焦虑症去南昌那家医院看(南昌哪家治幻听的好) (今日更新中)

You’ve decorated the tree, put up the lights and placed a lit candle in every window. But the next thing you know, you smell smoke.Candle fires, stolen presents and other calamities can put an unwelcome damper on your seasonal cheer, but insurance can often help clean up the mess. Here are some common holiday disasters and how your homeowners insurance can come to the rescue.1. Decorations catch fire“Chestnuts roasting on an open fire” takes on a whole new meaning when the halls are decked with fire hazards. Dehydrated Christmas trees can go up in flames if placed too close to a heat source, and fires from candles make up half of December home decoration fires, according to the U.S. Fire Administration.Fire is covered in three main ways. Dwelling coverage pays for repairs to your home, while other structures coverage is for things like a detached garage or fence. Personal property coverage will pay to replace damaged belongings, up to your policy limits.To avoid festive fires, keep candles away from flammable objects, follow all manufacturer instructions for holiday lights outside and keep a real Christmas tree hydrated.2. Your identity gets stolenIf you’ve shopped online for holiday gifts this year, your credit card or bank account information may be at risk of getting stolen.Identity theft coverage can pay for out-of-pocket expenses related to identity theft or fraud. Some homeowners insurance policies automatically include this coverage for free, but you’ll probably have to add it to your policy.You can reduce the risk of identity theft from online shopping by avoiding unsecured networks and by purchasing from trusted stores — check for a privacy policy on the site and a padlock to the left of the URL. To protect yourself from potential data breaches, reenter account information with every purchase instead of allowing online vendors to store your information.3. Presents get stolenIf expensive holiday gifts go missing, don’t pout. Your personal property coverage covers items stolen from your home and car, up to your policy limits.To prevent any grinches from stealing holiday presents, avoid letting packages sit unattended and consider setting up a security camera system around your home. If you leave gifts in the car, tuck them away safely in the trunk, lock the doors and park in a well-lit location.If gifts are stolen, file a claim with your insurance company only if their value exceeds your deductible.4. A guest gets injuredSay you undercook the turkey and send relatives to the hospital. Maybe someone breaks a hip on your icy walkway, or the dog bites a guest. You could end up on the hook for their medical costs.The medical expense coverage in your home insurance policy pays to treat your sick or injured guests, no matter who’s legally responsible, while your personal liability coverage will cover you in case they decide to sue.Because of the pandemic, you may be skipping holiday gatherings entirely this year. But if you do host guests, make sure you abide by the guidelines for small gatherings from the Centers for Disease Control and Prevention, or CDC, which include wearing face masks and practicing social distancing.5. A water pipe burstsIf a pipe gets cold enough, water freezes and expands inside, increasing the chance of a burst. Water damage from burst pipes is generally covered by home insurance, but check the fine print in your policy, as you’re covered only if the burst is accidental and not due to poor maintenance.To avoid damage, watch for warning signs of frozen pipes, such as low water pressure or frost on the outside of the pipe. To offset the chance of a water burst:Keep your home’s thermostat set to a minimum of 55 degrees.Open kitchen- and bathroom-sink cabinets to allow for circulation of warmer air.Let water drip from faucets to relieve water pressure.More From NerdWalletGot Life Insurance? You May Not Have EnoughBought a Pricey Present? Here’s How to Insure ItLife Insurance Shoppers Lose Interest When COVID-19 Cases DropBen Moore writes for NerdWallet. Email: bmoore@nerdwallet.com. 4088

With the revolving-door slate of deals making it tough to keep track of what's coming and going to Netflix each month, we're here to help you catch some movies and shows you may have had on your list before they leave the service and become a lot harder to find.Nearly 30 movies are leaving the service Nov. 1, including some excellent family films, with "Zathura" (2005) and "The NeverEnding Story" (1984) at the top of the list. Best Picture Oscar winner "The Silence of the Lambs" (1991) is also on the way out.Here are the shows and films leaving Netflix in September, courtesy of What's on Netflix:Nov. 1100% Hotter (Season 1)Ace Ventura: Pet Detective (1994)Burlesque (2010)Charlotte’s Web (2006)Clash of the Titans (1981)District 9 (2009)Fun with Dick & Jane (2005)Get Shorty (Season 1)Grandmaster (2012)Highway to Heaven (Seasons 1-5)Just Friends (2005)Magic Mike (2012)Nacho Libre (2006)Nights in Rodanthe (2008)Set Up (2000)Sleepless in Seattle (1993)Sleepy Hollow (1999)Spaceballs (1987)Sylvanian Families (Season 1)The Firm (1993)The Girl with All the Gifts (2016)The Interview (2014)The Naked Gun: From the Files of Police Squad! (1988)The NeverEnding Story (1984)The NeverEnding Story 2: The Next Chapter (1989)The Patriot (2000)The Silence of the Lambs (1991)The Taking of Pelham 123 (2009)The Ugly Truth (2009)Total Drama (5 seasons)Underworld (2003)Underworld: Evolution (2006)Underworld: Rise of the Lycans (2009)Zathura (2005)Nov. 3Julius Jr. (Seasons 1-2)Nov. 28"Disney’s The Nutcracker and the Four Realms" (2018)Phil Villarreal TwitterPhil Villarreal FacebookPhil Villarreal Amazon Author PagePhil Villarreal Rotten TomatoesThis story was first published by Phil Villarreal at KGUN in Tucson, Arizona. 1735

Worldwide markets plummeted again Thursday, deepening a weeklong rout triggered by growing anxiety that the coronavirus will wreak havoc on the global economy. The sweeping selloff pushed the Dow Jones Industrial Average down nearly 1,200, its biggest one-day drop ever.The benchmark S&P 500 dropped down4.4% Thursday, its worst one-day drop since 2011.The S&P 500 has now plunged 12% from the all-time high it set just a week ago. That puts the index in what market watchers call a "correction," which is decline of at least 10% from a high. The six-day correction is the fastest in history.Stocks are now headed for their worst week since October 2008, during the global financial crisis.The losses extended a slide that has wiped out the solid gains major indexes posted early this year. Investors came into 2020 feeling confident that the Federal Reserve would keep interest rates at low levels and the U.S.-China trade war posed less of a threat to company profits after the two sides reached a preliminary agreement in January. Even in the early days of the outbreak, markets took things in stride.But over the past two weeks, a growing list of major companies issued warnings that profits could suffer as factory shutdowns across China disrupt supply chains and consumers there refrain from shopping. Travel to and from China is severely restricted, and shares of airlines, hotels and cruise operators have been punished in stock markets. As the virus spread beyond China, markets feared the economic issues in China could escalate globally.One sign of that is the big decline in oil prices, which slumped on expectations that demand will tail off sharply."This is a market that's being driven completely by fear," said Elaine Stokes, portfolio manager at Loomis Sayles, with market movements following the classic characteristics of a fear trade: Stocks are down. Commodities are down, and bonds are up.The Dow dropped 1,190.95 points, its largest one-day point drop in history, bringing its loss for the week to 3,225.77 points, or 11.1%. To put that in perspective, the Dow's 508-point loss on Oct. 19, 1987, was equal to 22.6%. Bond prices soared again Thursday as investors fled to safe investments. The yield on the benchmark 10-year Treasury note fell as low as 1.246%, a record low, according to TradeWeb. When yields fall, it's a sign that investors are feeling less confident about the strength of the economy.Stokes said the swoon reminded her of the market's reaction following the Sept. 11, 2001 terrorist attacks."Eventually we're going to get to a place where this fear, it's something that we get used to living with, the same way we got used to living with the threat of living with terrorism," she said. "But right now, people don't know how or when we're going to get there, and what people do in that situation is to retrench."The virus has now infected more than 82,000 people globally and is worrying governments with its rapid spread beyond the epicenter of China.Japan will close schools nationwide to help control the spread of the new virus. Saudi Arabia banned foreign pilgrims from entering the kingdom to visit Islam's holiest sites. Italy has become the center of the outbreak in Europe, with the spread threatening the financial and industrial centers of that nation.At their heart, stock prices rise and fall with the profits that companies make. And Wall Street's expectations for profit growth are sliding away. Apple and Microsoft, two of the world's biggest companies, have already said their sales this quarter will feel the economic effects of the virus.Goldman Sachs on Thursday said earnings for companies in the S&P 500 index might not grow at all this year, after predicting earlier that they would grow 5.5%. Strategist David Kostin also cut his growth forecast for earnings next year.Besides a sharply weaker Chinese economy in the first quarter of this year, he sees lower demand for U.S. exporters, disruptions to supply chains and general uncertainty eating away at earnings growth.Such cuts are even more impactful now because stocks are already trading at high levels relative to their earnings, raising the risk. Before the virus worries exploded, investors had been pushing stocks higher on expectations that strong profit growth was set to resume for companies after declining for most of 2019. The S&P 500 recently traded at its most expensive level, relative to its expected earnings per share, since the dot-com bubble was deflating in 2002, according to FactSet. If profit growth doesn't ramp up this year, that makes a highly priced stock market even more vulnerable.Goldman Sach's Kostin predicted the S&P 500 could fall to 2,900 in the near term, which would be a nearly 7% drop from Wednesday's close, before rebounding to 3,400 by the end of the year.Traders are growing increasingly certain that the Federal Reserve will be forced to cut interest rates to protect the economy, and soon. They are pricing in a 96% probability of a cut at the Fed's next meeting in March. Just a day before, they were calling for only a 33% chance, according to CME Group.The market's sharp drop this week partly reflects increasing fears among many economists that the U.S. and global economies could take a bigger hit from the coronavirus than they previously thought.Earlier assumptions that the impact would largely be contained in China and would temporarily disrupt manufacturing supply chains have been overtaken by concerns that as the virus spreads, more people in numerous countries will stay home, either voluntarily or under quarantine. Vacations could be canceled, restaurant meals skipped, and fewer shopping trips taken. "A global recession is likely if COVID-19 becomes a pandemic, and the odds of that are uncomfortably high and rising with infections surging in Italy and Korea," said Mark Zandi, chief economist at Moody's Analytics. The market rout will also likely weaken Americans' confidence in the economy, analysts say, even among those who don't own shares. Such volatility can worry people about their own companies and job security. In addition, Americans that do own stocks feel less wealthy. Both of those trends can combine to discourage consumer spending and slow growth.MARKET ROUNDUP:The S&P 500 fell 137.63 points, or 4.4%, to 2,978.76. The Dow fell 1,190.95 points, or 4.4%, to 25,766.64. The Nasdaq dropped 414.29 points, or 4.6%, to 8,566.48. The Russell 2000 index of smaller company stocks lost 54.89 points, or 3.5%, to 1,497.87.In commodities trading Thursday, benchmark crude oil fell .64 to settle at .09 a barrel. Brent crude oil, the international standard, dropped .25 to close at .18 a barrel. Wholesale gasoline fell 4 cents to .41 per gallon. Heating oil declined 1 cent to .49 per gallon. Natural gas fell 7 cents to .75 per 1,000 cubic feet.Gold fell 40 cents to ,640.00 per ounce, silver fell 18 cents to .66 per ounce and copper fell 1 cent to .57 per pound.The dollar fell to 109.95 Japanese yen from 110.22 yen on Wednesday. The euro strengthened to .0987 from .0897. 7132

With record numbers of early votes and mail-in votes amid the COVID-19 pandemic, Election Night 2020 should be one unlike any other.Typically, forecasters and analysts have a pretty good idea which presidential candidate will prevail in the electoral college within a few hours of the final polls closing. But it's not uncommon for the outcome of the election to remain in doubt for several days — or even, like in 2000, several weeks.This year, record-breaking numbers of mail-in and early votes make it less likely that the race will be decided on Tuesday evening. But depending on how a few East Coast swing states break, Americans may be able to get a good idea on how the race is shaking out — with the caveat that a handful of states could quickly swing the race the other way.Below is a list of key swing states and when their races are likely to be called.EARLY EVENING: (7 p.m. ET - 9 p.m. ET)Swing states with polls closing in this span: Florida, Georgia, Michigan, North Carolina, Ohio, Texas.At this stage in the evening, America will either know whether they're in for a long night or know if Democratic presidential nominee Joe Biden could be on his way to a landslide victory.Florida has been processing mail-in ballots for days and is typically among the states that report results the quickest. With polls closing at 7 p.m. ET in the eastern part of the state and 8 p.m. ET in the panhandle, it will be an early forerunner for the 2020 race.Recent polling shows Biden holds leads in many swing states throughout the country, but the race appears to be a tossup in Florida. Without the Sunshine State's 29 electoral college votes, President Donald Trump will face yet another roadblock on his already shaky path to victory.On the other hand, if Trump can prevail in Florida and add a win in North Carolina — a state whose votes will also be tabulated quickly — will open up another avenue to 270 electoral votes. Trump narrowly won North Carolina in 2016 and is running competitively in the state again.LATE NIGHT (9 p.m. to midnight)Swing states with polls closing in this span: Wisconsin, Arizona, NevadaAs Tuesday evening ticks on and West Coast polls begin to close, results will likely be trickling in midwestern swing states like Michigan, Ohio, and Wisconsin.Trump stunned pollsters in 2016 when he took Michigan and Wisconsin by less than 100,000 votes combined. The two states typically vote Democrat, and polls showed Hillary Clinton leading heading into Election Day.Trump will likely need a similar overperformance in those states to serve a second term. Recent polls show him trailing behind Biden in Michigan and Wisconsin by about eight points.While some jurisdictions in Michigan may report absentee ballots alongside day-of votes, some mail-in ballots will be tabulated on Wednesday morning. However, The New York Times projects that if Biden holds an early lead in Michigan, he's likely to keep it as more Democrat-leaning mail-in votes arrive.EARLY MORNING (midnight to noon on Wednesday)In the early morning hours of Nov. 4, West Coast polls will have closed, and Trump will be hoping to carry two reliably blood-red states — Arizona and Texas. Trump hopes both will pad his electoral vote count while more ballots trickle in from rust belt states.However, both states appear to be in striking distance for Biden in 2020 — meaning flipping one could put him over the 270 mark before the sun rises on Tuesday.LATER THIS WEEKShould the race remain competitive into Wednesday morning, Americans need to brace themselves for a few days of uncertainty.Many analysts expect Pennsylvania to be the all-important "tipping-point state" — the state with the slimmest margin of victory of any other in the union. But don't expect results from the Keystone State any time soon — the state won't begin processing mail-in ballots until Tuesday evening, meaning analysts may not be able to project a winner until late this week.A second swing state, Nevada, will also likely be counting ballots for a couple of days. The state went to 100% mail-in voting this year amid the COVID-19 pandemic, and while most of the state's ballots will be counted by Wednesday, the state will continue to count votes until Nov. 10 — but only those ballots that are postmarked by Nov. 3. 4298

with illegally buying body armor and components for the weapon used in the deadly mass shooting on Aug. 4.Ethan Kollie, 24, of Kettering, admitted buying an upper receiver that was attached to Connor Betts's AR-15 and the 100-round double-drum magazine Betts used to kill nine people in the Dayton entertainment district, according to an affidavit.Kollie and Betts allegedly assembled the AR-15 in Kollie's apartment 10 weeks ago, according to U.S. Attorney Benjamin Glassman. Kollie bought the drum 6-8 weeks ago and that's when Betts then took possession of all three components.Kollie's admitted drug use made it illegal to purchase or possess a firearm or components, and Kollie is being charged for lying on federal firearm forms, according to Glassman.Glassman said there is no evidence that Kollie participated in the planning or shooting with Betts.Kollie, who was arrested Friday, said he and Betts did "hard drugs," marijuana and acid together four or five times a week between 2014 and 2015, according to Glassman. Kollie also told FBI agents he smokes marijuana every day and has done so since he was 14, and that he uses psychedelic mushrooms he grows in his residence, Glassman said.Kollie had a concealed carry permit and owned a micro Draco pistol, a Taurus semi-automatic and a .38 Taurus revolver, Glassman said. Agents interviewing Kollie at his apartment said they smelled marijuana and saw a bong and the Draco pistol in plain sight.When agents returned with a search warrant, they said Kollie was carrying the .38 and what they believed was a small amount of marijuana.When purchasing weapons, Kollie checked the "No" box when asked if he used drugs, Glassman said.Kollie said he kept the gun components and body armor he bought for Betts earlier this year because Betts wanted to hide them from his parents, according to Glassman.Glassman and Todd Wickerham, Special Agent in Charge of the FBI office in Cincinnati, announced the charges at a 2 p.m. news conference in Dayton.Glassman said the FBI investigation is continuing and anyone who assisted Betts or had prior knowledge of the attack would face federal charges.Wickerham said the FBI is still examining the cell phone Betts was carrying at the time of the attack.Kollie faces up to 15 years in prison if convicted, Glassman said. 2314

来源：资阳报