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If you’re celebrating the holiday season at home this year because of the COVID-19 pandemic, then you probably aren’t using up your travel rewards points. Instead of watching those points languish, consider turning them into holiday gifts — you can stretch your budget while taking advantage of new offers from credit card issuers.Amid the pandemic, many card issuers are offering more flexibility when it comes to points redemptions, as well as extra statement credits. With 1 in 3 holiday shoppers who accrued credit card debt last holiday season still paying it off, using credit card rewards to finance gifts can be a great way to celebrate the season while avoiding additional debt.Here are some examples of offers you can take advantage of this year:Send a mealFor a limited time, if you have an eligible Capital One travel card, you can use miles to cover restaurant delivery and takeout purchases at a 1:1 rate. That means instead of using your miles to fly home to see family, you can use them to send them a nice holiday takeout meal. You could even join them for it over Zoom.Bank of America? is also offering temporary points-for-food conversions on some of its travel cards, and in some cases a statement credit. Similarly, Chase is allowing some cardholders to redeem points for statement credits against purchases made at grocery stores, restaurants (including takeout and delivery) and home improvement for a limited time.Make a donation in someone’s nameChase is allowing some cardholders to redeem points for statement credits when making donations to qualifying charitable organizations.Treat a friend to coffeeStarbucks credit card holders received 150 bonus Stars earlier this year as part of Chase’s efforts to help consumers during the pandemic. That equates to a handcrafted drink, hot breakfast or parfait — so if you haven’t redeemed those rewards yet, consider putting them toward a (socially distanced) holiday date with a friend.Gift a streaming serviceEight months into the pandemic, we’re still looking for new ways to keep ourselves entertained indoors. Several issuers have cards with temporary or ongoing offers that give you statement credits or bonus rewards for streaming.If you pay for someone else’s streaming service, you can reap the discount or rewards.Cover someone’s exercise programFor a limited time, some American Express cardholders can purchase a membership to at-home fitness program Variis by Equinox and earn statement credits each month. Terms apply. Or, if Peloton is more your speed, some Chase cards earn limited-time statement credits toward eligible memberships.Get cashSome cards also let you redeem travel points for cash back at the same rate.It’s not always the best redemption option. But at a time when travel options may be limited, it can help offset some of the costs of the holidays and even reduce your chances of accruing credit card debt from all that additional spending, which is a real gift to yourself.More From NerdWallet5 Minimalist Tips to Make the Holidays More AffordableCan I Get Preapproved for a Credit Card?7 Times You Might Want to Product-Change a Credit CardKimberly Palmer is a writer at NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer. 3256
How do you re-capture a gigantic runaway pig?According to the San Bernardino County Sheriff's Department, deputies received a call on Saturday that a pig "the size of a mini horse" was roaming a local neighborhood.Deputies were quickly able to track down the swine and determined where he lived, but still had to figure out how to corral him and get him home. It turns out, pigs don't need to be corralled if there are Doritos on hand.According to the San Bernardino Sheriff's Office, Deputy Ponce had a bag of Doritos on hand in her lunch box and was able to lure the pig back to his home by laying a trail of chips on the street.The pig made it safely home and deputies were able to secure the gate. Ponce called the journey "fun."The Doritos appeared to be of the Cool Ranch variety. It's unclear if the pig would have been swayed by Nacho Cheese chips. 880
In a move to advance high-quality enterprise journalism, the Scripps Howard Foundation today announced a million investment into the creation of two centers for investigative journalism.Arizona State University and the University of Maryland will each receive million over three years from the Scripps Howard Foundation to establish a Howard Center for Investigative Journalism at their institutions.The Howard Centers will be multidisciplinary, graduate-level programs focused on training the next generation of reporters through hands-on investigative journalism projects. The Howard Centers’ students will work with news organizations across the country to report stories of national or international importance to the public.The Howard Centers honor the legacy of Roy W. Howard, former chairman of the Scripps-Howard newspaper chain and a pioneering news reporter.“Roy Howard was an entrepreneur whose relentless pursuit of news took him around the world, sourcing his education directly from the lessons of the newsroom,” said Liz Carter, president and CEO of the Scripps Howard Foundation. “That same pursuit led us to establish the Howard Centers – bridging the classroom and the newsroom to ensure tomorrow’s journalists are prepared with the mastery of dogged reporting they need in a world that increasingly demands it.”Arizona State and the University of Maryland were selected as locations for the Howard Centers based on proposals submitted in a competitive process. Both universities have journalism programs that feature a rigorous curriculum and hands-on training for student journalists.“The Centers are envisioned as innovative educational programs,” said Battinto Batts, director of the journalism fund for the Scripps Howard Foundation. “Both Arizona State University and the University of Maryland are well-positioned to challenge their students to become ethical, entrepreneurial and courageous investigative journalists.”The Howard Centers will recruit graduate students and faculty of diverse academic and professional backgrounds. Students attending a Howard Center will be introduced to topics including new media, data mining and the history and ethics of investigative journalism.In addition to the emphasis on multidisciplinary studies within their own curriculum, the Howard Centers also will collaborate on investigative projects to deliver high-impact content to news consumers.“The Howard Centers will create a new cadre of great investigative journalists – steeped in the values and vision of the Scripps Howard Foundation – while generating impactful national investigations on some of the most important challenges facing our country today,” said Christopher Callahan, dean of the Walter Cronkite School of Journalism and Mass Communication, vice provost of ASU and CEO of Arizona PBS. “We are honored to be selected for this critically important initiative and to preserve and celebrate the extraordinary legacy of Roy W. Howard.”“Investigative journalists shine a light on our society’s problems and protect democracy by holding the powerful accountable,” said Lucy A. Dalglish, dean of the University of Maryland Philip Merrill College of Journalism. “The Howard Center at Merrill College will provide an unmatched opportunity for our students to learn to tell important stories in innovative ways, preparing them to become outstanding professional journalists.”The Howard Centers will launch national searches for directors this fall and will open programming to graduate-level students in 2019.About The Scripps Howard FoundationThe Scripps Howard Foundation supports philanthropic causes important to The E.W. Scripps Company (NASDAQ: SSP) and the communities it serves, with a special emphasis on excellence in journalism. At the crossroads of the classroom and the newsroom, the Foundation is a leader in supporting journalism education, scholarships, internships, minority recruitment and development, literacy and First Amendment causes. The Scripps Howard Awards stand as one of the industry’s top honors for outstanding journalism. The Foundation improves lives and helps build thriving communities. It partners with Scripps brands to create awareness of local issues and supports impactful organizations to drive solutions. 4311
In a small town in Utah, life moves at a slower pace, and social distancing there is easy.“I think it’s quiet,” said Kelton Wells. “I think it’s a beautiful valley and I just love it up here.”Wells owns Keystone Cabinets, where he employs 12 people, including Ned Miller.“I’ve lived here in the valley my whole life,” said Miller. “It’s fun because I can create what I consider works of art.”In a flurry of dust and noise, solid pieces of wood transform, all while people keep their distance.“We have a little bit better spacing here. We don’t have the close shoulder-to-shoulder contact that somebody would over there, Miller said as he motioned with his hand towards JBS Beef Plant.“I feel bad for the people who work there.”Meatpacking may be a world away from cabinetry, but in terms of distance, they are practically neighbors.In June, COVID-19 swept through the facility, infecting nearly 300 of its workers, but the facility stayed open.“Nobody was running around in panic, throwing picket signs up and wanting everybody to put a ‘C’ on their forehead down at the plant,” Miller said with a smile. “I didn’t get that type of a feeling for it.”They still don’t.“What comes will come and we’ll take it as it goes, I guess,” Well said with a shrug of the shoulders. “I don’t think a lot of people were super alarmed by it.”In a town where everyone knows someone who works at the facility, there is a feeling of “life must go on.”“I mean, we all got to survive. Our work has to get done so we do what we can to keep it going and keep people happy,” Wells said.The CDC set up shop for weeks at the health department, making sure people in this community stayed safe and JBS stayed open.“We’ve got a good plan going with JBS,” Josh Greer, with Bear River Health Department, said. “(JBS) has got great controls in place.”The people in Hyrum, Utah are not alone.JBS has had outbreaks at plants in Colorado, Kentucky, Minnesota, Nebraska, Texas and Wisconsin.“I think people are just trying to do the best they can,” Wells said.In Hyrum, the work will go on, whether it is with meat or with wood.In a place where people come to escape the noise of city life, it is hard to escape the question on everyone’s minds.“When will we return to normal and what is the new normal going to be?” Miller asked. 2304
If you’re among the 40 million people online looking for love, you know it can be tough finding the perfect match. It might be your fault, but one little change could send you down the aisle. The problem? You may be dating out of your league. A new study found that users who messaged people out of their league typically waited a lot longer to get a reply back or even get a reply at all. "A lot of people try to date out of their league, and they use that terminology," says Chief love officer Michelle Frankel, with New York City Matchmaking. "But it may not result in the end relationship they are looking for; but it might not even be what they perceive it to be." According to Urban Dictionary, dating out of your league simply means you’ve got no shot. However, Frankel says that’s not true all the time. For example, look at Christie Brinkley and Billy Joel, back in the 1980's.Frankel says dating up like Billy Joel did can work, but it can’t be based on looks alone. “Look what he brought to the table," explains Frankel. "Clearly he was financially set at the time and also he had so much unique talent." If you date out of your league simply to find someone better looking than you, Frankel says good luck finding a match. "That's not a recipe for a lasting relationship in and of itself. There has to be more compatibility, shared values, same interests and both going in the same direction." Whether you are dating online or in person, Frankel says to stop trying to find your Disney movie moment. "You are never going to find perfection; it doesn't exist," Frankel says. 1707