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Health care is expected to be one of the top issues for voters in the midterm elections.Polls show Obamacare approval is at an all-time high, while opinions about Republican replacement plans are more negative.Democrats are using that as a centerpiece of their midterm election strategy.“On the other side of the aisle, they never had a plan,” says Democratic strategist Brandon Neal. “It was always just repeal Obamacare, and I think they were infatuated with the whole idea of just destroying something because it had Obama’s name on it.”With rising health care costs, Republicans argue they made necessary changes to Obamacare.“Under Obamacare, every individual in the country was required to have health insurance or pay a tax,” says Republican strategist Brian Bartlett. “Republicans repealed that tax, because we think individuals should have a choice when it comes to their health care.”A growing number of Democrats now want to expand health care coverage even further by pushing for "Medicare for all." Under the idea, the government would eventually take over health care from private insurance companies and every American would be covered.“Under Medicare for all, the average American family will be much better off financially than under the current system, because you will no longer be writing checks to private insurance companies,” says Sen. Bernie Sanders (D-Vermont).Republicans say the idea of a single-payer health care system is too expensive and bad for most Americans.“Everyone, no matter how much you like your plan, would have their plan taken away,” argues Rep. Paul Ryan (R-Wisconsin). “Instead you will put in a government run plan, where you have no say in the cost or in the coverage. Obamacare mean fewer choices. Medicare for all means no choices, no competition.” 1805

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

HOLLYWOOD, Calif. (CNS) -- "Gone with the Wind" has been temporarily pulled from HBO Max and will return to the recently launched streaming service with a "discussion of its historical context and a denouncement of those very depictions" of blacks and slavery."'Gone with the Wind' is a product of its time and depicts some of the ethnic and racial prejudices that have, unfortunately, been commonplace in American society," an HBO Max spokesperson said Tuesday. "These racist depictions were wrong then and are wrong today, and we felt that to keep this title up without an explanation and a denouncement of those depictions would be irresponsible."These depictions are certainly counter to WarnerMedia's values, so when we return the film to HBO Max, it will return with a discussion of its historical context and a denouncement of those very depictions, but will be presented as it was originally created, because to do otherwise would be the same as claiming these prejudices never existed. If we are to create a more just, equitable and inclusive future, we must first acknowledge and understand our history."The announcement came one day after director, screenwriter and novelist John Ridley wrote in the Los Angeles Times that HBO Max should consider removing "Gone with the Wind" from its offerings."As a filmmaker I get that movies are often snapshots of moments in history," wrote Ridley, who won a best adapted screenplay Oscar for "12 Years a Slave" in 2014."They reflect not only the attitudes and opinions of those involved in their creation, but also those of the prevailing culture. As such, even the most well-intentioned films can fall short in how they represent marginalized communities."'Gone with the Wind,' however, is its own unique problem. It doesn't just fall short with regard to representation. It is a film that glorifies the antebellum south. It is a film that, when it is not ignoring the horrors of slavery, pauses only to perpetuate some of the most painful stereotypes of people of color.""Gone with the Wind" has drawn criticism from blacks for its depiction of them and of slavery since its release in 1939.The film won 10 Oscars, including best picture and seven others competitively, along with honorary awards for outstanding achievement in the use of color for the enhancement of dramatic mood and for pioneering the use of coordinated equipment in its production."Gone with the Wind" had the largest box office receipts in American movie history, until being eclipsed by "The Sound of Music" in 1966. It regained the title in 1971 following re-releases in 1967 and 1971, then was passed by "The Godfather" in 1972. When adjusted for inflation, "Gone with the Wind" is the all-time box office champion. 2751

Harrison Ford will be grabbing his hat and whip for a fifth installment of the Indiana Jones movie series, about 40 years after the first movie was released.Disney announced the return of Ford in his iconic role in a tweet Friday.“Lucasfilm is in pre-production on the next installment of Indiana Jones. At the helm is James @Mang0ld, director of Ford v Ferrari, and Indy himself, Harrison Ford, will be back to continue his iconic character’s journey.” 461

HIGHLANDS RANCH, Colo. – It’s been three months since a black student in Colorado reportedly punched a white student wearing a Nazi jacket in the face, but the incident has only come to light after a video of the fight went viral this week.The Denver Post reported Friday a Twitter user from Baltimore posted the video to his feed, which spread like wildfire on the social media website.The fight, which happened in August, began at lunch break in front of Mountain Vista High School in Highlands Ranch, Colorado, when the white student in the Nazi jacket was doing a T-pose, which is a popular meme among gamers to demonstrate dominance or power, said Lt. Lori Bronner with the Douglas County Sheriff’s Office.Historically, some members of the Ku Klux Klan have used the pose to “represent a burning cross,” Bronner told KMGH.Bronner said the black student saw the white student doing the T-pose and went up to confront him. They exchanged words and the black student spit on the white student, at which point the white student did the same to the black student.The black student then briefly walked away but returned to confront the white student once again before punching him in the face, causing the student to fall to the ground, according to Bronner.She said the student wearing the green Nazi jacket then got up, grabbed a rock and threw it at the black student, missing him.According to Bronner, the student who threw the punch then ran after his peer and kicked him after he fell to the ground. She said the student in the Nazi jacket curled into a protective, fetal position while calling the black teen a racial slur.Shortly afterward, a third student and staff members separated the two boys.“We’ve had no other situations like this,” said Bronner, adding this type of disputes are very rare.Bronner said the black student was charged with assault for punching and kicking the white student, and was also charged with harassment and disorderly conduct.The white student, Bronner said, was charged with harassment, disorderly conduct and criminal attempted assault for throwing a landscaping rock at the black student.No one was charged with a hate crime.KMGH reached out to Douglas County Schools for comment. Paula Hans, a public information officer for DCSD, said she could not discuss specifics on any given student’s disciplinary actions, only saying “a student is not allowed per DCSD dress code policy to wear anything that is offensive or disruptive to the learning environment.”When asked if the white student's jacket had any Nazi markings, Hans only said the principal at Mountain Vista High School informed her that there were "no markings on the jacket." According to the Denver Post, students said the white teenager was known for wearing the green jacket complete with Nazi regalia. A review by a newspaper reporter of the juvenile’s Instagram account shows multiples pictures of him wearing Nazi uniforms. 2966