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An Air Force plane crashed Tuesday outside of Columbus Air Force Base near the Alabama/Mississippi state line.The Associated Press reports that the pilot and passenger safely ejected from the plane and were later found. No other injuries have been reported.The Fox News reports the jet was a T-38 Talon, a plane commonly used in training exercises.More on this as it develops. 384

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

An 18-year-old Nebraska student was arrested earlier this week after police say he threatened to shoot classmates that joined a nationwide movement to walk out of classes in support of gun control.Nicholas J. Scott, 18, a student at Bellevue West High School, was arrested Thursday and booked into the Sarpy County Jail on felony charges of making terroristic threats of violence and possession of a destructive device.Bellevue Police had been investigating a verbal threat reportedly made Wednesday about shooting students at the high school who participated in a planned student walkout as part of a nationwide student protests against gun violence in schools.Police said Scott had been taken out of school by a parent before officers were able to speak with him, according to the press release. But Scott was later contacted and agreed to meet with officers on Thursday. It was at this meeting that he was arrested, the release states.Officers later conducted a search of Scott's bedroom as part of the investigation, finding "various unassembled materials that are commonly known to be used in the manufacturing of explosive devices," which were seized by Bellevue Police as evidence, the release states.Scott remains in the custody of the Sarpy County Jail."The (Bellevue) Police Department would like to publicly thank those who came forward with the information regarding this case," the release states. "The safety guideline of 'Hear Something, Say Something' played an extremely important role in quickly bringing this incident to a safe resolve." 1654

An online petition is calling on President Trump or Congress to close down Fort Hood.The petition on change.org says the military post should be shut down due to its handling of the case of Pfc. Vanessa Guillen.The 20-year-old soldier disappeared from post on April 22. Human remains believed to belong to her were found Tuesday in an area near the Leon River in Little River Academy.Before her disappearance, Pfc. Guillen told friends and family she was being sexually harassed by her superior. An investigation has been started into those allegations.One suspect in her disappearance died by suicide as officers attempted to make contact. Another suspect, a civilian and estranged wife of a former Fort Hood soldier, has been arrested and is currently in the Bell County jail.The petition says Fort Hood failed her and "let her die when they claim, 'No soldier left behind.'"As of publication, the petition has 260,000 signatures. This story originally reported by Sydney Isenberg on kxxv.com. 1003

As Katie Stubblefield brushed her fingers across her face, she could feel the wound.Her vision is greatly impaired due to her injury, but touching her face allowed her to feel what her doctors were working around the clock to treat. She could feel where her face was swollen. She could feel the portions that were missing.That was before Katie, at 21, became the youngest person in the United States to receive a face transplant. The transplant, performed last year, aims to restore Katie's face structure and functions -- such as chewing, breathing and swallowing -- which were lost in a severe gunshot injury, the haunting outcome of a suicide attempt as a teenager.Now, Katie hopes to use her historic surgery to raise awareness about the lasting harms of suicide and the precious value of life.She is featured on the cover of National Geographic magazine's September issue, which debuted Tuesday, in an article titled "The Story of a Face" and in National Geographic's full-length documentary "Katie's Face." 1020