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It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

It’s Giving Tuesday, a day to give to different charities and a variety of causes. But if money is tight or you don’t have a lot of time to give, don't feel guilty.There are easy ways to give by doing things you may already be doing.How many times do you go online a day? How many times do you open up a new browser tab? Well, Google is offering an easy to way to give. After installing the Tab for a Case extension, each time you open a new browser on Google Chrome, the company will donate money to the charity of your choice. It’s a simple way to give.Another easy way to give is to sign up for a charity rewards credit card like the Susan G. Komen cash rewards Visa. Matt Shultz with creditcards.com says your cash back will be donated to the charity.   "Then, there are other cards like Charity Charge MasterCard, which gives you 1 percent cash back on everything you spend," Shultz says.If your New Year’s resolution is to get fit, you'll like this one to keep you motivated—a free app called Charity Miles. For every mile you move, you help raise money for your charity.   And for all you Amazon shoppers, have you heard about Amazon Smile? If you log into Smile.Amazon.com and select the charity of your choice, each you make a purchase, Amazon will donate 0.5 percent of the price of your eligible purchases to your charity.   Also, remember donating blood, gently-used clothes and toys, as well as giving your time, are all great ways to give back year-round. 1522

INDIANAPOLIS -- An Indianapolis woman wants to know who tortured and killed her dog with a screwdriver. "She was like my daughter. I've had the dog for 10 years," said Lorrie Snowden, dog's owner.Snowden came home from the store on Wednesday afternoon to find Petta lying outside her door, bleeding from multiple stab wounds. "While I was gone, somebody broke into my house and attacked my dog, and then took my dog and attacked her somewhere else," said Snowden.The cockapoo was stabbed as many as 15 times. Somehow Petta found her way home."She had to crawl back and let her owner know something was wrong," said Snowden.She took Petta to an emergency vet clinic, but there was nothing they could do."They had to put her down. They couldn't save her," said Snowden. 810

In the 2020 general election, President-elect Joe Biden beat out a number of formidable candidates to earn the highest office in the land, including President Donald Trump, Libertarian nominee Jo Jorgensen and Santa Claus.Yes, even ol' Kris Kringle received at least one vote for president in 2020, according to the Vermont Secretary of State's website.Every state has its own rules for conducting write-in candidates. In fact, according to Ballotpedia, most states will only accept votes for certain pre-approved write-in candidates.Ballotpedia reports that only eight states — Alabama, Delaware, Iowa, New Hampshire, New Jersey, Oregon, Vermont, and Wyoming — will count the write-in votes for any write-in candidate. And of those states, it appears only Vermont publishes the name of every write-in candidate on its election results webpage.Write-in candidates received 1,942 votes for president in Vermont in the 2020 presidential election. That's compared to the 242,820 that Biden received in carrying the state. It's also more than the 1,269 that independent candidate Kanye West received, despite being listed on the ballot.Among write-in candidates, Sen. Bernie Sanders received the most with 619. That's not exactly a surprise — the left-wing, progressive senator calls the state home and is currently in the midst of his third term as one of the state's senators.Other top vote-getters included moderate Republicans like Sen. Mitt Romney (57 votes) and former Ohio Gov. John Kasich (30 votes). Candidates who sought the 2020 Democratic presidential nomination, like Rep. Tulsi Gabbard (78 votes), Andrew Yang (42 votes) and Pete Buttigieg (24 votes) were also among the top vote-getters among write-ins.Notably, 37 Vermonters thought Vice President Mike Pence should get a promotion to the Oval Office.Dr. Anthony Fauci, the nation's top infectious disease expert, also received a handful of votes. When totaling up various iterations of his name (Dr. Anthony Fauci, Dr. Fauci, Tony Fauci, etc.), he received 13 write-in votes.Then, there were the celebrities. TV hosts Oprah Winfrey (6 votes) and Mike Rowe (5 votes) racked up multiple write-ins. Jennifer Lopez received a vote, as did LeBron James and Dwayne Johnson. There was even a write-in for a ticket of Tyra Banks and "John Teffer" — though that voter may have misspelled the name of Jon Taffer, the host of reality TV series "Bar Rescue."Write-in votes also dipped into the fantastical and absurd. In addition to "Santa Claus," "Walter White," "Michael Scott" and "Tord Sandwich" all received a vote.Finally, it wouldn't be Vermont without at least one vote for "Cheddar."See the full list of people who received a write-in vote by clicking here. 2725

INDIANAPOLIS, Indiana — The holidays are prime time for drinking alcohol, and typically the busiest time of year for drunk driving arrests.Central Indiana law enforcement agencies will be conducting sobriety checkpoints, which typically cost thousands of dollars each.WRTV television station in Indianapolis dug into the numbers to find out how many arrests police are making at checkpoints, and what it means for you on the road if you get stopped. 457

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