治疗双相情感障碍到南昌哪家医院(南昌著名幻幻症医院) (今日更新中)

Quora, the popular website where users can crowdsource answers to all kinds of topics, announced hackers gained personal information from up to 100 million of its users.Users account information such as email addresses and passwords may have been compromised.This comes on the heels of a massive data breach of Marriott’s systems, where hackers gained access to the data of 500 million users.It all begs the question: is there something we can do?The answer is yes, says security expert Fred Kneip with CyberGRX. He admits, however, that protecting your information can be frustrating.“Everyone hates changing their passwords,” Kneip says. “No one can keep track of them.”We all have to do it, he says. Kneip also says never use the same password for all your accounts.“If you use the same password over and over, a hacker if they compromise one of those companies—let’s say Twitter or Facebook most recently--but you use that to log in to your office or a bank, what they do is they take that password, that login and password set, and they apply it universally to see where else could that work,” Kneip explains.Suddenly, all your accounts risk being compromised. Kneip says a totally different password for each login is best, but even changing one character at the end will protect you from 90 percent of hackers.So, if you’re bad at keeping track of all your passwords, what can help? Kneip suggests encrypted password-keeping apps like Last Pass and One Password."Very straightforward; they’re free,” he says. “Then, you just have to have one master password that you open back up to.”The good news is, Kneip he believes we won’t need passwords for anything. Instead, our own biometric data will log us in to everything. 1739

Record unemployment rocked the real estate market. Now, interest rates are at record lows, giving many people a new way to save money by refinancing their current mortgage.Matthew Garcia, a senior loan officer with Supreme Lending, says now is a good time to refinance your home. "Absolutely. I mean, you’re looking at interest rates being at the most historic rates they’ve ever been. Rates have been in the 3% ranges before but now you’re seeing 30-year loans getting into the upper twos and middle twos, which is completely insane," said Garcia.Garcia says the industry is going through a refinancing boom that it hasn't seen since a few years after the Great Recession. Refinancing your mortgage, or essentially restructuring your current home loan under a new, lower interest rate, can be done for a couple different reasons."There’s two main types of refinancing you can do. There’s what’s called rate term refinance which means I’m simply refinancing the balance from any closing costs I might have and dropping the interest rates. That’s what called Rate Term, taking no additional cash out. Then there’s also cash out. Cash out refinances tend to be a bit more expensive. When I say more expensive, I mean the rates are slightly higher, more expensive in cost structure," said Garcia.For cash out refinancing, home owners who have likely owned their property for at least four or five years, are refinancing to take the extra cash from the increased equity in the home, and invest it in renovations or elsewhere."Where people can get into more danger is, they're taking out money because they want to go out and invest in other investment properties, go use that money to go out and buy other homes, speculate. That’s where it gets a bit dangerous. A lot of folks start watching their HGTV and think they're the expert and they're going to tap into this equity and go and do these things. There’s a lot more to it," said Garcia.Garcia says the last thing people want is to end up with two failed mortgages. He says the best reasons to refinance is debt consolidation or if it will save money in the long run.Josh Stech, CEO and co-founder of Sundae, a company that helps people with homes in bad condition get their properties sold, also says it's a good time to refinance because of how great the real estate market was doing before the COVID-19 pandemic."Rates are really low but also equity in homes was really high. We hit historic highs heading into the pandemic in terms of the amount of equity that homeowners have in their homes. Basically, the value versus the mortgage that they owe," said Stech. As for how long interest rates will last, Federal Reserve Chairman Jerome Powell has said they could be around for years. Sheck says, there's a chance interest rates could go even lower but there's already so much demand to refinance and banks can only process so many."I think as the fed is targeting a longer term near-zero interest rate environment, I think actually if you maybe wait a little bit you might play the game and win and get a lower interest rate because of the supply and demand I mentioned. I think it's a great time. It's hard to argue with record lows you haven't seen since 1971," said Stech.Experts recommend people who are considering refinancing to talk to a loan officer or financial advisor to make the best decision for their situation. But, if it's something they're interested in doing, to look into it while the rates are as low as they are. 3495

President Donald Trump’s plans to kick off Independence Day with a showy display at Mount Rushmore are drawing sharp criticism from Native Americans who view the monument as a desecration of land violently stolen from them. Several groups led by Native American activists are planning protests for Trump’s July 3 visit, part of his “comeback” campaign for a nation reeling from sickness, unemployment and social unrest. But it comes amid a national reckoning over racism and a reconsideration of the symbolism of monuments around the globe. Many Native American activists say the Rushmore memorial is as reprehensible as the many Confederate monuments being toppled around the nation.The president's plans are also raising questions about fireworks safety. A fire expert says a fireworks display planned at the Mount Rushmore National Memorial is “ill advised” given the abnormally dry conditions and risk of summer wildfires. The July 3 event could attract 7,500 people. Bill Gabbert is the former fire management officer for Mount Rushmore and six other national parks in the region. Earlier this month, he said shooting fireworks over the extremely flammable ponderosa pine forest should not be done. The fireworks display at Mount Rushmore to celebrate Independence Day has not happened since 2009, when it was ended because of fire danger after a pine beetle infestation. Additionally, a 2016 U.S. Geological Survey report ties high levels of perchlorate contamination in the water at Mount Rushmore national memorial in South Dakota with past years of fireworks displays there. The pyrotechnics are set to resume this Independence Day holiday at the urging of President Donald Trump. 1698

Reported cases of fraud and identity theft have skyrocketed since the pandemic began in the United States. One expert said COVID-19 has created an unparalleled opportunity for scammers.For Holly and Tony Chilicas, the nightmare began decades ago – in a time before widespread cyber scams and coronavirus. In fact, it happened in a very analog way -- Tony’s wallet was stolen.“I was a dumb kid and I didn't think nothing of it. I'm like, ‘I'll just cancel my credit cards and I'll get it a new license, I'll...’ And I had my social security card in there, and I didn't know,” said Tony.After that theft, his identity was stolen – over and over again.“Basically, his social security number has been used in upwards of 10 different states by 20 plus people,” said Holly.She said one was even caught red-handed. She shared a police report from 2006 when a man named Jorge Campos Ramirez was caught with Tony Chilicas’ name and social security number and admitted to a police officer he bought Tony’s information at a grocery store and had been using it for months to get work.“They talked to the guy and he bought Tony’s social security card and driver's license for ,” said Holly.Holly and Tony said that’s just one case of many, and it’s led to Tony being charged hundreds of thousands in back taxes he didn’t owe and a lowered credit score. He even had to put off legally marrying Holly until he got some of it straightened out with the IRS -- a process that took 10 years -- and he said it’s still not completely fixed.“So, if it happens to me and I'm just an average Joe, it could happen to anybody,” said Tony.It is happening more and more. According to the Federal Trade Commission – the agency that handles identity theft and fraud concerns at the website IdentityTheft.gov – so far this year, there were more than 1.8 million reported cases of fraud and identity theft. Nearly 190,000 of those are directly connected to the coronavirus pandemic, and those COVID-related fraud cases really skyrocket right as many states were putting lockdowns in place.“COVID-19 has created – I don’t even have a word for it – COVID-19 has created this opportunity for scammers that is unparalleled,” said Eva Velasquez, president and CEO of the nonprofit Identity Theft Resource Center.Velasquez said all the scams that have been around for a long time that are often regional – like those that happen after a disaster, a health scam, fraud, phishing – they’re all happening right now because the pandemic is universal. She said everyone’s emotions are heightened right now and scammers prey on that.”Well, there is just a panoply of scams that are popping up because of COVID, and so there is going to be a very long tail on this fraud because there are just so many different types, and they're all escalating,” said Velasquez.She said one scam they’re hearing a lot about now is unemployment identity theft.“There are a lot of factors here that are creating this increase [in unemployment identity theft], the first one is it's actually more lucrative now,” said Velasquez.She said that was due to the 0 weekly pandemic bump, she also said that most people who were scammed didn’t know it until it was too late.“The one that we are hearing the most in our call center is the one that's the most devastating, these people that are calling us their scared, they're angry, they're in tears,” said Velasquez. “They legitimately need these benefits in order to meet their basic needs, and they can't get them because a criminal has basically circumvented those benefits and taken them away from them.”Others scams unique to this time we are all living in are scams surrounding contact tracing.“We really do need to participate in [contact tracing]. It is very important for us to get a handle on this when there are contact tracers that are trying to do their job, that they get cooperation from people, however, the scammers know that and they are trying to leverage it,” said Velasquez.She said the good news is there’s some pretty universal advice when it comes to scams and any contact you didn’t solicit: go to the source.She said if you get an email you didn’t ask for – even if it looks official – don’t click on any links. She said, especially now, it’s important not to panic, to step back and try to verify the information in a different way by going to the source. She said the same goes for phone calls you didn’t ask for --whether it’s a contact tracer or someone who says they’re from your bank -- ask the caller questions about themselves, where they’re calling from and why. She said then hang up and find a phone number yourself you know is correct and call back. No one who’s trying to contact you for a legitimate reason will ever yell at you or threaten you for trying to keep your identity safe.She also said for those who might be afraid they’re being rude – especially those in the older generations – that it’s not rude to protect yourself.“It's not rude to say, I have to verify who you are, and if someone starts yelling at you or demanding things of you, it's not rude to hang at the phone,” said Velasquez.It’s a sentiment Tony agrees with 100 percent. He speaks with the experience of a man who’s spent more than a decade trying to get his identity back and trying to get a new social security number.“Be rude! Who cares, hurt someone's feelings. And they don't care about you,” said Tony.In other words, be smart, be aware and be your own advocate. 5478

RAMONA, Calif. (CNS) - The San Diego Humane Society's Project Wildlife Team will release a rescued mountain lion cub to her new home Friday, a little more than a month after she was found on the brink of death.The SDHS team at the organization's new Ramona Wildlife Center will transport the healthy cub to the Southwest Wildlife Conservation Center in Scottsdale, Arizona, where she will be able to grow up around other orphaned cubs her age.The cub was originally spotted by firefighters from the Vista Grande Fire Station near a road in Idyllwild on Sept. 2. She was found barely conscious, emaciated, dehydrated, weak and experiencing tremors. She weighed only 10.5 pounds.RELATED: Project Wildlife nurses dying mountain lion cub back to healthAfter two months of intensive care from the Project Wildlife's Ramona team, including daily fluid therapy, medications, and carefully monitored transitions to solid food, the cub has nearly doubled in weight to 22 pounds, and is now thriving and healthy. According to the Mountain Lion Foundation, adult female mountain lions can weigh anywhere from 80 to 130 pounds.The cub is the first wildlife patient admitted at the Ramona campus since San Diego Humane Society's Project Wildlife took over the Wildlife Center from the Humane Society of the United States on Sept. 1.As of April of this year, mountain lions gained temporary endangered species status from the state Fish and Game Commission. The state estimates around 500 mountain lions still call Southern California and the Central Coast home.According to the humane society, mountain lions typically stay with their mother until they disperse to live a solitary life at around 12-18 months of age. The age of the cub in Ramona was not immediately available. SDHS also said it was unsafe to return a young mountain lion to the wild if found injured or orphaned as a kitten.Project Wildlife worked with the California Department of Fish and Wildlife to monitor her progress and when stabilized, to ensure she had a good permanent home at a qualified facility. 2071

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