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HENDERSONVILLE, Tenn. – As COVID-19 cases spike across the country, parents are struggling with whether or not to send their children back to school this fall. There are tools that can help make that decision though, like state-specific modeling data.Courtney Noffsinger of Hendersonville, Tennessee, is among the many parents grappling with this kind of anxiety.The mother of two has spent most of the blistering hot summer social distancing from other family members and friends. She and her husband even recently purchased an RV to go on camping trips, so they wouldn't run the risk of catching COVID-19 from crowded vacation destinations.For Noffsinger, the idea of sending her kids back to school where they’ll be surrounded by hundreds of other students and potentially exposed to the virus is daunting to say the least.“Parenting is already hard, parenting in the middle of a pandemic has been extremely difficult,” Noffsinger said as she watched her daughter scroll through TikTok.Noffsinger’s two kids haven't been to school since March and are both anxious to get back into the classroom. Her 14-year-old son Keagan is entering high school and her 11-year-old daughter Presley is entering middle school. While both children have asked their parents to return to in-person learning, Noffsinger is nervous about sending her kids back to school, especially given her daughter’s underlying asthma.“As their parents, we want to give them what they want, but we’re fearful, especially when the data keeps changing,” she said.As coronavirus cases continue to rise across the country, school districts are being faced with the reality of trying to provide education to the nation’s young people in the midst of the pandemic. While some of the country's largest districts have decided the entire fall semester will be virtual, many other districts are turning to hybrid models where students will attend school at least one or two days of school a week.COVID-19 has created a complex paradox for both parents and educators. They’re weighing the health and safety of students against the prospect of losing valuable learning and social interactions that can't be replicated online.But both parents and teachers are fearful that sending kids back into school environments will give the virus exactly want it wants, crowds of people to spread across.“Parents don’t like to hear me say it, but we will be undertaking a whole series of experiments across this country and we will have to see how those experiments turn out and be prepared to change what we’re doing to keep up with the virus,” said Doctor Williams Schaffner, who serves as a professor of preventive medicine at Vanderbilt University.As COVID-19 cases continue to spike across a large swath of the country, Schaffner says parents need to be vigilant at home when it comes to instilling proper protections like wearing a mask and washing their hands. The more normalized those behaviors are at home, he says, the more likely they’ll be emulated in the classroom. And the less likely it is that the virus will spread.“Model the importance of wearing a mask, practice social distancing. If you do that in your family already, it’ll be easier for your child to understand what’s happening in school,” he said.So, where can parents turn for guidance about whether to send their kids back to school?The Massachusetts Institute of Technology (MIT) has created the COVID-19 Projection Machine, which gives parents an interactive map to work with. As you scroll over each state, you can see current case numbers, hospitalization rates and most importantly, the positivity rate for your state. Health experts say once a state’s positivity rate crosses 5%, parents and school districts should take note.Since the virus is not under control in the United States, Schaffner says parents, students and educators who are returning to in-person learning will need to be flexible as the year progresses.“If there’s an increase in your community and an increase related to the school itself, that school system will have to figure out if there’s a trigger point there, where they call a time out and everyone stays home and the learning becomes virtual,” Schaffner said.As for Noffsinger, she has decided to let both of her children return to school on a hybrid schedule. It’s a decision she’s told them comes with a great deal of responsibility on their part as well.“We’re fearful for their health, but also understand the importance of their education,” she said. 4518

Head injuries have plagued the NFL for years. But the helmets that players wear have retained roughly the same design since the 1970s.This season, about 70 NFL players are wearing a new helmet that's a radical departure from previous iterations -- and, the league believes, safer.It won't be easy to spot when you're watching games on Sunday. The Vicis Zero1 looks a lot like other helmets. But it's designed to soften the blows to the heads of NFL players. 465

Here we go! @Alyssa_Milano @TheNormanLear @Dan_Farah #whostheboss https://t.co/AJelzhZlMY— Tony Danza (@TonyDanza) August 4, 2020 138

High school seniors who plan on taking a gap year this fall to wait out the pandemic could be paying for it for the rest of their lives.While a one-year wait might seem like the right decision for students who don’t want to study online or risk COVID-19 exposure, graduating a year later could cost ,000 in lifetime earnings. A new study from the Federal Reserve Bank of New York details how taking a gap year could put students behind their peers financially and create an insurmountable earnings gap.According to the study, a 22-year-old college graduate earns ,000 on average the first year out of college, and can expect to make ,000 the year they turn 25. By contrast, if a student takes a gap year and delays graduation, they can expect to earn ,000 by age 25 — ,000 less. That gap will perpetuate and compound for late graduates throughout their careers.“Being a year behind, these differences add up each and every year, so that those graduating later never catch up to those who graduated earlier,” researchers Jaison Abel and Richard Deitz write in the report. “Together, these costs add up to more than ,000 over one’s working life, which erodes the value of a college degree.”College might cost even moreCollege typically gets more expensive every year, but this year might be an exception. A few colleges are freezing tuition or offering discounts, and students might see their living expenses decrease. Federal student loan interest rates are at historic lows as well.But experts don’t expect those trends to continue past the health crisis. And missing school this fall means you don’t get to take advantage of lower college expenses.Irma Becerra, president of Marymount University in Virginia, says colleges have had to make major investments to prepare for instruction this fall. Her school plans a hybrid-flex model that will allow students to blend in-person and remote learning based on their needs and comfort level.“Every university that I know has had to incur significant expense to deal with safely reopening or keeping staff and faculty on payroll,” Becerra says.She adds that while colleges are sensitive to the ripple effects of the economic downturn, she expects them to raise tuition in the future unless the government increases investments in higher education. “I can only imagine that [colleges] will have to raise tuition because we’ve all had significant expenses.”Students who opt for a gap year may also have to face higher tuition with less aid. According to Lindsay Clark, director of external affairs at the student finance app Savi, “Taking a gap year and deferring admission could affect scholarships or financial aid offerings if they are not guaranteed for the next year.”Is a gap year still worth the risk?While experts agree that making ,000 less during your lifetime is significant, they advise students not to base their gap-year decision on that figure alone.Arun Ponnusamy, chief academic officer at the college admissions counseling company Collegewise, points out that the return on investment for college is still substantial — even with a gap-year pay dip.A college graduate will make roughly a million dollars more than a high school graduate, according to Ponnusamy. “So we are talking about, you will lose 9% of that by sitting out a year? It just doesn’t sound like that is the number you should use to choose whether or not you sit out.”Martin Van Der Werf, associate director of editorial and postsecondary policy at Georgetown University’s Center on Education and the Workforce, advises students to consider their motivations for going to college and evaluate any anxieties they might have.As the father of a rising college freshman, Van Der Werf knows firsthand the difficult choices and serious implications facing students. He says that students who are experiencing anxiety about the fall may be best served by taking off a semester or two — despite potential wage loss.“The worst thing that could happen is you start college, you don’t finish and you have all this debt,” Van Der Werf says when talking about the potential for some students to be unsuccessful with remote learning. “Then you don’t have a degree to pay off that debt.”He advises students to keep their options open and pay attention to their school’s reopening plans. “There are colleges who announced that they were coming back but are going online. If that makes you uncomfortable, you shouldn’t do it.”More From NerdWalletDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkStudent Loan Refi Rates Keep Dropping, Should You Take the Plunge?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4719

Hostess issued a voluntary recall of its Cookies ‘n Crème Brownies on Aug. 3 due to a labeling error.The “contains” statement on the brownies does not list “egg” as an allergen. Although the ingredient list on the packaging includes “egg”, the “contains” statement, which is intended to alert consumers of allergens in the products, does not include “egg”. Hostess said in a press release it was recalling the product out of "an abundance of caution."The following products are affected by the recall:No reports of injury or illness have been reported."Only those consumers who have an allergy or severe sensitivity to egg are potentially at risk of an allergic reaction if they consume these products," the press release said. "Anyone who has purchased an affected product and who has a sensitivity or allergy to eggs is encouraged to discard the affected product or return it to the place of purchase for a full refund." 955