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Customers of Comcast’s Xfinity internet service in many states may find that they will be charged if they use a lot of internet at home.The news comes as many Americans are working, schooling and using the internet to watch TV programs through the internet.Comcast will begin limiting many customers to 1.2 terabytes of internet data per month before charging overages. Beginning in December, Comcast says it will begin offering an unlimited plan for customers who plan to use that much data. For most customers who rent a gateway from Comcast, an unlimited plan would cost an additional a month, while most other customers would pay an additional a month. Comcast will implement the plans for customers in the states of CT, DE, MA, MD, ME, NH, NJ, parts of NC, NY, parts of OH, PA, VA, VT, WV, and the District of Columbia.The cap will not apply to the Gigabit Pro tier of service or business internet customers.For those who use more than 1.2 terabytes of data per month, Comcast will charge for every 50 gigabytes of additional data. The overages will be capped at 0 per month.Comcast says it will notify customers when they're nearing their data limit, and will send those notifications at 75%, 90% and 100% usage.Comcast says only 5% of its customers exceed 1.2 terabytes of data per month. Before the pandemic, Comcast suspended caps on internet usage as more Americans began using the internet for work and school.Those who stream TV might be most likely to go over the cap. According to Netflix, one hour of video can use up to 7 gigabytes of data. Someone who streams six hours a day without using any additional internet could use up an entire month’s worth of data. However, Comcast refutes those estimates and says that 1.2 terabytes cover as many as 500 hours of streaming video. More details can be read here.Editor's note: An earlier headline on our article erroneously classified the new policy as an "internet usage cap" and has since been changed. The earlier version also stated that customers will receive a notification when 90% of their data is used. It has been updated to reflect they will also receive notifications at 75% and 100% use. Additionally, a clarification was added to reflect customers can purchase unlimited plans in December. 2287

CLEVELAND — Student loans. Those two words cause a lot of stress, anxiety, even depression in so many Americans out there.Like Denise Ferguson.“Oh, my student loans are going to outlast me!” Ferguson said.Like 41 million other Americans, Denise is drowning in student loan debt — 0,000 in her case.“It’s funny because I’m an attorney and a lot of people assume that we attorneys are rich and wealthy,” she said.Well, rest assured, Denise is not one of those types of attorneys.She works with abused and neglected children in the foster care system.“We’re the only alleged first-world country that has all these issues with student loans and people being put into debt in order to do something good,” she said.Denise went to a state school in Pennsylvania for college, the University of Akron for law school.Fifteen years later, the amount of student loan debt she has barely has a dent in it.“If I win the lotto, it’ll get paid off. If I don’t win the lotto, there’s no hope that that’s ever going away,” Denise said. “My house only cost ,000 if that puts anything in perspective.”The average student loan debt for graduates is about ,000. It's the second-highest consumer debt category in the U.S., coming in only after mortgage debt.Since the federal CARES Act went into effect, more than 40 million federal student loan borrowers have had their payments paused and interest rates set to 0%.While that is set to expire on Jan. 31 now, it’s not clear what the incoming Biden administration will do.There are pushes and proposals to wipe out student loan debt — anywhere from ,000 to ,000.But nothing is clear, nothing is done, and experts say, do not rely on what could be.“Do not wait until January to expect any executive orders, there’s just so much uncertainty going on right now,” said Dr. Lakshmi Balasubramanyan, a banking and finance professor at Case Western Reserve University.She said it is crucial to have a plan in place before payments start back up again.Contact your loan servicer and talk through your individual situation.If you’ve lost or changed your job during the pandemic, switch to an income-based repayment plan, or discuss hardship options.“If you plan for the worst-case scenario, the best-case scenario is where there’s some loan forgiveness — then that would be a pleasant surprise but right now, you should plan to pay it off because you don’t want to go into default status,” Balasubramanyan said.She also advises heading to studentaid.gov to see if you possibly qualify for any loan forgiveness programs.Jeremy DiTullio, of the Cleveland Financial Group, says the worst thing borrowers can do is wait and hope for relief that may not come.“I would plan for starting to make your payments. Worst case scenario is that there is some forgiveness or some relief and now you have choices,” DiTullio said. He also suggests borrowers "earn differently" during the pandemic if they have to, to avoid defaulting. "So earning differently may mean accepting a job that isn’t exactly in your field of choice, it might mean working part-time on the weekends," DiTullio said.But keep in mind, if you have kept your job during this time, and you have the means — the payments you make on your student loans right now are going directly to your principal.To be clear, the relief and the extension only applies to borrowers with federal loans.There has yet to be standardized relief for private loan holders unless their specific lender made hardship adjustments.This story was first reported by Homa Bash at WEWS in Cleveland, Ohio. 3572

CINCINNATI -- When police were sent to Seven Hills School on Tuesday afternoon, they were told a female caller was stuck in a van.The GPS coordinates on that call were within feet of where Kyle Plush, a 16-year-old male student, would be found dead hours later.Cincinnati Police Chief Eliot Isaac hasn't yet talked publicly about what happened that day. The police department, which touts itself as a model for transparency, has been quiet about Plush's death. They're planning to hold a news conference at 3 p.m. Thursday.Nearly two days after he suffocated, numerous questions remain about what went wrong and why a teenage boy is dead even as he pleaded with a 911 operator to send help.What we know, and don't knowPlush called 911 at about 3:16 p.m. Tuesday. He knew he was in trouble but struggled to communicate with the operator. Over the course of a three-minute call in which he gasped, cried repeatedly for help, he relayed that he was trapped inside his car in the parking lot of Seven Hills School.Through Plush's cries for help, the 911 operator indicated the caller was female.TIMELINE: What happened the day Kyle Plush died?A computer-aided dispatch report contained latitude-longitude coordinates on that call. Notes in that report indicated the call may have come from the "thrift store parking lot across the street." Seven Hills has a resale store across Red Bank Road from the school's Hillsdale campus. 1441

Considered the coronavirus holy grail, antibodies are believed to give us some level of immunity from the virus. They form after a person fights off COVID-19 and can be detected through a serological test, better known as an antibody test. "There are some really great companies building antibody tests, and there are some not so great, bad actors, building antibody tests. So you have to be really careful," says Jon Carder, co-founder and CEO of Vessel, a San Diego company created four years ago to provide in-home wellness tests. Early in the pandemic, the U.S. Food and Drug Administration allowed these tests to be sold and distributed without federal review, as long as the company notified the FDA it was offering a test, performed self-validation studies, and included a disclaimer on the test results. The FDA is now cracking down on the bad actors, creating a list of tests that should no longer be distributed. Only a handful of manufacturers have been granted FDA Emergency Use Authorization, meeting a certain threshold for accuracy.Carder says states and even countries have been fooled by the bad actors, purchasing inadequate tests. "We were talking to a city government, a big city, and were blown away when we got a response that they were thinking about buying antibody tests from a certain manufacture who had claimed they were FDA approved. And the state had sort of taken their word for it, and they weren't," said Carder. Vessel had been preparing to release its in-home wellness tracker, which tests for health markers like vitamins, minerals, toxins, and cortisol. When the pandemic hit, the company adapted its technology to be used in the fight against COVID-19. "We take existing antibody tests, the good ones, the ones that are accurate and that the FDA has approved for emergency use, and we enable those to be done safely and accurately at home," said Carder. They've created a kit with step-by-step instructions to do the blood test at home. The test card is then scanned through the Vessel app and provides results from a medical professional within a half-hour. The FDA has already approved in-home tests to diagnose active infections – but Carder says the sample must be sent to a lab, and the user must have symptoms or another qualification to get one. And he says they can be costly. "Ours could be one of the first, or the first, antibody test done at home, no lab needed," said Carder. Just this week, the FDA issued three warning letters to companies making false claims on their in-home antibody tests.Vessel has completed its usability studies and is now in clinical trials with the FDA. "Our job is to prove it can be done safely at home and to show that via clinical trials. The FDA really makes the call if they're going to enable antibody testing at home," said Carder. He says the test would be cost-effective, anywhere from -, or around with medical consultation. If approved by the FDA, Carder estimates millions of people could be tested within the first few months. "There's something really great about the peace-of-mind that comes from doing a test, and that may be one of the biggest benefits," said Carder. But while the FDA is only approving the most accurate tests, none are 100 percent accurate and could still lead to false positives. 3314

Court documents show the white St. Louis couple who became internationally famous for standing guard with guns outside their mansion during a protest have pulled a weapon before in defense of their property. As demonstrators marched near the home of Mark and Patricia McCloskey on Sunday, video posted online showed him wielding a long-barreled gun and her with a small handgun. The McCloskeys and the trustees of Portland Place are involved in a legal dispute over a small piece of property. Mark McCloskey says in an affidavit in that case that they once pulled a gun on a trespasser. 594

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