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Nine months into the COVID-19 pandemic and many people are inching by by making minimum payments on credit cards.But with Pandemic Emergency Unemployment Compensation set to expire next month, staying in good standing with your credit card companies may be getting harder.Many credit card companies are willing to set up a payment plan and waive fees or lower interests on your payments for a certain period of time, but there’s always fine print. There are other options without impacting your credit score.Getting by by making minimum payments on her credit cards, Jana Krause is feeling financially strapped."I'm finding myself in a position that I was able to make my credit card payments on time. Now I'm concerned that that’s not going to be a happening thing coming up in the next months," Krause said.With the Pandemic Emergency Unemployment Compensation set to expire next month, Krause reached out to her credit card companies hoping she can lower her minimum payments without having to go into a hardship program that would freeze her account and potentially impact her credit score."I'm stuck between a rock and a hard place," Krause said. "I've never experienced something like this in my life. I've never been out of a job."At 74, Krause is considered high risk for COVID-19, and going back to teaching wellness classes is not an option for her.Sara Rathner, a credit card expert at the finance company Nerd Wallet, said Krause is not alone."You can look into other options to free up cash in your budget to fulfill other obligations," Rathner said. "Turn to your utility companies, your landlord, your mortgage company, see what sorts of help they can provide. Maybe by freeing up cash in that way you’ll still be able to meet the minimum payments on your credit card."And if that’s not possible, research personal loans or debt consolidation programs. But beware of scams."You can start with non-profit credit counseling that can help you come up with a debt repayment plan and debt consolidation, or even just get help reworking your budget to see if you can free up money to pay your bills," Rathner said.Krause said she’s already cost-conscious doing groceries."I'm not going to one of my favorite stores and getting my favorite treats, nothing. I mean, all that’s been cut out," Krause said.Hardship payments programs may not be for everyone, but Rathner said weigh your priorities before you knock it."In an emergency, your credit score doesn’t need to be your first priority," Rathner said. "You can get yourself into a more stable situation and then focus on rebuilding your credit from there. Right now if what you need to do is keep a roof over your head, keep the lights on, and keep food on the table, that’s your number one priority."This story was first reported by Michelle Quesada at WPTV in West Palm Beach, Florida. 2856
Northwestern Memorial Hospital near Chicago says it has successfully completed two life-saving double lung transplants on COVID-19 patients — the first known procedures on virus patients in the U.S.The procedures were conducted on a 28-year-old woman and a 62-year-old man earlier this summer.According to a press release from Northwestern Medicine, Mayra Ramirez arrived at the Northwestern Memorial Hospital with COVID-19 symptoms on April 26. Within 10 minutes of arriving at the hospital, Ramirez was placed on a ventilator."From there, everything was a blur," Ramirez said.COVID-19 had "overrun" the paralegal's lungs, according to Dr. Beth Malsin at Northwestern Memorial."For many days, she was the sickest person in our COVID ICU and possibly the entire hospital," she said.Ramirez spent weeks in the COVID-19 ICU at the hospital, a time that she says she doesn't really remember."All I remember was being put to sleep as I was being intubated and then six weeks of complete nightmares," she told CNN. "Some of the nightmares consisted a lot of drowning, and I attribute that to not being able to breathe."By early June, doctors had decided that the virus had done irreversible damage to Ramirez's lungs, and only a transplant would save her life. After an urgent evaluation, she was placed on the transplant list.On June 5, Ramirez went through the life-saving procedure, just 48 hours after being listed on the transplant list.According to The New York Times, doctors are often extremely hesitant to perform lung transplants — patients must be sick enough to require new organs, but also healthy enough to be able to survive the procedure and rehab. As an otherwise healthy 28-year-old woman, Ramirez fit the qualifications.Ramirez was discharged from the hospital on July 8 — 71 days after she arrived at the hospital. She was the first COVID-19 patient in the United States to receive a double lung transplant.“People need to understand that COVID-19 is real. What happened to me can happen to you. So please, wear a mask and wash your hands. If not for you, then do it for others,” Ramirez said.Exactly one month after completing the first procedure, doctors at Northwestern Memorial performed a second double lung transplant on a COVID-19 patient. 62-year-old Brian Kuhns originally arrived at the hospital on March 18 after suffering from a severe cough.Prior to arriving at the hospital, Kuhns thought COVID-19 was "a hoax," according to his wife, Nancy."I assure you; Brian’s tune has now changed. COVID-19 is not a hoax. It almost killed my husband,” Nancy Kuhns said.Kuhns underwent surgery on July 5. According to the hospital, a typical double-lung transplant takes six or seven hours. Kuhns' surgery took 10 hours because COVID-19 resulted in lung necrosis and severe inflammation in the chest cavities.Kuhns was taken off a ventilator a day after the surgery, and the hospital says he continues to recover at an "optimal" pace."If my story can teach you one thing, it’s that COVID-19 isn’t a joke. Please take this seriously," Kuhns said. 3069

NEWWARK, N.J. – OxyContin maker Purdue Pharma has pleaded guilty to three criminal charges and formally admitted its role in the opioid crisis.Tuesday's plea before a judge in Newark, New Jersey, is part of a larger settlement with the U.S. Department of Justice that also includes resolving civil claims.The Stamford, Connecticut-based company is to pay 5 million as part of the deal, while billion in forfeitures and penalties could be waived because of a proposed deal to resolve thousands of other lawsuits.Advocates are upset that the guilty plea applies only to the company and not executives or members of the Sackler family who own it.During Tuesday’s hearing, Purdue Pharma admitted to impeding the US. Drug Enforcement’s efforts to combat the addiction crisis and acknowledged it paid doctors to induce them to write more prescriptions for its painkillers.More than 750,000 people have died from drug overdoses since 1999, according to the Centers for Disease Control and Prevention (CDC).The CDC says two out of three overdose deaths in 2018 involved opioid, which are substances that work in the nervous system of the body or in specific receptors in the brain to reduce the intensity of pain.Since 1999, the CDC says overdose deaths involving opioid like prescription drugs and heroin have increased six times. 1337
Newly released dash cam video shows a drunk driver talking with police officers just minutes before he got back into his car, drove off and then collided head-on with a woman, killing them both.The incident happened December 30, 2017.Testing would later determined that Desten Houge's blood alcohol level was nearly three times the legal limit.The video show the aftermath of a single car accident, where Houge lost control and then ended up in the ditch. That accident happened around 4 p.m.Pittsfield Township Sgt. Matthew Hornbeck can be seen talking with Houge and then helping him up after he fell down.Hornbeck would call a tow truck to get the 32-year-old Houge's car out of the ditch. The driver discovered the rear sway bar was busted, but the car was still drivable.Hornbeck and another police officer would clear the scene, but they did not give Houge a field sobriety test.Roughly an hour later and another 1,000 feet down Michigan Avenue, witnesses reported seeing Houge's car fishtailing, then crossing the center line, slamming into another vehicle driven by 55-year-old Lake Jacobson, who died four days later of injuries suffered in the crash.In police reports obtained by Scripps station WXYZ in Detroit, witnesses describe being surprised by the speed Houge was driving, considering he was losing control.Another witness, who swerved to miss Houge, said they saw car parts flying before the collision.The reports cite car condition and a possible collision with a pothole as a factor in the crash. However, those reports were from before Houge's autopsy came back, establishing he had a BAC of .24, as well as THC in his system.Both Hornbeck and the other officer who helped Houge before the fatal accident said they did not notice any signs of impairment.WXYZ was unable to reach Pittsfield Township Police for comment. WXYZ also was unable to reach the families of Houge and Jacobson. 1978
NEW YORK (AP) — Singer-songwriter Justin Townes Earle, a leading performer of American roots music known for his introspective and haunting style, has died at age 38.New West Records publicist Brady Brock confirmed his death, but did not immediately provide details.Earle was the son of country star Steve Earle and over the weekend his family posted a Facebook announcement of his death, telling his fans that they hope his music will continue to guide them for years to come.His family also posted lyrics from the ballad “Looking for a Place to Land,” from Earle’s 2014 album “Single Mothers.” 603
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