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Americans borrowed a staggering billion in the past year to pay for health care, a new survey finds.About 1 in 8 had to resort to borrowing to afford care in the previous year, according to a 208

According to the Consumer Product Safety Commission, more than 8,000 Americans end up in the hospital annually this time of year due to a firework-related accident. According to the commission, the majority of the injuries are to the hands and head. Of the injuries, eight were fatal in 2017. Children younger than 15 years of age were responsible for 36 percent of the firework-related hospital visits in 2017. According to a June 2018 report from the Consumer Product Safety Commission, the majority of the injuries were due to misuse or malfunctions of fireworks. "Misuse included: igniting fireworks too close to someone; lighting fireworks in one’s hand; setting off fireworks improperly; having lit fireworks too close to other fireworks/explosives; and touching lit fireworks," a previous report states. "Typical malfunctions included: errant flight paths; early or late ignition; tip-over incidents; and blowout. In addition, debris from fireworks was involved in some of the injuries."Even though sparklers are legal in many jurisdictions, one of the fatalities was from a sparkler.Homemade and altered fireworks accounted for 3 percent of firework injuries. With a few simple precautions, you can stay safe this July 4. Here are 10 tips from the Consumer Product Safety Commission to help you avoid the emergency room. Never allow young children to play with or ignite fireworks.Avoid buying fireworks that are packaged in brown paper because this is often a sign that the fireworks were made for professional displays and that they could pose a danger to consumers.Always have an adult supervise fireworks activities. Parents don't realize that young children suffer injuries from sparklers. Sparklers burn at temperatures of about 2,000 degrees - hot enough to melt some metals.Never place any part of your body directly over a fireworks device when lighting the fuse. Back up to a safe distance immediately after lighting fireworks.Never try to re-light or pick up fireworks that have not ignited fully.Never point or throw fireworks at another person.Keep a bucket of water or a garden hose handy in case of fire or other mishap.Light fireworks one at a time, then move back quickly.Never carry fireworks in a pocket or shoot them off in metal or glass containers.After fireworks complete their burning, douse the spent device with plenty of water from a bucket or hose before discarding it to prevent a trash fire.Also keep in mind different jurisdictions have varying laws involving fireworks. 2522

A student gunman opened fire at a southern California high school Thursday morning, leaving two dead and several others injured, officials said.According to authorities, the male suspect, who is a student at the school, opened fire in the quad at Saugus High School in Santa Clarita around 7:38 a.m. before classes started. Authorities were on scene by 7:40 a.m. after receiving several 911 calls about the shooting. The suspected gunman shot and killed two students, a 16-year-old female a 14-year-old male, and injured three others before shooting himself in the head, police said. He is currently in custody and being treated at a local hospital, according to Los Angeles County Sheriff Alex Villanueva. Officials say he is in grave condition.Video obtained at the scene showed the suspect taking a .45-caliber semi-automatic pistol from a backpack before shooting the five other students and then himself, said Capt. Kent Wegener of the Los Angeles County Sheriff's Department.The other victims include two females, ages 14 and 15, and a 14-year-old male, police said. They were transported to local hospitals with gunshot wounds.Police are investigating the alleged shooter's home, which is near the school, authorities said at a press conference. Officials also said that Thursday was the student gunman's 16th birthday.The suspected shooter's mother and girlfriend are being interviewed by detectives. Other student witnesses are also still providing information to police.Other schools in the district were placed on lockdown amid the shooting. Police say they still don't have a motive in the shooting.EDITOR'S NOTE: A previous version of this story said that three people were killed based on a report from ABC News. ABC News is no longer reporting that three students have died, and this story has been updated to reflect ABC's reporting. 1862

A raging wildfire has forced the evacuation of hundreds of homes after it exploded to thousands of acres in Northern California, authorities said.The Kincade Fire, ignited Wednesday night, has scorched 10,000 acres, the California Department of Forestry and Fire Protection reported Thursday morning.More than 550 homes -- with about 1,700 residents -- are under mandatory evacuation orders as the blaze burns uncontrollably, Sonoma County officials said. More evacuations may be issued.The fire erupted the same day that California's largest utility started 571

After having trouble conceiving on their own, a white couple opted for in-vitro fertilization and gave birth to a baby girl. When their daughter was a toddler, they grew concerned that she didn't look like them."When she was born, all my friends said, 'Oh, she looks Asian, she looks Asian,'" said Kristina Koedderich, the girl's mother. "We were cracking the jokes... but you just figure every baby, like, looks different when they're born." 454