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Surveys suggest a growing number of Americans are willing to get a COVID-19 vaccine, however the latest numbers from Gallup in mid-November show only 58 percent of those surveyed would get the vaccine.A former lawmaker is among those suggesting giving people a stimulus check in exchange for getting a COVID-19 vaccine.During an interview with CNBC, former Maryland Representative John Delaney suggested giving ,500 for getting immunized.“The faster we get 75 percent of this country vaccinated, the faster we end Covid and the sooner everything returns to normal,” Delaney said in an interview with CNBC.com.Survey data shows a growing political divide about whether or not to take the vaccine, and Delaney told CNBC.com there has to be an incentive for “people to really accelerate their thinking about taking the vaccine.”Delaney pointed out that while his plan would not force anyone to get vaccinated, there are already measures in the U.S. to encourage vaccination, including for children to attend school.While his proposal seems enticing, it faces some big hurdles.Sending people ,500 checks in exchange for vaccination could cost upward of 0 billion. By comparison, the round of stimulus checks sent to Americans earlier this year totaled more than 0 billion so far.Coronavirus relief spending is a hot topic in Congress, as Democrats and Republicans try to compromise and make an agreement before the end of the year. Democrats are backing a 0 billion starting point, while Republicans in the Senate say they want closer to 0 billion.Delaney said the checks don’t have to be ,500. He said the point is to create an incentive to increase how many people get vaccinated, because, in his opinion, once more people get vaccinated, “everything returns to normal, which means we don’t need any more programs (that Congress would create).”Delaney’s proposal comes following another similar idea from Robert Litan, a fellow at the Brookings Institute and was formerly in the Clinton administration. He has a proposal that would pay Americans ,000 to get vaccinated, a portion upfront, and another portion once a 70 percent vaccination threshold is reached. Health experts believe a 70 percent threshold is needed to help with herd immunity, and help protect those who are unable to be vaccinated."Unlike previous payments, this is stimulus tied to socially responsible behavior. So society is getting a benefit from handing out the money," Litan told Business Insider.A former top economic advisor to George W. Bush, N. Gregory Mankiw, has come out publicly in support of the idea, according to Business Insider.Former presidential candidate Andrew Yang tweeted his support of the idea. 2716

Summer is almost here, but school’s not out quite yet — we’ve got one more pop quiz: What items can you get great deals on at Memorial Day sales?Stumped? We made a cheat sheet that you can use before you start spending.Here are three categories to keep an eye on this Memorial Day. While the holiday is May 28, some deals are already underway. 356

Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

Students across the country are expected to walk out of their classrooms Wednesday morning to protest gun violence. The National School Walkout is scheduled to begin at 10 a.m. in every time zone and last for 17 minutes -- a minute for each life lost in the Parkland school shooting.If you're a student who's thinking of taking part (or the parent of one), you probably have lots of questions: Can the school retaliate? Will it hurt your chances of college? Can you just stay home for the day?For help with answers, we turned to a couple of experts:Ben Wizner is the director of the ACLU's Speech, Privacy, and Technology Project and an adjunct professor at New York University School of Law. He's litigated numerous cases involving the intersection of civil liberties and national security. He's also the principal legal advisor to Edward Snowden.Christine V. Hamiel is an attorney at the von Briesen & Roper law firm in Milwaukee, Wisconsin. She chairs the firm's school law section and advises school districts on legal matters involving student issues, among other things. 1088

STOCKTON, Calif. (KGTV) -- A school fight in Stockton came to an unexpected end after a Marine tackled a pair of students to the ground. The Marine was on campus Wednesday to help with military recruitment when he saw the students fighting and sprinted toward them. Video shows the Marine tackling the students, who were throwing punches. Some parents say the Marine used unnecessary force while others say his actions were justified. The Marine has been reassigned to office duties and will no longer be around students, the Marine Corps says. 553

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