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Retail credit card APRs have not changed despite the Federal Reserve slashing interest rates to near zero this year, according to a new report from CreditCards.com.Store-only cards have the highest interest rate at nearly 30%. That's the case for a few jewelers, Discount Tire and Big Lots, which sells furniture and appliances.“They're kind of preying, in some cases, on people who are really desperate to buy something, but may not have the money for it,” said Ted Rossman, an industry analyst at CreditCards.com. “So, it's really all about risk management.”The website’s survey found more than 43% of people have impulsively applied for a store card at checkout.That phenomenon may change this holiday season, when much of the shopping is expected to be online.“It might be less of an issue this year,” said Rossman. “Although, who knows? Maybe the shoppers that are in store are going to be peddled these even more aggressively, so it's something to watch for.”Store credit cards can be worth it if you pay your bills in full to avoid interest and you're loyal to a certain retailer. That's especially true for cards that offer 5% back on everything you buy. Amazon, Walmart, Target and a few clothing stores offer those kinds of rewards.If you're just signing up for an initial discount, don't waste it on a small purchase.Remember a credit card is different from a free loyalty program.You might be getting into something that could hurt your credit score. 1470

RAMONA, Calif. (KGTV) — A coyote is back on all fours after being caught upside-down on a fence in Ramona this week.The coyote was spotted along a property on Royal Vista Dr. Wednesday with her foot caught at the top of fencing, according to County News Center.County Animal Services believes the animal was leaping over the fence when her foot was caught.RELATED: 377

President Donald Trump's son Donald Trump Jr. has tested positive for the coronavirus, the Associated Press reported on Friday. The AP said that Trump Jr. tested positive this week and does not have any symptoms. He has been isolating after testing positive. Last month, President Trump, first lady Melania Trump, and Barron Trump tested positive for the virus. Their cases came amid a massive outbreak of coronavirus cases within the White House. 455

Republican Rep. Diane Black of Tennessee recently cited pornography as a contributing factor to gun violence in schools."How many of you when you were in school ever had an experience where a kid came to school with a gun?... Never happened. So we say, 'Why?' ... Why do we see kids being so violent? What's out there? What makes them do that?" Black said during a listening session with local pastors last week, according to audio HuffPost obtained and posted Tuesday.Black, who is also running for governor in her state, went on to list "deterioration of family," violent movies and pornography as what's led to school shootings."It's available on the shelf when you walk in the grocery store. Yeah, you have to reach up to get it, but there's pornography there," Black says in the audio. "All of this is available without parental guidance."She adds, "And I think that's a big part of the root cause, that we see so many young people that have mental illness get caught in these places."In the audio, Black does not detail what it is about pornography that she believes contributes to school shootings."I think the context is pretty clear," Black's campaign spokesman Chris Hartline told CNN Tuesday. "Diane believes the breakdown of families and communities plays a significant role in instances of school violence."Moms Demand Action founder Shannon Watts criticized Black's comments, writing on?Twitter?that "despite all of the data and experts at her disposal, (Black) chooses to blame 'grocery store pornography' for school shootings. And she doesn't mean the magazines that glorify guns." 1615

President Donald Trump will designate Wednesday, December 5 a national day of mourning after the passing of former President George H.W. Bush, according to a statement from the White House. The president and first lady Melania Trump will be attending the funeral at the National Cathedral, the statement also said.The statement from White House press secretary Sarah Sanders reads: 399