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Whether you’re planning a trip to a country across the globe or packing the car for a weekend road trip to a local campground, you can have a debt-free vacation with some careful planning.It’s easy to see how a vacation can blow up even the most carefully planned budget: In NerdWallet’s 2018 Summer Spending Report, parents surveyed by Harris Poll planned to charge an average of ,019 to credit cards for summer vacations.To ease the stress of a vacation on your budget, start with a clear idea of your trip’s scope — identifying expenses from the time you leave your home to the moment you return — and create a realistic spending limit. Then get creative to trim costs along the way. 701

With election day looming, the candidates vying to replace Duncan Hunter in East County's 50th Congressional District say they are leaving no stone uncovered.The race is pitting Republican Darrell Issa against Democrat Ammar Campa-Najjar. The two want to fill the seat Hunter vacated in January, when he resigned after pleading guilty to one felony campaign fraud charge. Campa-Najjar narrowly lost to a then-indicted Hunter in 2018 and is running again in 2020."The whole district, we're just going to be traveling across town, meeting people at local diners and saying 'hey, I'm here for you,'" Campa-Najjar said Monday. Issa represented coastal North County's 49th for nearly two decades. In 2018, he decided not to run for re-election as that district shifted blue. This year, however, Issa launched a campaign for the seat in the 50th after Hunter resigned. The district comprises much of East County, and stretches into south Riverside County. It is the only district in San Diego County in which Republicans outnumber Democrats. Issa said his campaign made 10,000 calls Sunday and knocked on more than 1,500 doors. He said if he is elected to Congress, he'd use his experience to help move the country forward. "Many of my Republican and Democratic friends are coming back after two years of very little progress and a lot of hostility," he said. "I'm hoping to get past that with people I have a working relationship with and get some things done."After months of polling showing the two neck-and-neck, an Oct. 27 ABC-10 Union-Tribune poll showed Issa with an 11 point lead over Campa-Najjar. Thad Kousser, a political scientist at UC San Diego, said, however, that Tuesday's early results could show Campa-Najjar starting in the lead due to increasingly Democratic early voting."Things are going to look good for Ammar Campa-Najjar by 8:05, 8:15, the next set of returns that come in are going to be the ones between 9 and 10:30 that will come from polling places," he said. noting that could be as much as a 10 or 15 point swing for Issa, until the rest of the balance come in. 2096

When it comes to educating America's children, how much of a difference could million make? Could it send a second grader on a school trip to the museum, or provide updated equipment to a class of budding scientists?It can. In fact, it can do it 35,647 times.Ripple, a cryptocurrency and international payment company, has donated million in cryptocurrency to DonorsChoose.org, a donation platform that connects people to classroom needs across the country. With the money, Donors Choose was able to fulfill every single classroom project request on its site -- 35,647 requests in all, from 28,210 teachers at 16,561 public schools."It's fair to say there's never been a day that this many classroom dreams have come true," Donors Choose founder Charles Best told CNN.The Colbert bumpThe massive donation is the culmination, or grand finale, if you will, of the site's #BestSchoolDay project. Two years ago, Stephen Colbert, who is a member of the Donors Choose board of directors, announced he was going to pay for every school project request in his home state of South Carolina.His act of kindness set off a movement that became known as #BestSchoolDay."More than 50 actors, athletes and philanthropists were inspired to fund classrooms in their states," Best told CNN. "Together, those 50-plus people gave more than million, and to use, that represented the idea of a best school day."Best says the response has been overwhelming -- in a good way."An outpouring of joy would not be an overstatement," he said.The Ripple effectBest says when the organization connected with Ripple, the cryptocurrency management company was "inspired to think of the impact" of such a significant gift."At Ripple, we care about giving back to our community and we collectively value the importance of quality education in developing the next generation of leaders," Ripple's SVP of Marketing Monica Long said in a statement."DonorsChoose.org's track record speaks for itself — they are highly effective at improving the quality of education and the experience of teachers and students across America. We're proud to work with them to support classroom needs across the country."According to Ripple's company site, the donation will affect approximately 1 million public school students.Best says the "classroom projects" requested on the site represent specific missions or activities that teachers have for their students."It's a public schoolteacher requesting a classroom library. A field trip. A set of art supplies. A pair of microscopes. It's about requesting experiences or tools to provide a student learning experience," he said."We believe in the wisdom of the front lines," Best added. "Hardworking, passionate teachers know their students' needs better than anyone else in the school environment. If we can tap into their needs, we can unleash smarter solutions and empower those people on the front lines."  2956

Which is worse? Aggressive driving, drunk driving or distracted driving?They're all bad, but new information out on Thursday shows when it comes to risky behavior on the road, distracted driving now tops the list. Nearly nine out of 10 drivers believe it's on the rise. But experts say there are things you can do about it.From reaching for something to the increasing danger of technology, it has become easier to become distracted while driving. In a study out Thursday, the AAA Foundation found drivers talking on a cellphone are up to four times more likely to crash than those not using a cellphone. Those who text and drive are eight times more likely.Mark Stolberg, the Vice President of training at Masterdrive, said many of us look at distractions as small interruptions we can stop at any time.“The problem with it is the traffic situation can become threatening very quickly,” said Stolberg. “So even a little distraction is very dangerous.”“So if you have to check something else, if you have to check the mirror, if you have to check your navigation right, check that then get back focused on driving," Stolberg added. "Get right back focused on driving.”Stolberg demonstrated that when a text message is received, drivers have a tendency to take their eyes off the road. In a split second, Stolberg said that drivers could miss a changing traffic light, causing potential accidents. Turning off cellphones while driving is one way drivers can remove the temptation of taking their eyes off of the road.  1585

WILMINGTON, Del. (AP) — Bernie Sanders held an in-person campaign for the first time since the start of the coronavirus pandemic in March, heading to the battleground states of New Hampshire and Michigan to promote Joe Biden and soothe any lingering tensions between the Democratic Party's progressive and centrist wings. WATCH RECAP: On Saturday, the Vermont senator held a socially distanced, outdoor rally Saturday in Lebanon, New Hampshire which was capped to keep crowds from growing too large. Sanders spoke about a range of topics, from the economy to the pandemic. Sanders said that there are some who think the government has to make a choice between having a strong economy and protecting the American people coronavirus. He said the truth of the matter is that America won't have a strong economy if the virus continues to surge. "We will never have a strong economy if people are afraid to go to work, afraid to go to school, afraid to shop, afraid to have dinner at a restaurant, or afraid to do all of the things that we normally do," Sanders said. "We will never have a strong economy unless we get this pandemic under control."As of Saturday afternoon, more than 209,000 people in the U.S. have died from the virus, according to Johns Hopkins.When speaking about the economy, Sanders said the working class is in "more desperation today than at any time since the great depression of the 1930's."Sanders added that during the pandemic, nearly 60% of Latino families and 55% of African-American families have either experienced a job loss or a pay cut, while the billionaires of our country have profited."In the last number of months, 640 three billionaires -- that's not a lot of people -- have seen their wealth go up by 5 billion," Sanders said. "Let me say that again. While 30 million Americans have lost their jobs, while 12 million Americans have lost their health insurance, while 29 million Americans do not have enough food to eat, while 40 million of our people face eviction, 643 billionaires increased their wealth by 0, that's billion over the last six months alone."On Monday, Sanders will host a drive-in rally in Macomb County, Michigan — a Detroit suburb that voted Republican in 2016 and was instrumental in clinching the White House for President Donald Trump. 2313