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KANSAS CITY, Mo. — This year's Toys "R" Us closure is impacting Christmas shopping and Toys for Tots campaigns across the country. 149

JERSEY CITY, N.J. — Six people were killed, including a police officer, during a shootout in Jersey City, New Jersey, Tuesday afternoon, authorities said.Detective Joseph Seals, 39, was shot and killed in the shootout, official said. Seals 252

It has been more than three years since accused driver Lakeisha Holloway killed a pedestrian and injured more than 30 others while driving on a Las Vegas Strip sidewalk. 13 Action News spoke to her on Thursday in a jailhouse interview at the Clark County Detention Center - where she has been since the crash. 321

INDIANAPOLIS — If you're one of the millions of people struggling to pay back your student loans, you know there's no easy solution. At least, not by yourself. But a crowdfunding app called Givling has pulled together hundreds of thousands of people across the country. Their ultimate goal? To be able to pay off a student loan every single day. While they aren't quite there yet, Givling has grown significantly over the past year, and they've given out more than .5 million in loan and mortgage help to people across the country. One person Givling has helped is Indiana University graduate Erin Smith, who says one big win on the app enabled her to put a down payment on a home for her and her little girl. "I first heard about Givling on the news, when one of the first loan payoffs was a guy in Indy a couple of years ago," Smith said. That Hoosier winner she is referring to is Jordan Shelton. He won ,407 in July 2017 to pay off his student loans. Shelton was just the second person to have his loans paid off by the crowdfunding app, which has now funded more than 35 loans and paid out thousands of dollars in trivia and random prizes."I downloaded it and began playing, participating at that time," Smith said. "My main goal was to get into the funding spot someday. I have a decent amount of student loan debt, that seems a bit overwhelming."And that's still a goal for Smith, but while she works her way up the queue toward the winner's circle, playing Givling proved to be more than just a chance at student loan relief — it helped her start her new life with her 3-year-old daughter. "I never thought of winning via trivia because I wasn't very good," Smith said. "I watched as Givling was growing, gaining more momentum, then started telling everyone who would listen about it. Most people wrote me off or called it a scam, but I got a few people to sign up. In October of last year, I was at work telling people about Givling and playing my free plays on my break. That's when I noticed I was on a team with high scores. My score was only 360, and the other two players each had a score of 10,250. That put us in first place for that week's trivia."That score was enough to win Smith and her two randomly paired trivia teammates a cool ,391 each. With the money she won from playing trivia on Givling, Smith was able to close on her first home last month. "I received a check a few weeks later," the mother said. "At the time I had been saving up for a down payment to buy a house," Smith said. I'm a single mom ... My No. 1 goal was to get us a home of our own. The money I won went toward that goal."I still play daily and still have hope of getting into the funding spot or random draw to have my student loans paid off. I love Givling and love what they do."Smith isn't alone, Hoosiers from Avon, Indianapolis, Frankfort, Lafayette and South Bend are just some of the thousands of winners who have won cash prizes and paid off all or some of their student loans by playing trivia on their phone. Givling has paid out more than .5 million to users since it started in 2015. The app isn't like most online games with big prizes. Each player gets two free games per day. Users have the option to purchase "coins" to play extra trivia games, but you don't need to buy anything to win. "I started playing Givling about a year and a half ago," Purdue University graduate Amanda Jeffries said. "I saw a few posts on Facebook from an old high school classmate and looked into it and decided to join. I didn't play a lot at the beginning, but then I started to play daily."For each ,000 loan that's paid off, Givling also chooses two random winners who each get ,000. That money can either go toward your student loans or your mortgage. Jeffries isn't at the top of the queue to get her loan funded and she didn't win at trivia, but she did win that ,000 just for being a Givling member and playing her free plays each day. She found out she had won after receiving a surprise phone call. "I was very excited to get the call," Jeffries said. "I ignored the first call since I didn't know the number and I was at work. They called right back, so I answered that time."Jeffries chose to put that ,000 toward her student loan debt, which she says is a lot more manageable and a lot less daunting now, thanks to Givling. "It helped bring my loan balance to just over ,000. So obviously, not having to worry much about that loan is wonderful," Jeffries said. "We're going to pay the rest of mine off quickly, then focus on my husband's loans."That's the premise of Givling; the startup has dedicated itself to stamping out student loan debt one student at a time. Givling is funded through partnerships, ads, games and "coin" purchases made by members. Those coins can be used to play more than the two free trivia games you get each day. The app has nearly 400,000 registered users, which may seem a little daunting if you're just jumping in. But Seth Beard, chief marketing officer for the company, says the queue is only one part of what they do. "We encourage new users to focus on the big weekly trivia cash prizes as well as the ,000 random drawing," Beard said. "The queue is not a sprint, rather a marathon, and will take time to climb. While the trivia cash prizes and random drawings are more frequent and someone who joins today can, essentially, take advantage of those right away."Just this week, Givling awarded more than ,000 in trivia prizes, completed funding on a ,000 student loan and awarded a ,000 prize for the random drawing. "As we continue to grow, we'll expand the prizes. There will be more frequent random ,000 drawings, and we may have two or three trivia cash payout periods through the week instead of just one. Therefore, more prizes for new users," Beard said. "Plus, the past two weeks have had trivia winners with a score of just 10 points, or one question right. You never know how the computer will pair the team since it's all random."For more information visit the 6092

In like a lion, out like a lion?Don't let this weather April Fool you, after a warm weekend in many parts of the US, temperatures are dipping dramatically.From St. Louis to New York, millions of Americans enjoyed barbecues, beaches and parks with temperatures reaching into the 60s and 70s. Even parts of Alaska reached 70 degrees on Saturday -- the earliest in the year anywhere in the state has hit that high.But here's hoping the tulips and the sprinkler systems haven't yet made their way back into your yard as temperatures will be falling rapidly across large swaths of the country.By Monday morning temperatures are expected to drop so dramatically that over 20 million people from Arkansas to North Carolina will be under a freeze warning.Northeast likely to experience most dramatic changeCNN meteorologist Michael Guy expects a stunning reversal of temperatures for April 1 -- ranging from 10-20 degrees below average for this time of year.Guy says the most extreme drops are forecast to be in the Northeast, with New York City dropping from Sunday's 65 degree high to a forecast 46 degrees, Boston falling from 70 to 45 degrees and Washington DC from 64 to 45 degrees.The cold snap is due to a strong cold front moving in and the battle between warm versus cold air this time of year, he says.Most people in the Northeast, mid-South and Midwest will see highs in the 40s and the 50s.That means a city like Pittsburgh, after reveling in a high of 67 Saturday, will fall back to earth with temperatures in the upper 30s on Sunday.As the United States wakes up Monday, many of us will be trading out our flip flops for a closed toe and pulling our winter jackets back out of the storage closet.This is only temporary, however, as some part of the South are expected to bounce back to spring by Wednesday with Atlanta seeing temperatures of nearly 80 by next weekend. 1886

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