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An executive action President Trump issued Saturday on the deferral of payroll taxes could put more money in your pocket soon. Much is still unknown about how the order will be implemented, but experts say to keep a few things in mind before making plans for that extra cash.1. It’s temporaryMany employees have a 6.2% Social Security tax withheld from their paychecks and remitted to the IRS on their behalf by their employer. “The executive order defers the withholding, deposit and payment of the tax,” says Matthew Keefer, a certified public accountant at Gorfine, Schiller & Gardyn in Owings Mills, Maryland. The deferral period runs from Sept. 1 through Dec. 31.2. You may not qualifyThe deferral is available only to employees whose pretax wages or compensation is generally less than ,000 biweekly, which works out to around 0,000 a year. And currently it doesn’t apply to people who are self-employed, notes Pete Isberg, vice president of government relations at human resources services firm ADP.3. The taxes are due eventually“This is a deferral of taxes, not a forgiveness of taxes,” says Michael Graetz, a tax law professor at Columbia University Law School in New York. “So at the end of the deferral period, all of those taxes will be owed unless Congress changes the law to say that they’re forgiven.”4. Consider setting the extra money aside for nowIf your employer stops withholding and you see a boost in your pay because of it, you might want to hang on to that cash for now, Keefer says. “Unless legislation is passed, the deferred tax from the executive order will be repaid in the future,” he says. Another option, Isberg adds, is to tell your employer to withhold additional money by filling out a new form W-4 at work.Of course, not all households can afford to set money aside these days. Still, if you need the money from this tax deferral now, don’t lose sight of the fact it could mean a tax bill later.5. Some employers may just keep withholding the tax anywayIt can take time for employers to revamp payroll systems, especially if they’re not using a payroll processing company, according to Isberg. Also, employers can be liable for employment taxes, even if they don’t withhold them, he says. “Employers know that, and they’re going to realize that, ‘Look, if I do this, could the IRS come back to me in January and just assess the full amount that should have been withheld?’ Well, technically they can,” Isberg explains.Most employers won’t want to ask their employees to repay four months of taxes, Graetz adds. “This turns out to be a very complicated problem,” he says.More From NerdWalletSome Taxpayers Face a Desperate Wait for IRS RefundsHow to Work Around Delays in Major IRS FunctionsIRS Data: Refunds Lag as Agency, Tax Filers Slow DownTina Orem is a writer at NerdWallet. Email: torem@nerdwallet.com. 2862

ANNAPOLIS, Md. – The U.S. Naval Academy has named its first ever African American female brigade commander – Midshipman 1st Class Sydney Barber.The brigade commander is the highest leadership position within the student body and it’s held for a semester. Barber will hold the role this spring semester.Barber will be the 16th woman selected for brigade commander in the 44 years women have been attending the Naval Academy. The first female brigade commander was in the class of 1992.“Earning the title of brigade commander speaks volumes, but the title itself is not nearly as significant as the opportunity it brings to lead a team in doing something I believe will be truly special,” said Barber. “I am humbled to play a small role in this momentous season of American history.”Barber is from Lake Forest, Illinois, and is majoring in a mechanical engineering, with aspirations of commissioning as a Marine Corps ground officer.As a walk-on sprinter and hurdler of the Navy Women’s Varsity Track and Field team, Barber has lettered all three years of competing and is a USNA record holder for the outdoor 4x400m relay.Word of the announcement spread quickly after a social media post by the first Black female to graduate from USNA, Janie Mines. She wrote, “This brought me to tears. This young woman, Midshipman Sydney Barber, will be the first Black Female Brigade Commander at the U.S. Naval Academy. 40 years later. Thank you, Sydney! Love you!” 1460

ANDERSON, Ind. -- An armored truck spilled money on the interstate after it hit several potholes on I-69 early Saturday morning and crashed into a ditch. The crash happened near Anderson around 1 a.m. local time.The Garda armored delivery truck driver told the deputies with the Madison County Sheriff's Office that he hit several potholes which caused him to lose control of the vehicle and he overcorrected, hitting a guardrail and sliding into a ditch.The rolled several times before it landed on its side. Deputies say some money was on the road after the crash but most of it remained secured in the armored delivery vehicle.The driver and his passenger were treated for minor injuries on the scene.  The armored truck delivery company sent another truck to the scene to recover the money and the truck.  842

An earthquake has rattled southeast Michigan and parts of Canada.According to the USGS, the epicenter of the earthquake was Amherstburg, Canada, which is just on the other side of the Detroit River from Michigan. Preliminary readings put the earthquake at 3.6 on the Richter scale.So far police in both Michigan and Canada are saying there are no reports of damage or injuries. 390

An abandoned bus in the Alaska backcountry, popularized by the book “Into the Wild” and movie of the same name, was removed Thursday, state officials said.The decision prioritizes public safety, Alaska Natural Resources Commissioner Corri Feige said.The bus has long attracted adventurers to an area without cellphone service and marked by unpredictable weather and at-times swollen rivers. Some have had to be rescued or have died. Christopher McCandless, the subject of the book and movie, died there in 1992.The rescue earlier this year of five Italian tourists and death last year of a woman from Belarus intensified calls from local officials for the bus, about 25 miles from the Parks Highway, to be removed.The Alaska Army National Guard moved the bus as part of a training mission “at no cost to the public or additional cost to the state,” Feige said.The Alaska National Guard, in a release, said the bus was removed using a heavy-lift helicopter. The crew ensured the safety of a suitcase with sentimental value to the McCandless family, the release states. It doesn’t describe that item further.Feige, in a release, said the bus will be kept in a secure location while her department weighs various options for what to do with it.“We encourage people to enjoy Alaska’s wild areas safely, and we understand the hold this bus has had on the popular imagination,” she said in a release. “However, this is an abandoned and deteriorating vehicle that was requiring dangerous and costly rescue efforts. More importantly, it was costing some visitors their lives.”McCandless, a 24-year-old from Virginia, was prevented from seeking help by the swollen banks of the Teklanika River. He died of starvation in the bus in 1992, and wrote in a journal about living in the bus for 114 days, right up to his death.The long-abandoned Fairbanks city bus became famous by the 1996 book “Into the Wild” by Jon Krakauer, and a 2007 Sean Penn-directed movie of the same name.The Department of Natural Resources said the 1940s-era bus had been used by a construction company to house employees during work on an access road in the area and was abandoned when the work was finished in 1961.In March, officials in the Denali Borough based in Healy, about 25 miles (40 kilometers) from the bus, voted unanimously to be rid of it. 2324

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