.Skaggs' mother, Debbie, was the longtime softball coach at Santa Monica High School. She famously provided postgame tips on his pitching mechanics, even deep into his big-league career.Skaggs grew up in Santa Monica, on the west side of the sprawling Los Angeles metroplex, but rooted for the Angels instead of the closer Dodgers. 2445

Apple is fighting to take back the classroom.The company revealed on Tuesday in Chicago what it believes is the future of education. CEO Tim Cook and his executive team took the stage at Lane Tech High School to discuss "creative new ideas for teachers and students."Apple showed off a new budget iPad specifically targeted toward students. The 9.7-inch device -- the same size as the traditional iPad -- will cost 9.The new iPad works with the Apple Pencil to support art projects — similar to what comes packaged with the higher-end iPad Pro tablet. Apple also teased software features such as smart annotations to help teachers mark up papers, and augmented reality support which will "enable new ways to learn."Alleged leaks of the upcoming iOS 12 software have shown a "ClassKit" platform for developers to create puzzles, tests and lesson plans for students. Augmented reality integration is a good bet, too.Apple's education business has had its ups and downs. iPads and Mac computers were once the primary devices used in American schools. But in recent years, Apple's dominance has slipped. Now, Google's budget-friendly Chromebook laptops occupy nearly 60% of all devices in the classroom, according to research firm Futuresource. Apple devices make up just 17% of the education marketshare.Perhaps it has learned from its mistakes. In 2015, a Los Angeles school district planned to give every student in the city an iPad with preloaded curriculums. Wired reported that the program, which was expected to become a billion deal, fell apart.After a volatile few years, Apple said in 2017 that iPad sales for the classroom ticked up 32% after dropping the price for its entry-level iPad to 9. Apple also made small tweaks to make it easier for students to share in the classroom, such as removing its Apple ID requirement.To get ahead of Apple's news, Google announced on Monday its first tablet running Chrome 10: Acer's Tab 10. At 9 — the same price as the cheapest iPad — Google and Acer hope to bring the flexibility and versatility of the Chrome operating system to an even more portable device.This is Apple's first education-focused keynote in six years — and its second ever. The company hosted a digital textbook launch in New York City in 2012.Chicago is a fitting backdrop for its latest event. The city is home to one of the largest school systems in the United States, and Apple expanded its "Everyone Can Code program" late last year to teach more students its Swift programming language.It's unlikely, however, that Apple will reveal details about its next generation iPhone on Tuesday. But with its annual World Wide Developer Conference only three months away, we may hear some subtle software teases of what will land on iOS and OS soon.  2788

As Jeffrey Epstein associate Ghislaine Maxwell awaits trial, newly released documents provide insight into the charges she's facing.A deposition from 2016 has been made public that alleges Maxwell was a recruiter for Epstein's underage sex ring.Testimony from Virginia Giuffre, one of Maxwell's alleged victims, implicates Prince Andrew and former New Mexico Gov. Bill Richardson. Both the prince and Richardson have denied the allegations against them.Giuffre also reports seeing former President Bill Clinton on Epstein's private island. When she asked Epstein about why Clinton was there, she said Epstein told her that Clinton owed him a favor.Clinton has previously denied ever going to Epstein's island.Giuffre also said one of the men involved in Epstein's sex ring was a "large hotel chain owner."The in the court filings, Maxwell and her attorney portray Giuffre as unreliable, pointing to errors in certain information she provided. 950

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