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A Wisconsin bank is paying customers a bonus for turning over change as there a national coin shortage.The Community State Bank is paying out for every 0 in coins turned over to the bank. The coin buyback program is open to those who do not have an account with the bank.“We are certainly encountering crazy times,” said Assistant Vice President, Retail Operations Director, Katie Stolp. “Our goal from this program is to provide local business owners with the funds and tools they need to run their business. Many other financial institutions charge up to 10% of the value for coin counting. We’re not only waiving that charge, but paying community members to bring us their coin.”According to the Federal Reserve, the COVID-19 pandemic has disrupted the supply of coins. The pandemic, it says, has caused circulation of coins to drop.The Federal Reserve said it has implemented a temporary cap on the orders banks place for coins with the Federal Reserve to ensure that the current supply is fairly distributed.The coin shortage has prompted major retailers to no longer be able to return exact change to customers amid the shortage. 1149

Almost two dozen people became trapped when a storm knocked over a large tree onto a detached garage, which collapsed. The victims were attending a child's birthday party, and had gone inside the garage when the storm started, according to Anne Arundel County Fire Department."It literally sounded like a train coming down the tracks and I looked out the front door and I could see a funnel," said neighbor Dawn Redloff.Redloff describes the severe and sudden storm that hit her neighborhood in Pasadena Sunday afternoon, near Baltimore. Winds knocked down trees, power lines and blew out her front door and window.But nothing was as bad as her neighbor's home."It was heartbreaking," said Redloff.The Anne Arundel County Fire Department officials said a large tree fell on a detached garage during a child’s birthday party, injuring 19 and requiring major rescues."The guys were unreal, cutting the building apart, getting people out of there," said Redloff.When crews arrived, they found six people still trapped inside, all were removed within 45 minutes.According to the county, 19 adults and two children were injured and taken to four area hospitals. The ages of the victims range from 2 to 78 years old. 1219

According to a new study from Common Sense Media and Boston Consulting Group, 30% of students in the U.S. either don't have internet access or access to a device adequate for distance learning. There are 9 million students across the country that don't have either.As another school year affected by COVID-19 inches closer, there are movements not only to prep kids but also to close the digital divide."It's an absolute national tragedy that we can fix," said James Steyer, the founder and CEO of Common Sense Media. "First of all, there needs to be money immediately appropriated in the next stimulus bill that would cover the cost of devices and connectivity for every student and every family in the United States. That's imminently doable and critical to our educational needs."Steyer says it's "shocking" that so many students lack the resources to e-learn — but the students aren't alone. The study also found that teachers are underpaid and working in under-resourced areas."Between 300,000 and 400,000 teachers in this country — essentially 10% of the teaching force — also have the digital divide and don't have the device and connectivity they need to teach in a distance learning environment," Steyer said. "We have a huge challenge, and we need to meet it now."Steyer is leading the charge for change. In a letter to Congress, he and more than a dozen well-known organizations called on lawmakers to "connect all students."One of the organizations in that group was Khan Academy — a non-profit funded by philanthropic donations. The online educational site offers free learning for anyone, anywhere — no strings attached."We've been talking about it well before COVID-19 — that learning should not be bound by time or space," founder Sal Khan said. "Wherever a student is, they should have support to fill in the gaps — to be able to practice things, to get immediate feedback on things, to get lessons on things — wherever they are."There's always a "summer slide" for students — a time when students regress as they fall out of pattern and often spend a portion of the new school year reviewing content. But the slide is deeper this year, thanks to the pandemic."Some of the research partners we work with think there may be a year of loss learning," Khan said. "Not only are kids not learning for those few months, but they're also atrophying — forgetting. And they're going to be out of school for so long; they'll have lost the habits of school."Khan said entire school districts and states aren't doing the educational prep they should be doing. Districts everywhere are scrambling to figure out what school will look like this fall and what their curriculum should entail."If we don't do a full-court press here, some very bad things could happen," Khan said.Right now, Khan Academy is working with school districts to prepare. They estimate a huge increase in users this fall."It's great, we're reaching 30 to 40 million. But, how do we reach them deeply, and how do we move the dial for them?" Khan said. "There's a billion kids we need to reach and reach deeply."Steyer says the way to reach those kids is through Congressional funding."We have been in touch with leaders on both sides of the aisle in House and Senate," Steyer said. "We almost had funding for the digital divide in the first major stimulus package, but it got taken out at the last minute. But we are optimistic that people will do the right thing once and for all and put the resources into the next stimulus package that will make it possible for all kids to do quality distance learning in this country."Steyer says the time is now for supporters to join their charge, or call local leaders so that they can, in some way, affect the learning loss and close the digital divide. 3778

After eight months of steady gains, stock market volatility has again rocked investors this week, with a global sell-off triggered by the prospect of slower global economic growth and rising bond yields. The S&P 500 fell nearly 7% in six days, bringing the index down to levels last seen in July.When stock markets tremble, the advice from financial advisors is simple: Stick to your investment plan.That’s easier said than done. If your financial house is on fire, you want to fight the flames or flee as surely as if your actual home were ablaze, behavioral finance experts say. To stand back, watch and periodically throw more money on the bonfire is tough even for the most seasoned investor, let alone your average 401(k) holder.“You’d think that a high-net-worth individual is more sophisticated, that they are not going to panic like an investor with ,000 at stake? Not true,” says David Thomas Jr., founder and chief executive officer of Equitas Capital Advisors in New Orleans.Still, Thomas says, “You can be smarter than your emotions, but that’s an acquired skill.”Here are some ways to sidestep the natural emotional triggers that can be costly during the next market correction or crash. 1220

According to Blaine Koops, executive director of the Michigan Sheriffs' Association, "the enhanced system will fully automate the process. In the event a deputy makes a traffic stop with a young driver, the deputy locates the STOPPED sticker, puts the corresponding number into an internet-based program and hits the send button. The deputy then tells the driver that their parent will receive either a text message or e-mail regarding the traffic stop. But, the deputy informs the young driver that they have 48 hours to discuss the event with their parents before the parent receives the message. This system allows for not only notification but accountability between young driver student and parent." 712