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QUEENS, NY — The childhood home of President Donald Trump in Queens, New York is reportedly for sale. A real estate agency is asking Trump supporters to donate to help purchase the five-bedroom, five-bathroom home, to show their “love.”“Love Trump? Thank President Trump by contributing to this campaign to buy his childhood home in his honor!” a GoFundMe page reads.The Tudor-style home along Wareham Place failed to sell at auction last year, and is listed for sale. Paramount Realty USA started the GoFundMe page to raise donations, with a goal of million. As of Monday morning, they had around ,500.“We are raising funds to buy President Trump's childhood home for him, or a charity of his choosing, as a token of appreciation. What happens to the historic property is up to him!” the group states in the description of their fundraiser.The group lists possible uses for Trump’s childhood home, including as a presidential library, national historic site, trophy property or house of worship.In September 2016, President Trump told tv host Jimmy Fallon “that’s really sad looking at that, I want to buy it, I want to buy it,” when Fallon informed the president his childhood home was for sale and showed images of it.According to Paramount Realty, the home sold in 2017 for about .14 million. For a brief time, Airbnb listed the home as available to rent for roughly 0/night after the 2017 sale. Online home listing sites have details of the home, now for sale again, including images of the interior of the home with what appears to be a cut-out of President Trump. The home appears to be listed for .9 million.Trump lived at the home from birth to around age 4, when his family moved to another home adjacent to the Wareham Place property. 1765

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765

RANCHO BERNARDO (KGTV) - A 54-year-old man was pinned between two cars when he was rear-ended by a teen later arrested on suspicion of driving under the influence. The victim was towing his Nissan Sentra in a BMW when he stopped check the tow straps in the 14900 block of Camino Del Norte in Rancho Bernardo around 9 p.m. Saturday. Related: Valley Center wrong-way head-on crash As he stood between the two vehicles a 16-year-old boy in a 2000 Nissan Xterra rear-ended the vehicles and pinned him between both the BMW and Nissan Sentra.According to Officer Robert Heims, the force of the collision broke both of the man's legs. The injuries were deemed non-life threatening and the victim was taken to a hospital.Related: Suspected 16-year-old drunk driver arrested after crash A 54-year-old woman was also riding in the Sentra when the accident occurred. She complained of pain but was not hospitalized.The teen was arrested under suspicion of drunk driving charges.   1002

President-elect Joe Biden says he won’t immediately lift tariffs placed by President Donald Trump on many imports from China or break Trump’s initial trade deal.Biden says he wants to maximize his leverage in future talks with the United States’ geopolitical rival.Speaking to New York Times columnist Thomas Friedman, Biden said, “I’m not going to make any immediate moves, and the same applies to the tariffs.” Biden adds in Friedman’s column published Wednesday: “I’m not going to prejudice my options.”Under Trump, the U.S. and China engaged in a yearlong trade war that has been largely frozen since a Phase One deal was reached in January. While some industries have benefited from Trump’s protectionist policies, the policies have been largely panned by the business community and most experts — and most of the cost of tariffs has been borne by American businesses and consumers.Biden tells Friedman an early priority after his January swearing-in will be to restore relationships with allies to strengthen his negotiating position with China. Biden says key to talks with China is “leverage” and in his view “we don’t have it yet.” 1148

Reopening schools and resuming youth sports, playdates and other activities has led to a sharp increase in the number of American children testing positive for COVID-19, according to health authorities.The American Academy of Pediatrics and the Children’s Hospital Association released a report Tuesday showing children, ages 0 to 17, make up about 10 percent of all cumulative U.S. COVID-19 cases. Children were just 2 percent of total cases in April.As of September 24, more than 624,000 children have tested positive for the coronavirus since the beginning of the pandemic. With the U.S. reporting just below 6 million cases total, that means roughly 10.5 percent of all cases are children.More than 74,000 new cases of COVID-19 among children were reported in the two weeks between Sept. 10 and 24, according to the CDC and AAP. The Centers for Disease Control and Prevention said Monday that the incidence of COVID-19 in school-age children began rising in early September as many youngsters returned to their classrooms.“These rising numbers concern us greatly, as the children’s cases reflect the increasing virus spread in our communities,” said American Academy of Pediatrics President Sally Goza, MD, FAAP in a statement. “While children generally don’t get as sick with the coronavirus as adults, they are not immune and there is much to learn about how easily they can transmit it to others.Over the last several weeks, children have accounted for between 12-16 percent of all new coronavirus cases weekly.Children do appear to have a lower fatality rate. The study shows that roughly 0.01 percent of children who test positive for the coronavirus have died from it.The AAP says these numbers may be low because of inconsistencies in reporting and testing. “The data are limited because the states differ in how they report the data, and it is unknown how many children have been infected but not tested,” they state.The number of children tested compared to the number of all tests being done in this country has remained steady since April of between 5-to-7 percent, according to the CDC.Earlier this month, the CDC released information that the average age of patients testing positive for COVID-19 has dropped to 38 years old in August as more younger Americans contract the coronavirus.The study from CDC also stated about 20 percent of COVID-19 cases are now patients in their 20s. 2407