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SAN DIEGO — The economic fallout from the novel coronavirus is leading to increased opportunities to buy a home or refinance one currently owned. Freddie Mac reported Thursday that the average rate for a 30-year fixed mortgage was 3.29 percent, the lowest in its 50-year history.That's down from 4.41 percent one year earlier. With the new, lower rate, a household with a 0,000 mortgage would save about 0 on their monthly payments. "Anytime there's any sort of any big natural disaster, war threat, that type of thing, the Wall Street money seeks safe havens, and that tends to drive rates down," said Scott Harmes, a senior loan officer at C2 Financial Corp. Harmes said the phones have been ringing off the hook since the rates fell, including for people inquiring to refinance. He said refinances should be evaluated on a case-by-case basis, depending on how much a household owes, how much longer the loan will last, and how long they plan to stay in their home. For those in the market to buy, the lower rates come just as San Diego will enter the spring peak homebuying season. Realtor Michelle Silverman said the higher rates could make the market tighter, but that homes still need to be priced appropriately."A seller can't be greedy," said Silverman, of Coldwell Banker. "If you have a greedy seller, the house is going to stay on the market. If the property is priced right, you're going to get multiple offers, maybe even go above list price, and it will move. It will sell."The rate drop comes after the Federal Reserve lowered its key Federal Funds Rate by 0.5 percent earlier this week in an emergency action. CoreLogic reports that the median home price in the county was 5,000 in January, up 7.9 percent from one-year earlier. 1762
SAN DIEGO — The latest shutdown order has not been kind to San Diego restaurants this holiday season, but some chose to remain open on Christmas despite being relegated to takeout-only service. Harry Kim made the executive decision to keep north park diner open on Christmas for the first time. And to say the restaurant is stretched thin would be an understatement.“it’s hitting us really hard,” Kim said. “When we had outside dining I had employees, five of them. Right now I just work with me and my wife.”Kim has owned the diner since 2007, and says opening on Christmas provides an opportunity for more sales if everyone else was closed. He says it paid off with some extra takeout orders and others through UberEats and GrubHub.Meanwhile, at downtown's Gaslamp BBQ, a skeleton crew handled a steady stream of takeout orders. Owner Tarik Marogy always keeps the restaurant open on Christmas, so 2020 would be no different.“We know we are going to be busy today because a lot of the restaurants usually close,” Marogy said.Marogy says the barbecue has been hit hard in the pandemic. He reduced his employees from 20 to 8. In all, nearly 110,000 San Diegans worked in local restaurants in November, down more than 15 percent compared to November 2019, according to the latest state data available. That was before the most recent shutdown order went into effect.Margoy said, however, that Christmas night orders exceeded his expectations.“I didn’t expect that I'm going to have that much business because of the Covid. But I was surprised, and thank God business was good,” Marogy saidHe says he's hopeful things are going to get better in 2021. And the barbecue will be open January 1 to ring in the new year. 1721

SAN DIEGO (AP) — Leave the kids at home, "Terminator: Dark Fate" is getting an R-rating.Director Tim Miller told the audience at San Diego Comic-Con that it wasn't always going to be the plan, but the fans demanded it. The panel that kicked off the fan convention Thursday morning may also have gotten the same rating with the number of expletives thrown around by Miller.Arnold Schwarzenegger even won because Miller said one particular word more than 5 times."It was 10," Schwarzenegger said. "I counted."Would you expect any less from the director of "Deadpool"?See complete 10News San Diego Comic-Con coverageMiller and Schwarzenegger were joined by Linda Hamilton, who is reprising her role as Sarah Connor, franchise newcomer Mackenzie Davis and other cast members on the Hall H stage.This latest film fully ignores the events of the last Terminator movie, "Terminator: Genisys," with Emilia Clarke which bombed with audiences and critics in 2015. Instead "Dark Fate" picks up where James Cameron left off with "Terminator 2: Judgment Day" in 1991.Producer David Ellison even told Miller that he didn't do Terminator as well as he'd wished the first time around with "Genisys" and wanted to try again.Part of the strategy to "get it right" involved bringing Cameron back to produce.Cameron chimed in via a live broadcast from the set of the "Avatar" sequels. He said he would have liked to have been in San Diego to kick off the 50th Comic-Con, but that he had to keep working."Everybody's always whining about how long it's taking 'Avatar' to get done," Cameron said.His requirements for a new "Terminator" film started and stopped with wanting to make sure Schwarzenegger came back. It wasn't a problem, since Schwarzenegger himself said he's addicted to these films."'Terminator' was the movie that really launched my action movie career," Schwarzenegger said.Then there was the Sarah Connor question. For Cameron and many fans, Hamilton is the one true Sarah. He sent her a "long rambling email with a lot of reasons why she should do it and a lot of reasons why she shouldn't."The main point in the "pro column," Cameron said, is that people love her as this character."The character is the same but time changes everything," Hamilton said. "I felt there was a world of richness I could explore and then rock it as a woman of a certain age."Although the 62-year-old actress is in full fighting shape in the footage and trailers, Hamilton said she didn't worry too much about getting back to her "T2" self."One day I woke up and realized I can no longer worry about being what I was because I am so much more than what I was," she said. "The richness of my life experience is only going to enrich the character I play."But her 32-year-old co-star Davis still conceded that Hamilton would definitely win in a fight. Hamilton agreed."Mackenzie is stronger and younger, but I'm meaner," Hamilton said with a smile.Edward Furlong is also returning to play John Connor again.The audience greeted the action-packed footage with enthusiasm, which reached a crescendo when Sarah Connor debuted on screen."Terminator: Dark Fate" opens in theaters Nov. 1 and Comic-Con runs through Sunday. 3201
Sad news, coconut water fans. Coca-Cola is stopping production of Zico, according to multiple reports. It’s part of ongoing efforts to slim down the company’s beverage offerings."This decision was not made lightly and comes at a time when we are focused on delivering on our consumers' wants and needs while driving scaled growth across a total beverage portfolio," a spokesperson said in a statement to CNN.Coca-Cola bought Zico in 2013, but it never seemed to catch on, according to media reports, like competitors have. Among them, Vita Coco has reported sales spiking during the pandemic. In March, some stores reported coconut water, touted as a hangover cure or post-workout recovery, flying off of shelves.Coca-Cola has nearly 500 brands around the world. This summer, they said they hope to cut that number by more than half.The company announced earlier this summer it would discontinue Odwalla smoothie drinks and other “zombie brands,” or those not showing growth.A spokesperson this week told media outlets other brands that are being reconsidered include Diet Coke Feisty Cherry, Coke Life and pulling Hubert’s Lemonade from retail stores. They are also looking at discontinuing regional soda brands like Northern Neck Ginger Ale and Delaware Punch, according to the Wall Street Journal. 1308
SAN DIEGO (CNS) - A 22-year-old man was fatally stabbed during a fight in the College Area, police said Thursday.The stabbing was reported shortly before 7:35 p.m. Wednesday at a home near 71st Street and Mohawk Street, about two blocks north of El Cajon Boulevard, San Diego police Lt. Matt Dobbs said.Officers responded and found a man suffering from at least one stab wound to his upper torso, Dobbs said. The victim, whose name was withheld pending family notification, was taken to a hospital, where he was pronounced dead at 8:56 p.m. Wednesday.Investigators determined the victim was hosting a gathering at the residence when some a disagreement began, prompting the him to ask people to leave, the lieutenant said. About 30 minutes later, some of the attendees returned and a fight broke out, during which the victim was stabbed.The suspects drove off in two vehicles, one described as a silver sedan and the other as a tan- or gold-colored sedan, Dobbs said.No detailed descriptions of the suspects were immediately available. 1043
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