南昌哪看精神官能看的好南昌那里治酒瘾好,南昌专科医院治疗失眠,南昌市那间医院看躁狂症是专科,南昌哪看幻幻症,南昌治双向情感障碍去哪个医院比较好,南昌躁狂怎样治疗好,南昌治精神失常专业的医院

Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

White House officials were alarmed by Education Secretary Betsy DeVos' struggle to answer basic questions about the nation's schools and failure to defend the administration's newly proposed school safety measures during a tour of television interviews Sunday and Monday, according to two sources familiar with their reaction.Though DeVos was sworn in to her Cabinet position 13 months ago, she stumbled her way through a pointed "60 Minutes" interview with CBS' Lesley Stahl Sunday night and was unable to defend her belief that public schools can perform better when funding is diverted to the expansion of public charter schools and private school vouchers. At one point, she admitted she hasn't "intentionally" visited underperforming schools."I hesitate to talk about all schools in general because schools are made up of individual students attending them," DeVos said, as Stahl suggested that DeVos visit those underperforming schools.Things worsened as DeVos continued her cable television tour Monday morning. The White House released its proposals for school safety measures after a shooting in Florida killed 17 people. Part of the proposal includes a task force to examine ways to prevent future mass shootings, headed by DeVos. Though the proposals don't include raising the age limit to purchase firearms from 18 to 21 -- as President Donald Trump once suggested -- DeVos told Savannah Guthrie on NBC's "Today" show that "everything is on the table.""The plan is a first step in a more lengthy process," DeVos said, adding that she does not think that arming teachers with assault weapons would be "an appropriate thing.""I don't think assault weapons carried in schools carried by any school personnel is the appropriate thing," DeVos said. "But again, I think this is an issue that is best decided at the local level by communities and by states.""The point is that schools should have this tool if they choose to use the tool. Communities should have the tools, states should have the tool, but nobody should be mandated to do it," she said.The White House did not respond to a request for an official comment regarding DeVos' performance. It is unclear what Trump's own reaction to her interviews was, but officials in the West Wing said things went from bad to worse as DeVos continued her interviews.DeVos is just the latest member of Trump's Cabinet to come under scrutiny. Interior Secretary Ryan Zinke, Housing and Urban Development Secretary Ben Carson, Veterans Affairs Secretary David Shulkin and Environmental Protection Agency Administrator Scott Pruitt were all scolded by officials from the White House counsel's office and the Cabinet liaison after a series of embarrassing and questionable ethical behavior at their respective agencies.This isn't the first time DeVos has made headlines. She also struggled to answer education questions during her contentious confirmation hearing before the Senate last January. At one point, she told Democrat Sen. Chris Murphy that some schools may require guns to fight off grizzly bears."I will refer back to Sen. (Mike) Enzi and the school he was talking about in Wyoming. I think probably there, I would imagine that there is probably a gun in the schools to protect from potential grizzlies," she had said.In the end, Vice President Mike Pence had to break the tie to confirm her nomination, making her the first Cabinet nominee in history to require a tie-breaking vote by the vice president to be confirmed. 3545

When COVID-19 forced businesses to reduce capacity, restaurants had to get creative. Many opened up outdoor space to dine.Now, with winter coming, restaurants are scrambling to figure out how to keep outdoor spaces comfortable.“We won a James Beard award here. I think what we’re known for is amazing food and service and great wine,” said Chef Jennifer Jasinski, owner of Crafted Concepts Restaurant Group. Rioja is one of the restaurants.“We’re just trying to plan. Hope for the best, plan for the worst,” Jasinski said.Like many restaurants across the U.S., Rioja is struggling with bringing business back and following physical distancing guidelines.“The order that let us increase our patio at each of our restaurants was a really big help over the summer. It got us to about 65 to 70% of our prior year occupancy,” Jasinski said.Outdoor space has been the saving grace for many.The National Restaurant Association Research Group conducted a survey of more than 3,500 restaurant operators from August 26 to September 1 nationwide.“Places that have table service, approximately three fourths are currently utilizing outdoor space which is a very large percentage,” said Mike Whatley, vice president of state and local affairs for the National Restaurant Association. “And it's making up an average of 44% of daily sales, which is very high by historical standards. Almost half of their money currently is coming from outdoor dining.” But outdoor space may present some challenges in the coming months.“Equipment for outdoor dining, especially when it gets cold, it gets expensive,” Whatley said. “What we found is that the average restaurateur is hoping to utilize their outdoor space two months more from this point moving forward.”“It’s absolutely terrifying. I feel like it’s 'Game of Thrones' and winter is coming and I’m scared. It’s not white walkers, I’m just scared of the occupancy,” Jasinski said. And she’s not alone.Many restaurants across the country are facing the same battle, and searching for solutions. The City of Chicago is reaching out to help by hosting a Winter Design Challenge, inviting the community to reimagine the winter outdoor dining experience for a prize.It’s similar to how Larimer Square in Denver, Colorado, where Rioja is located, was re-imagined, by letting the community have a say.“It wasn't just about the seating capacity, it was about the experience itself of being on the street and I mean really, it’s worked,” Jon Buerge said. Buerge is the Chief Development Officer at Urban Villages, the property management company in charge of Larimer Square, a prime example of the “Street-ery” concept.“This 'street-ery' concept is a new one where you block off a street in an urban area, and allow restaurants to take over some of that space. We’re seeing that in a number of jurisdictions,” Whatley said.“Some of the things that we've been exploring are tent systems that could be heated and, on a nice day, you can roll up the walls,” Buerge said. He said solutions really depend on the place.“Seattle has been slower to reopen. The people in Seattle have been less willing to go out and restaurants have been closed for longer. So it depends on the market, it depends on the weather, it depends on whether the people in these cities are ready to come out,” he said.As temperatures drop, restaurants are weighing the benefits and costs of seating diners outdoors.“There's all these hoops we have to jump through for less dollars,” Jasinski said. “I haven't heard of anybody else having any brilliant ideas that don't cost a ton of money.” 3588

While fans are not allowed to attend any MLB games in the shortened 2020 season, the Oakland Athletics came up with a brilliant way to "bring in" fans.The team unveiled its "Coliseum Cutouts" program, where A's fans will get a chance to display the cardboard cutout of themselves during games.The team's staff will try to fill the stands with the cutouts. Prices range from to 9 for each cutout. If a cutout in the program's foul ball zone gets hit with a foul ball, the A's will send the ball to that fan.Proceeds from this program will benefit the team's charity partners.With every purchase of a cutout, the fan will also receive two complimentary tickets to the A's first exhibition game at the Coliseum during the 2021 season. WFTS' KJ Hiramoto first reported this story. 794

WEST POINT, N.Y. (AP) — More than 70 West Point cadets have been accused of cheating on a math exam taken online when they were studying remotely because of the coronavirus pandemic.A spokesman at the U.S. Military Academy says 55 cadets admitted cheating on the calculus exam in May. Most of them have been enrolled in a rehabilitation program and will be on probation for the rest of their time at West Point.The cheating came to light when instructors saw irregularities while grading the exam. One of the students was a sophomore, and the 72 others were freshmen in a class of 1,200 West Point cadets.According to the Associated Press, once an honors committee completed their investigation into the matter, two cases were dropped due to lack of evidence, four cases were dropped after cadets resigned, and three cadets admitted to cheating but aren't eligible for the rehab program.Several over cadets will face hearings with the administration to see if they will be penalized or expelled, the AP reported.According to the AP, the only other cheating scandal to occur at West Point happened in 1976 when 153 cadets were expelled or resigned for cheating on an electrical engineering exam.More than 90 of those caught cheating in 1976 were reinstated and allowed to graduate, the AP reported. 1305