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BUFFALO, N.Y. — Canadian Prime Minister Justin Trudeau has extended the border closure between the United States and Canada for non-essential travel.The closure which would have expired on Dec. 21 has been extended another 30 days until January 21, 2021. 262

BROKEN ARROW, Okla. -  A Green Country, Oklahoma couple got the opportunity of a lifetime, a free wedding from perfect strangers planned in a day."It's all because of God that all of this has happened," said Willow Creek Mansion owner Cortney Gertner.The sun set outside the Broken Arrow mansion Wednesday evening, but the excitement inside was rising. "I didn't think we would find a bride and groom," said Poppy's Garden owner Meagan Ferren.This all started with her leftover flowers from a photo shoot a few days before."She was going to throw all of the flowers away and I was like, you can't just throw all of those beautiful flowers away," Gertner said."I was like, I know it's going to make me absolutely sick to my stomach," Ferren said.But Ferren had an idea."Then she was like, no we should find somebody that wants to get married in the next day or two and I said, seriously? And she was like, yea, you should post something about that."Gertner put the post on the mansion's Facebook page offering a free wedding in just two days."Whenever I went to my Facebook app It was the first thing I'd seen," said bride Karissa Alexander, who said she thought it was hilarious."I sent it to him as a joke.""She kind of sent it to me laughing, you know. So I sent it back, 'do it,'" said then, fiance Tyler Alexander.He was kidding, of course.But it was too late.Just 24 hours later, Karissa's bridal suite was buzzing."It was actually setup for September of last year and we postponed it for this year."Reflecting on a trying year that left her handcrafted wedding dress sitting in her mother's closet waiting indefinitely for the day Tyler could finally see it.The moment, was unforgettable."Everything that's happened has been, I just feel like it's a God thing," Ferren said.Everything coming together for the anniversary date that chose them.The day, planned in a day, is one they'll never forget.Karissa and Tyler said they're extremely grateful to every vendor and professional that dedicated their talents for free to their special day: Willow Creek Mansion (Venue), Poppy's Garden (Florist), Tracie Carlton Event Planning & Design (Officiant husband Matt), Katrina Wheeler Photography (photographer), Laurannae Baking Co. (Cakes) and Mr. Letney who gave a Unity Cross.  2316

BOSTON (AP) — Actress Lori Loughlin and her fashion designer husband, Mossimo Giannulli, are scheduled to appear in federal court in Boston next month in a college admissions bribery case.A judge on Thursday agreed to move their initial appearance to April 3 on charges that they paid 0,000 in bribes to get their daughters into the University of Southern California.Their attorney had asked the judge to delay the hearing until April 15, saying the legal team had scheduling conflicts when the pair were initially scheduled to be in court on March 29.RELATED: Former University of San Diego basketball coach Lamont Smith named in college admissions scandalLoughlin and Giannulli were among dozens of people arrested last week for allegedly participating in a nationwide college admissions cheating scheme .Fellow actress Felicity Huffman is also slated to appear in court in Boston on April 3.Neither Loughlin nor Huffman have commented on the allegations. 968

BROKEN ARROW, Okla. — An Oklahoma woman's post on social media is going viral after she said she took her dog to a PetSmart store to get groomed only to learn it suffered a broken jaw."I'm very emotional," Tania Lara, the owner of the dog, said. "I feel scared."Lara says in her Facebook post that about an hour after she dropped off her dog Susie to get groomed at PetSmart on Hillside Drive in Broken Arrow, Oklahoma, she received a phone call from a store employee who said the dog was not doing well."Something really bad was going on," Lara said. The dog owner said when she arrived at the store, the dog was bleeding and was unable to close her mouth. "She was in a lot of pain," Lara said. "She was touching her face and she was crying."The woman said she was told employees attempted to take Susie to the in-store vet, but the vet was busy. She adds they also told her Susie had dental problems.Lara said she immediately took her dog to the veterinarian, who said the dog's jaw had been broken in two places."She [had] to be hospitalized during the weekend," Lara said. "She has a feeding tube in."The dog underwent surgery on Monday. Lara said the hospital bills and surgery totaled around ,500.Lara said she tried to file a police report but was told to file a report through PetSmart corporate first.PetSmart released the following statement: 1403

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587