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A man accused of running a multi-million dollar investment fraud scheme appeared in court for his preliminary hearing Monday.Jacob Cooper was the CEO of Total Wealth Management in San Diego. Prosecutors allege Cooper received a referral fee for placing clients’ money in certain funds. In many instances, Zipp said he received greater compensation through the referral fee than through his clients’ fees, creating a “blatant conflict of interest.”“He mainly was interested in whether a particular fund would enrich him, not whether it would enrich his paying client,” said Deputy District Attorney Rebecca Zipp.Zipp said Cooper had “no regard to investor goals or suitability for the investor.”Several clients testified in court Monday morning. Loren Engel said he and his wife both invested with TWM. He said they lost approximately 5,000. Engel was not aware Cooper and TWM were receiving what many victims described as kickbacks.“The risk of being defrauded is not a reasonable risk to assume,” Engel said, when the defense asked if he understood investments have risks.Many clients first learned about TWM through Cooper’s weekly radio show. Cooper also regularly appeared on local media.George Rasor called TWM after hearing Cooper on the radio. He testified that he invested more than 0,000. His son Jeffrey Rasor saw red flags when trying to get information about his father’s investments.“Questions not answered, not acceptably answered,” Jeffrey Rasor said when recalling TWM’s response after meeting with the company a few years ago. “Too much vagueness and a real concern that my father’s investments were in jeopardy.Cooper faces 19 felony counts, including conspiracy to commit a crime, elder theft, and making false statements in connect with sale of a security. Zipp said he could face a maximum of 23 years in prison if he is convicted. Cooper also faced several civil lawsuits and an investigation by the Securities and Exchange Commission.Cooper’s defense attorney, John Kirby, denies his client did anything wrong.“He did not have the intent to enrich himself above the interest of his clients,” Kirby said. Kirby said there were a number of funds where he received revenue sharing, but any conflict of interest was set out in documents.“Mr. Cooper had no intent to cheat or steal from anyone,” Kirby said. “He made bad investment decisions.”Kirby said Cooper and his family also lost money through the same investment funds. The preliminary hearing is expected to last several days. Two others connected with TWM already reached a plea deal. Doug Shoemaker and Nathan McNamee are scheduled to be sentenced later this week. 2656

A local pastor is speaking out after he says a woman leaving a pizza place in Detroit coughed on him as they crossed paths. The woman was wearing a mask, he wasn’t, and the whole incident was captured on surveillance video.Michael Hale and his wife Victoria were out celebrating Juneteenth, but when the couple went to get a pizza the celebration turned to anger. He says a woman started interrogating him about not wearing a mask.“She literally started to say things to me like, where is your mask or did you lose your mask. And so I told her my mask is in the car, I’m not going to be in here,” he said. “She literally walked back out, leaned over and coughed directly into my face."Surveillance video of the incident captured every moment, from when Michael crosses paths with that woman and she appears to cough in his face. Michael immediately reacted.“I just basically told her that you can’t do this stuff, 'why did you do this to me. I didn’t do anything to you like that,'” Michael recalled.His wife, Victoria, was sitting in the car and couldn’t believe what she saw. She says they filed a police report after the incident but was told police can’t do anything about it.“The sergeant told me that no criminal charges will be filed against her and in the State of Michigan it is currently not a crime to cough on someone," Victoria said. "But, according to the prosecutor they can’t go after things like this because it’s not a crime and they don’t have the resources to pursue these types of things."Michael says he should of had his mask on, but what happened to him shouldn’t have happened at all.“You don’t have the opportunity to police me and to ridicule me for not wearing my mask because no one made you in charge,” he said.DPD would only confirm to us they are investigating. Michael says he always wears his mask. He says from now on he won’t take any chances.This story originally reported by Alan Campbell on wxyz.com. 1947

A high-speed police pursuit has ended in a Phoenix neighborhood as police continue to search the area for at least one suspect.Police say they were following a possible stolen vehicle and attempted to pull the driver over Tuesday when the suspect refused to stop.Helicopter video showed the white SUV in the Biltmore area around noon, going the wrong way in traffic and driving on light rail tracks near Central Avenue and Thomas Road to avoid stoplights. Video from helicopter showed what appeared to be stop sticks deployed on the vehicle that caused a tire to blow near a neighborhood in west Phoenix. The vehicle was then seen driving through multiple front yards and sidewalks around 12:30 p.m. The occupants of the car bailed in front of a home on foot. Police say one woman, the passenger in the vehicle, was taken into custody. The male driver is still missing and believed to be hiding in the neighborhood.Police say the male suspect is believed to be responsible for at least three carjackings. During one of the carjackings Tuesday, a Phoenix police officer tried to intervene and fired shots toward the suspect. It's unclear if the armed driver returned fire or if anyone was shot.PHOTOS: SUV driver leads police on chase through PhoenixMultiple police vehicles and a police K-9 are working to take the suspect into custody in the area.    1419

A California judge has ordered Stormy Daniels pay 3,052.33 in attorney's fees, costs and sanctions to the lawyers representing President Donald Trump in the defamation suit Daniels and her attorney Michael Avenatti brought against Trump earlier this year.Trump's attorney, Charles Harder, had asked for a total of nearly 0,000 from the adult films actress -- 9,000 in attorney fees and another 9,000 in sanctions in a hearing last week.In a statement, Harder called the ruling "a total victory for the President." 533

A decision by McDonald’s to change the way it subsidizes franchisees could lead to an increase in the price of a Happy Meal.The fast food chain is reportedly getting rid of a decades-old deal with franchise owners that helps cover the cost of those Happy Meal toys.Starting in 2021, McDonald’s will stop sending the roughly 0 monthly contribution, called the “Happy Meal rent and service fee,” to it’s U.S. restaurants, according to an internal message."We recognize this subsidy has been in place for many years," reads the memo viewed by Business Insider. "However, it is no longer fueling growth in the way it once was."Franchisees will be able to increase the price of a Happy Meal by 20 cents to offset the difference. McDonald’s doesn’t set menu item prices, and lets franchisees decide depending on location.Franchisees are reportedly not happy about the subsidy being eliminated, and other new fees that will start next year."COVID is surging, and they're worried about taking our Happy Meal subsidy?" a franchisee told Business Insider. "It's not something that families in America want. They want a value-priced Happy Meal."McDonald’s told CNN they are finding ways to provide other subsidies.McDonald’s only owns about 5% of their restaurant locations in the U.S., the other 95% are owned and operated by independent franchisees. 1351