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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

RICHMOND, Va. - Governor Northam announced Wednesday that he has signed several new laws to reform policing and criminal justice in the Commonwealth. These reforms include measures banning no-knock warrants and limiting the use of neck restraints by law enforcement. The laws also require law enforcement officers to intervene or report when they see wrongdoing from colleagues, and banning sexual relations between officers and justice-involved individuals.“Too many families, in Virginia and across our nation, live in fear of being hurt or killed by police,” said Governor Northam. “These new laws represent a tremendous step forward in rebuilding trust between law enforcement and the communities they serve. I am grateful to the legislators and advocates who have worked so hard to make this change happen. Virginia is better, more just, and more equitable with these laws on our books.”Governor Northam signed the following bills that reform policing:Senate Bill 5030, sponsored by Senator Locke, omnibus police reform legislation, which incorporates a number of critical reform measures passed by the House of Delegates:House Bill 5099, sponsored by Delegate Aird, prohibits law enforcement officers from seeking or executing a no-knock search warrant. With Governor Northam’s signature, Virginia becomes the third state in the nation to ban no-knock warrants.House Bill 5049, sponsored by Delegate Helmer, reduces the militarization of police by prohibiting law enforcement from obtaining or using specified equipment, including grenades, weaponized aircraft, and high caliber firearms. Governor Northam amended this bill to clarify that law enforcement agencies can seek a waiver to use restricted equipment for search and rescue missions.House Bill 5109, sponsored by Delegate Hope, creates statewide minimum training standards for law enforcement officers, including training on awareness of racism, the potential for biased profiling, and de-escalation techniques. Governor Northam made technical amendments to this bill to align it with Senate Bill 5030.House Bill 5104, sponsored by Delegate Price, mandates law enforcement agencies and jails request the prior employment and disciplinary history of new hires.House Bill 5108, sponsored by Delegate Guzman, expands and diversifies the Criminal Justice Services Board, ensuring that the perspectives of social justice leaders, people of color, and mental health providers are represented in the state’s criminal justice policymaking.House Bill 5051, sponsored by Delegate Simon, strengthens the process by which law enforcement officers can be decertified and allows the Criminal Justice Services Board to initiate decertification proceedings.House Bill 5069, sponsored by Delegate Carroll Foy, limits the circumstances in which law enforcement officers can use neck restraints.House Bill 5029, sponsored by Delegate McQuinn, requires law enforcement officers intervene when they witness another officer engaging or attempting to engage in the use of excessive force.House Bill 5045, sponsored by Delegate Delaney, makes it a Class 6 felony for law enforcement officers to “carnally know” someone they have arrested or detained, an inmate, parolee, probationer, pretrial defendant, or post trial offender, if the officer is in a position of authority over such individual.House Bill 5055 and Senate Bill 5035, sponsored by Leader Herring and Senator Hashmi, respectively, which empower localities to create civilian law enforcement review boards. These new laws also permit civilian review boards the authority to issue subpoenas and make binding disciplinary decisions.Senate Bill 5014, sponsored by Senator Edwards, which mandates the creation of minimum crisis intervention training standards and requires law enforcement officers complete crisis intervention training.Governor Northam also took action on the following bills that make Virginia’s criminal justice system more equitable: Senate Bill 5018 [r20.rs6.net], sponsored by Senator Bell, which allows individuals serving a sentence for certain felony offenses who are terminally ill to petition the Parole Board for conditional release.Amended House Bill 5148 and Senate Bill 5034, sponsored by Delegate Scott and Senator Boysko, respectively, which allow for increased earned sentencing credits. The Governor proposed a six-month delay to give the Department of Corrections sufficient time to implement this program.“The deaths of George Floyd, Breonna Taylor, and Ahmaud Arbery woke Americans to a longstanding problem that has existed for generations—and we know Virginia is not immune,” said Senator Mamie Locke. “These are transformative bills that will make Virginians’ lives better, and I’m so proud to see them signed into law.”Governor Northam also signed measures to support COVID-19 relief which can be found here. This story originally reported by Arianna Herriott on wtkr.com. 4938

Communities across the country are trying to find the answer to the opioid crisis.Illinois is testing out a program that lets doctors give patients access to medical marijuana instead of an opioid prescription in an effort to combat opioid addiction. For Philadelphia radio host Britt Carpenter, marijuana helped him get clean. Now, he uses his experience as a chance to pay it forward by using his voice to speak with those dealing with issues like addiction. "I was addicted to opioids for many years,” Carpenter admits. “I started back in the early 2000s after a car accident." To treat his injury, doctors gave him pain killers. Similar to many others, what was supposed to help him, nearly destroyed him. The pain pills led to a heroin addiction. "I fell into a bad situation again,” he recalls. “Met the wrong person and went down the pathway of hell for a few years after that." Now, Carpenter is four years sober. However, rehab was not his savior. "I looked at different ways I could help myself go clean off the opioids, and one of them I did extensive research on: utilizing cannabis," Carpenter says. The radio personality kicked narcotics with cannabis. For years, Carpenter had used marijuana recreationally, but this time, pot helped him detox. "I wasn't feeling as shaky as most people, or as I had done before when I tried to go clean, I wasn't sweating as much,” he says. “I was able to have an appetite. I was able to gain almost 40 pounds." However, as helpful as cannabis was for him, it’s illegal in his home state of Pennsylvania. But now, some states that have not legalized marijuana are realizing cannabis can be an answer to the opioid crisis. In Illinois, around 1,500 patients have taken part in the state’s pilot program where doctors can give patients access to medical marijuana as an alternative to opioids. While Carpenter will say marijuana was the answer for him, he says it may not for be for everyone. "I don't encourage them to just go buy the cannabis and say, ‘OK, this is what I'm going to do,’” he says. “I had to sit down; I had a really come up with a plan." To those who don't believe in the power of this plant, Carpenter recommends they give it a chance and to give others a chance in the fight against addiction. "If you don't feel it's the right thing for somebody that is going into recovery or trying to go clean off of opioids, don't balk at it. Do research and figure out what's there,” he says. “Find out how positive the results can be, because I believe I’m living proof of that." 2555

Kyle Rittenhouse's attorney has filed a motion to dismiss two charges late Tuesday.According to court records, they seek to dismiss Possession of a Dangerous Weapon by a Person Under 18, and First Degree Recklessly Endangering Safety, Use of a Dangerous Weapon.Rittenhouse is facing a total of six charges, including two counts of 1st-Degree Reckless Homicide after prosecutors say he shot and killed two people and wounded a third during protests in Kenosha.Attorney Mark Richards argues in Tuesday's filing that possession of a dangerous weapon by a person under 18 should be dismissed because "the complaint [filed against Rittenhouse] fails to allege facts which could allow a reasonable person to conclude that a crime was committed."In regard to first-degree recklessly endangering safety, Richards writes that "no reasonable person could find that this crime was ever committed. Thus, the criminal complaint is defective and Count 2 should be dismissed." FILE - In this Tuesday, Aug. 25, 2020, file photo, Kyle Rittenhouse carries a weapon as he walks along Sheridan Road in Kenosha, Wis., during a night of unrest following the weekend police shooting of Jacob Blake. Rittenhouse's defense team has called him a member of a militia. Rittenhouse is accused of killing two people and seriously wounding a third.(Adam Rogan/The Journal Times via AP, File) The motion comes a day before Rittenhouse is set to attend his pretrial hearing in Kenosha County Court, on Dec. 3 at 10:30 a.m.Prosecutors allege Rittenhouse shot and killed Anthony M. Huber and Joseph Rosenbaum, and wounded Gaige Grosskreutz during protests in Kenosha on Aug. 25.Supporters of the Black Lives Matter movement paint Rittenhouse as a white supremacist and militia member. Rittenhouse and his attorneys argue that he acted in self-defense, an argument that has become a rallying cry for some on the right.If convicted, Rittenhouse could spend life behind bars.This article was written by Jackson Danbeck for WTMJ. 2040

A Louisville police officer under investigation in the Breonna Taylor case penned an early-morning email to about 1,000 fellow officers Tuesday in which he claimed Louisville's mayor and police chief "failed" the department, and accused the FBI of enforcing civil rights violations. The story was first reported by VICE News' Roberto Ferdman. New: LMPD Sgt. Jonathan Mattingly (who is being investigated as part of Breonna Taylor’s case) sent an email to around 1,000 officers at 2am that calls protestors thugs, complains about the government enforcing civil rights violations, and claims this is "good versus evil” pic.twitter.com/VcuyPDP790— Roberto Aram Ferdman (@robferdman) September 22, 2020 LMPD Sgt. Jonathan Mattingly said regardless of the outcome of the investigation, he believes he and fellow officers did the "legal, moral and ethical thing" on March 13 when LMPD served a "no-knock" narcotics search warrant at Taylor's home, which ended in the shooting death of the 26-year-old medical worker."It's sad how the good guys are demonized, and criminals are canonized," Mattingly said in the email. "Put that aside for a while keep your focus and do your jobs that you are trained and capable of doing."He also expressed his support for his fellow LMPD officers and implored them to stay safe as the results of the investigation unfold."Stay safe and do the right thing," Mattingly said. "YOU ARE LOVED AND SUPPORTED by most of the community. Now go be the warriors you are, but please stay safe!"An officer was shot during the raid by Taylor's boyfriend, Kenneth Walker, who has said he thought he was defending against a home invasion. Walker was initially charged, but those charges were later dropped.LMPD Officer Myles Cosgrove was also placed on administrative reassignment for his role in the incident. Brett Hankison was fired in June after the department said he violated procedures by showing "extreme indifference to the value of human life."LMPD said Tuesday it will be restricting access to downtown in preparation for an announcement by Attorney General Daniel Cameron on what criminal charges, if any, the officers involved in Taylor's death will face. On Monday, Chief of Police Robert J. Schroeder declared a state of emergency for the department as it awaits the announcement, and canceled all off days and vacation requests for officers until further notice. This story was originally reported on LEX18.com. 2478