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For the first time since March, one of the five major team sports leagues in the US welcomed fans into the stands.FC Dallas welcomed nearly 3,000 fans to its 20,000-seat venue on Wednesday.Before the start of the game, the national anthem was played. During the anthem, both Dallas’ and Nashville’s starting lineups knelt as a smattering of fans booed.The teams knelt in support of Black Lives Matter, and in opposition to racial inequality. The on-field protests are akin to the demonstrations by former NFL quarterback Colin Kapernick in 2016.While kneeling during the anthem has become common place in the NBA, the MLS did not have the national anthem performed during its mid-summer tournament in Orlando because no fans were in attendance.The MLS has said that the national anthem will only be performed if there are fans in attendance. As the MLS shifts from playing its games in a “bubble” in Orlando to teams’ home stadiums, some clubs will begin allowing a number of fans inside.One FC Dallas player spoke out, frustrated by the response from fans.“You can’t even have support from your own fans in your own stadium. It’s baffling to me,” FC Dallas’ Reggie Cannon told reporters. “As a team we try to give the best possible product on the field and these last six months have been absolute hell for us. Absolute hell.”But Cannon’s club said it supports the opinions of those who disagree.“FC Dallas supports our players and fans in their right to express themselves in a peaceful manner,” the club said in a statement. “The National Anthem was played before last night's match while the players were on the field which Major League Soccer requires when fans are in attendance. While we understand the decision to stand or kneel for the National Anthem is a polarizing issue, we hope that FC Dallas can be a leader in helping our community accept diverse viewpoints in a respectful way as we all work together in the ongoing fight for racial equality.” 1968

For many 5-year-old kids across the country, kindergarten is an exciting first introduction into the classroom. But this year, schools are grappling with growing COVID-19 cases and declining kindergarten enrollment numbers."In terms of our kinder cohort, we usually have about 23,000 students registered in Miami-Date County schools for kindergarten. Right now, as of this week, we have a total of 14,724 registered already for next year," said administrative director Berena Cabrera, with Miami-Date County Public Schools in Florida.Cabrera says the district is tackling a 40-percent decline in kindergarten enrollment, and other public schools across the country are dealing with a similar situation.At Visalia Unified School District in central California, kindergarten enrollment is down by 15 percent. At Poway Unified School District, near San Diego, they're seeing 5 percent less kindergarten students enrolling. Fulton County Schools in the Atlanta, Georgia area reports 12 percent less students are enrolled in kindergarten for the upcoming school year."Kindergarten is critical. It is the foundation of a successful student. And in Florida, it is mandatory for students to start kindergarten," said Cabrera.While kindergarten isn't mandatory in all states, educators agree it's an important beginning to a student's education. Rising coronavirus cases in communities combined with public schools having to tackle the virus head-on, has prompted some parents to turn to private kindergarten.Primrose Schools, which offers private daycare, preschool and kindergarten at more than 400 locations across the country, says they've seen a massive increase in interest, especially for those parents whose local districts are offering a virtual-only program this fall."Many of the working parents, obviously, they’ve got to have childcare. Where they would have had before and after school care now they're going to need full day. So, what we’ve seen is our schools responding rapidly by many of them opening up classrooms to kindergarten programs," Jo Kirchner, CEO of Primrose Schools, said.Kirchner says some of their locations are adding kindergarten classrooms to accommodate the increased interest. Their schools offer a 1:10 teacher to student ratio, plus heightened sanitation protocols."Even the parents who stay home with their children, who now find themselves virtual versus sending them to school, don’t really have the skill sets to provide the academic learning support the children need,” Kirchner said. “Kindergarteners have a fairly short attention span so distance learning is not the best environment for a kindergartner.”While kindergarten families across the country consider their options, Miami-Dade County Public Schools is converting a lot of their enrollment from paper to digital. Additionally, they're doing a big push on the district's website and social media."We’re hopeful that registration does pick up in the coming weeks. We are rolling out with a major marketing campaign, and we’re trying to let the parents know that there are staff in our schools that are registering," said Cabrera.Cabrera adds, whether kindergarten is in-person or remote learning this fall, she hopes parents will enroll their children for this crucial first start to their academic career. 3309

FORT MYERS, Fla. -- A medical examiner's report shows a 17-year-old girl who died of COVID-19 may have contracted the coronavirus at a church party in Florida. In the report, it says the party Carsyn Davis attended on June 10 had about 100 people there. It said none of them were wearing masks, and only three days later, the Fort Myers teen started showing symptoms.The church is defending itself against criticism on social media, saying on Facebook that it did not ignore protocols or intentionally expose children to the virus, and that media reports suggesting these things are “absolutely false and defamatory.”However, a gathering of that size and the lack of masks is against both Florida Department of Health and CDC guidelines.The report also shows that after Davis started experiencing symptoms, her parents didn’t immediately take her to the hospital. They instead treated her with two prescription medications, one of which was hydroxychloroquine.“I read a few of the recent studies on hydroxychloroquine, and some of the reports, and it has shown some promise, but that’s all. It’s not that it’s totally effective," said Dr. Jay Gupta at Florida Gulf Coast University. Gupta said it’s not a drug you should ever try without talking with a doctor. The medical examiner report shows that on June 19, Davis had her oxygen levels drop when her mother measured them. Gupta said that’s a big warning sign.“If they’re having breathing trouble, then they should certainly go to a doctor," said Gupta.But Davis didn’t see a doctor.Instead, the report said her mother, a nurse, put her on an oxygen tank they had in the house for her grandfather. When that didn’t work, she was taken to the hospital on June 20. Davis died only two days after being hospitalized, according to the report. It also shows that, when in the hospital, her parents decided not to have her put on a ventilator.This story was originally published by Rob Manch at WFTX. 1955

For more than a decade, Dawn Comstock has studied sports injuries among high school athletes, collecting data from hundreds of high schools across the country.She says after going over all the numbers, something began to stand out about men and women’s lacrosse.“We really just set out to ask the question, "how much of the concussions of girls lacrosse could be directly attributed to the fact that they are prohibited from wearing the hard shell helmet with the full facemask that’s required in boys lacrosse?" said Comstock.Ann Kitt Carpenetti from US Lacrosse says the differences create almost a different game with different issues.“The game rules are different, the culture is different, we do recognize that injuries do occur in both games," said Carpenetti.There’s no body checking, basically a running shove, in women’s lacrosse like there is in the men’s game. Because of that rule, women's lacrosse players don't wear helmets.But Comstock and fellow professor Sarah Fields found that rule isn't keeping female players from getting hurt.“What we found was 72.7% of all of the concussions among girls high school lacrosse players resulted from being struck by a stick or a ball," said Comstock.Almost three quarters of concussions among women's players have nothing to do with player-to-player contact.The researchers estimated that by requiring them to wear helmets, they could reduce the total concussions in the sport by 45%“61.5% of the concussions that resulted from being hit by the stick or the ball in girls lacrosse players could have been prevented if they had been wearing the same helmet the hard shell helmet with the full facemask that boys lacrosse players are required to wear,” said Comstock.US Lacrosse says it has a helmet designed for women’s lacrosse and is testing it in Florida“In terms of the rate of head injuries caused by stick and ball, some concussive, some other, we agree it was notable. And that’s why we led the development of the ASTM head gear back in 2008,” said Carpenetti.The helmet is softer and has less coverage than the male helmet, and right now it’s optional in all states except Florida. Depending on the results of an ongoing study of it’s effectiveness it could be rolled out across the country.But for Fields and Comstock, that rollout is inching along at a painful rate."Sport culture, loves to move at a glacial pace, I mean we're still arguing about designated hitters in baseball. So we don't like change in sport and we pretend like change can't happen in sport," said Sarah Fields, CU Denver.Change Comstock and Fields say would help prevent nearly half the concussions in women’s lacrosse. 2662

Federal student loan borrowers haven’t had to make payments since March. But without continued government intervention, those unable to pay can expect long waits for help come October when bills are scheduled to restart.Automatic, interest-free forbearance provided by the first coronavirus relief package was not extended by the Health, Economic Assistance, Liability Protection and Schools Act proposed by Senate Republicans. There’s no additional relief for student loan borrowers in the proposal.While that legislation could still change, your best safeguard if your job or finances are shaky is to act now.“It’s a disaster waiting to happen,” says Seth Frotman, executive director of the Student Borrower Protection Center, a Washington, D.C.-based nonprofit.Restarting payments for tens of millions of student loan borrowers will likely lead to delinquencies and defaults, says Frotman. And there’s precedent for his assertion: Data from the Education Department in 2019 shows defaults increased when forbearances expired after natural disasters.On top of that, the number of borrowers affected by the pandemic dwarfs any previous challenge for student loan servicers.The servicing system was “never meant to handle high volatility moments; it was built to handle servicing on a normal cycle,” says Scott Buchanan, executive director of Student Loan Servicer Alliance, a nonprofit trade association representing student loan servicers. Buchanan urges borrowers to contact their servicers today for guidance.You don’t have to wait for congressional approval to take control. If you don’t think you can handle your monthly payments, an income-driven repayment plan is your best option to avoid default. Here’s why you should enroll now and what your other choices are.Opt for income-driven repaymentFederal loan borrowers can — and should — apply now for income-driven repayment. Each of the four plans available will cap payments at a percentage of your income and extend repayment to 20 or 25 years, with any remaining balance forgiven at the end.The most broadly available plan, Revised Pay As You Earn, or REPAYE, caps payments at 10% of discretionary income. If you have no income, or your income is at or below the poverty line, your payments would be zero.It’s vital to enroll as soon as possible. Many student loan borrowers who are out of work may apply for income-driven repayment all at once, which is likely to overwhelm the servicers. You’re more likely to get your application approved sooner if you apply now.“This is the moment for you to reach out and call us so we can talk specifically about your situation,” says Buchanan.He adds that servicers are planning outreach to borrowers in the coming weeks. In the meantime, they’re internally discussing increased staffing to meet an influx of demand from student loan borrowers.Recertify your existing income-driven repayment planFederal loan borrowers already enrolled in income-driven repayment must recertify their income each year or revert to a standard repayment plan.If you’ve had a change in income, now is a good time to update the amount with your servicer. Recertification will make sure your payments are updated and affordable.The fastest way to recertify your plan is at studentaid.gov, but a paper form is also available.Request another payment pause — this time with interestYour alternate option is to pause payments through forbearance or an unemployment deferment. Neither is quite like the payment pause you currently have — you have to request it, and interest will likely accrue during the entire pause and increase the total you owe. To prevent this, you can ask to make interest-only payments during these periods.An unemployment deferment allows you to postpone repayment for up to 36 months. You must be receiving unemployment benefits or working part time while seeking full-time work. Only apply for an unemployment deferment if you know you’ll be out of work for a short period of time and if you can prove you have looked for a job at least six times within the last six months. Otherwise, an income-driven repayment plan is the way to go. Interest won’t accrue on subsidized loans during an unemployment deferment.A forbearance is a last-ditch effort to avoid student loan default, which could lead to your wages being garnished or your tax refund being seized. Interest will accrue on all your loans and be added to your balance at the end. Only use forbearance if you can’t pay your loans, you plan to restart repayment soon and you won’t qualify for an unemployment deferment. You can request a forbearance with your servicer.Ask your private lender about hardship optionsPrivate student loan borrowers were left out of the original Coronavirus Aid, Relief, and Economic Security Act as well as the HEALS Act.But private lenders usually offer student loan forbearance or can temporarily lower your payments, though these options are far less generous than federal ones. Private lenders are also making relief options available temporarily to borrowers facing financial challenges. Options like additional temporary forbearance periods won’t count against existing limits.More From NerdWalletHow to Get Student Loan Relief During the Coronavirus and BeyondEmergency Financial Aid for College Students: What Are Your Options?Don’t Fall for COVID-19 Student Loan Relief ScamsAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 5475

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