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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

It was a scary situation. A motorist flagged down deputy Jeremie Nix on Wednesday, saying their 3-month-old child was not breathing. If not for Nix being at the right place at the right time, the baby named Kingston might not have survived. According to the Marion County, Florida Sheriff's Office, Nix performed "life-saving measures" on the child, such as chest compressions. After Kingston remained unresponsive, Nix took the child to a nearby hospital. Within minutes, doctors were able to treat Kingston. Doctors told the sheriff's department that Nix's swift actions saved the child's life. By Thursday, Kingston was out of the hospital and back home with his mother.  717

It’s hard to get friends together right now because of the coronavirus pandemic. That’s true of Friends characters, too. The iconic 90s show has teased a reunion for years, and it might be coming together soon.David Schwimmer, who played Ross Geller on the NBC comedy, told Jimmy Fallon the Friends are trying to get together in August.“It’s supposed to happen maybe in August, beginning of August. But honestly we’re going to wait and see another week or two to determine if it’s really safe,” Schwimmer said, adding they will wait if it’s not safe yet to get together.A Friends special has been anticipated by fans for years, and confirmed finally by HBO Max in February. Filming was put on pause because of the coronavirus pandemic.“It’s unscripted, it’s basically a really fun interview and some other surprise bits,” Schwimmer said of the special.During the interview with Fallon on The Tonight Show, Schwimmer recounted how he almost didn’t take the role of Ross. He said a previous bad experience on a comedy program left him feeling frustrated.“I felt like a prop, ‘just shut up and say the line,’” Schwimmer said of the program he was a part of before Friends. “It was so awful, I decided I never wanted to do comedy again.”However, creators of Friends and the director of the pilot episode were able to persuade him to become Ross Geller, telling him they wrote the part for Schwimmer. 1403

It seems Americans were hungry and thirsty on Election Day.On Twitter, Google trends revealed that searches on Election Day of “fries near me” and “liquor store me” were at “all-time highs." 198

Is your child ready for a car seat upgrade? Target is here to help! For a limited time, Target is making it easier for you to get rid of your old car seats and save on new ones with their car seat trade-in event. They're bringing back their popular event at Target stores across the country beginning April 22 and running through May 5. All you have to do is bring in an old or unwanted car seat to your local Target store and you'll get a 20% off coupon to use toward a new car seat, booster seat, car seat base, travel system or stroller from their stores or online.Just bring your used car seat to the drop-off box located near Guest Services and a team member will give you your coupon. Every guest can get one coupon per seat dropped off and the coupon is eligible through May 19, 2018. So what happens to the old car seats? Target gives them to Waste Management who recycles them to create new things like grocery carts, plastic buckets and construction materials.  1004

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