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Thousands of youth sporting events were canceled this spring due to the COVID-19 pandemic.It's tough enough that kids are missing a whole season of baseball or soccer. But now, soccer moms and dads everywhere are growing frustrated.Many paid hundreds of dollars for their kids to participate in spring soccer leagues that ended up canceled, and refunds are turning out to be elusive. Some families paid over ,000 for two children to join private clubs.One weekend of play, 0 goneJulie Hooper is the mother of a third-grader who only got to play one weekend before the season was shut down."For the spring soccer league, we paid 5," she said.When parents called the head coaches after the cancellation, they did not get what they had hoped."We asked where our money is, and they are keeping all of it and told us we get a 10% discount if we sign up for next season," she said.Hooper said she would understand had they at least continued training, but there have been no tournaments, games or practices, and the club still has the parents' money."I've heard from other teams, other clubs, that they would get money back from tournaments not played," she said.Where is the money?But many clubs are not giving refunds. News reports and Facebook complaints show soccer parents nationwide are asking where the money has gone.Some teams say they prepaid for tournaments and are having problems getting those deposits back from larger sporting organizations. Others say much of the money went to field maintenance and insurance, and those funds are gone for good.Hooper said she doesn't expect a full refund, but "to pay 5 and get so little, it just seems like we should get something back. We feel we are deserving of that because we are all going through hard times."Some soccer clubs are applying for federal pandemic assistance and using that money to refund parents because they say they simply don't have the cash in the bank to give families their money back.As always, don't waste your money.________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money-saving advice, go to www.dontwasteyourmoney.com 2275

There’s a major love affair in the U.S. between humans and their furry friends. A playful puppy named Clifford has been Rachael Greenberg’s saving grace during the pandemic. She says the past nine months have brought a lot of anxiety into her life, but Clifford’s relentless support helped her through the first panic attack she ever experienced.“He woke up, and just like kind of climbed on my lap and he tried to put my feet up. And I don’t think he knew exactly what was going on, but he just like seemed to respond to it,” Greenberg said.Greenberg isn’t alone in her feelings.There’s been a rise in depression and anxiety in many people’s lives since the start of the pandemic.It’s Samara’s job as a therapy dog to offer people love and support.“She went and met one of the students who was quarantined due to COVID-19 who was feeling a little down and lonely,” human-animal connection expert Philip Tedeschi said.Tedeschi is a professor in the graduate school of social work at the University of Denver, and a human-animal connection expert with the dog-sitting website Rover.“We’re looking at human-animal connection through the lens of how people and animals interact and what some of the health-promoting benefits of that are,” Tedeschi said.According to a recent survey done by Rover, 92% of dog owners say that their dog has played a role in positively impacting their mental health since the pandemic began. Tedeschi says history proves dogs have become some our most important, reliable and trusting friends.“Some people would argue that we may have been co-evolving with dogs for 20-to-60-thousand years or more, and what has occurred as a result as that is dogs have become especially attune to people, and people have become specially attune to dogs.”Tedeschi says we can measure how our interactions with companion animals influence our health. In fact, he says humans can tend to match their own breathing and heartbeat to the resting rate of an adult dog which helps us to calm down.“They understand our language, they know the nuances of the tone of voice we use, in many cases they’ll recognize something as small as a millimeter of movement in the human face that reflects a change in our emotion,” Tedeschi said.There’s a reason dogs are used to comfort veterans with PTSD and patients in hospitals. They offer endless love and keep us present in the moment.“It turns out that social support doesn’t only have to be human beings that support us," Tedeschi said. "That in many cases our non-human animal relationships are really effective support systems for us.”It was Greenberg’s time in a hospital that inspired her to study social work and animal therapy.“I have an auto-immune disease that I was diagnosed with at nine years old," Greenberg said. "We had a dog named Teddy and specifically got him when I was diagnosed.”Now she’s training Clifford to be a therapy dog. He’s brought happiness to her grandmother who lives with dementia. Greenberg says she’ll be a dog owner for life. 3016

This Thanksgiving is shaping up to be like no other.With the U.S. experiencing a spike in COVID-19 cases, the Centers for Disease Control and Prevention (CDC) is advising Americans to celebrate turkey day with the people they live with, as opposed to traditional feasts with extended family and friends.With many people celebrating the holiday is small groups, it may be easier and more cost efficient to order takeout or ready-made meals this year.Not only could ordering in save you money and work, it may also serve as an opportunity to support the restaurant industry that has been hit so hard by the pandemic, especially small establishments. The business could help them make up for lost revenue. A survey released by National Restaurant Association in September found that 1 in 6 restaurants was closed either permanently or long-term, nearly 3 million workers were out of work, and the industry was on track to lose 0 billion in sales by the end of 2020.There are endless options for takeout for your Thanksgiving meal. You could celebrate with any cuisine, but if you want to stick to traditional foods, some national chains are offering turkey day dinners. Here are a few:Denny’s – The restaurant is offering a family-style “Turkey & Dressing Dinner Pack” that can be picked up until 6 p.m. on Wednesday, Nov. 25.Cracker Barrel – Like in years past, the chain is offering meals for gatherings of all sizes, including its “Thanksgiving Heat n’ Serve Family Dinner.”Boston Market – This chain may also be an option, as it serves up plated meals, family meals, whole pies and hot side dishes.Offers.com also compiled a list of more than 30 restaurant chains that are open on Thanksgiving.Regardless of where you order from, consider leaving a tip for the restaurant employees who are not only working on Thanksgiving, but also in the midst of a pandemic. 1876

This year's pandemic could have a long-term impact on our country's healthcare system. The crisis is inspiring a new generation of health care professionals."Growing up, I was always pretty interested in science. I have a few family members who are in medicine and nursing," said University of Colorado fourth-year medical student Lauren Heery. "Helping people through my direct knowledge as a scientist, and now as a medical student, was I think what interested me the most."She, like many medical students across the country, has found herself in a unique situation because of the pandemic."As all of the COVID things happened, as medical students, we’re not able to continue with our clinical rotation, just given the increased risk to us, the patients, and limited supplies that needed to be prioritized for staff," said Heery.So, she shifted gears and ultimately made the decision to spend a year researching the virus."I got involved with a few projects with the infectious disease division at University Hospital, as I was sitting on my hands waiting to get back into the clinical setting," said Heery.One of those projects is looking at the racial and ethnic disparities in the disease."Coronavirus kind of came together with a lot of my interests that I had been kind of working on. But the pandemic really fueled me to do something a little bit different and try to help figure things out," said Heery.With thousands of medical students having to change their plans, Heery is not alone. But because of the pandemic, she says she has a renewed appreciation for her chosen field."Just hearing the frontline stories from the people who I know who have been working in the hospital during this time, just has made me so grateful that I am going into this profession," said Heery. 1793

There is arguably no industry in the US that has been harder hit by the coronavirus pandemic than restaurants. A combination of restrictions placed on restaurants and public health experts advising the public to avoid restaurants has resulted in a decline for many eateries.The National Restaurant Association said it expects that 10,000 restaurants will close in the next three months, based on a survey of its members.The National Restaurant Association is hoping to get some additional relief from Washington. Last week, a bipartisan group of legislators put forth a stimulus bill that would include additional funding for the Paycheck Protection Program, which helped businesses make payroll early in the pandemic."In short, the restaurant industry simply cannot wait for relief any longer," said Sean Kennedy from the National Restaurant Association. "We appreciate the efforts of a group of moderate members of the House and Senate to advance a true compromise between the competing proposals from Democratic and Republican leaders. If this moderate plan represents a 'down payment' for a larger relief package in early 2021, it will provide restaurants with immediate relief to hold on through the most dangerous point in our business year."While restaurants are having receding revenues, restaurant costs are not declining, and in some cases, increasing, according to the National Restaurant Association’s survey. The survey found that 58% of full service restaurants are expecting to furlough or layoff additional employees over the next three months. That’s with 89% of full service restaurants already operating at below pre-pandemic staffing levels.The National Restaurant Association says that 17% of bars and restaurants fully closed either permanently or temporarily in November due to the pandemic."What these findings make clear is that more than 500,000 restaurants of every business type—franchise, chain, and independent—are in an economic free fall," said Kennedy.The restaurant industry is a major factor in the US economy. The National Restaurant Association says that 15.6 million jobs are tied to the restaurant industry spread across over 1 million locations.Public health experts have warned that indoor dining is problematic as masks cannot be worn while eating and drinking.“It’s clear when you do contact tracing about where you get these outbreaks, it’s bars, indoor seating at restaurants, particularly at full capacity,” Dr. Anthony Fauci said last week in a Facebook conversation with Colorado’s governor. “When you’re in a restaurant, it’s very tough to eat with a mask on unless you figure out something I don’t know about.” 2668