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The city of El Paso, Texas spent the day grieving and paying respects to the victims killed in a mass shooting Saturday. Multiple vigils were held in the city, honoring the 20 people who lost their lives after a gunman opened fire at a Walmart near the Cielo Vista Mall. Police received calls reporting a gunman in the area just after 10:30 a.m. local time.Bishop Jesus Ibarra held a special mass Sunday at La Paz Faith Memorial and Spiritual Center. “It hurts me to see the extent of violence, especially when it’s people who have nothing to do with the events that happened,” Bishop Ibarra said.The shooting hit the community hard. Twenty roses were displayed for the 20 lives lost in the attack. It’s a scene the bishop could have witnessed in person had he followed his usual routine. “That’s my Walmart,” he explained. “Every first Saturday of the month, I go stock up. I’m there from 9 to 11:30, but I didn’t go that day.” Members of the community gather at the vigils, looking for ways they can help.“Pretty tough, but all we can do now is remain together and don’t change who we are as people,” said the bishop, as he wiped away his tears.Perches Funeral Home, which is part of the La Paz Faith church, is working to help the families of the victims. “Everyone is putting their own part, so we are going to be offering the family free services for their loved ones,” said Jorge Ortiz with the funeral home.Ortiz says the El Paso community is based off love and unity, and love is needed more than ever in El Paso. “Without love, there is nothing,” said Bishop Ibarra. “We are nothing.” 1607

The Alliance of American Football will suspend all operations effective Tuesday, according to multiple reports.The AAF is a first-year, eight-team professional football league that began play the week after the 2019 Super Bowl. All teams had played eight of their 10 scheduled regular-season games through last weekend. 331

The founder of #MeToo is using the second anniversary of the movement to launch a new effort intended to mobilize voters heading into the 2020 election.The new hashtag #MeTooVoter was unveiled Tuesday, on the same day 230

The city of San Antonio is offering a woman 5,000 to settle a lawsuit that alleges a police detective illegally conducted a vaginal cavity search on the woman in a public area.According to 204

The coronavirus pandemic has sent the U.S. financial markets on a downward spiral. Last week, in just one day, the Dow Jones Industrial saw a 13 percent drop; it’s single biggest drop ever. “A lot of people are scared,” said Kelly Lannan with Fidelity Investments. “They don’t quite know what they are seeing, especially the average investor who is not following day to day.”Lannan explained most people looking at their 401k accounts are worried but advises people to put their market fears and emotions aside. “Market volatility can really be nerve-racking,” Lannan explained. “We get it from Fidelity investments perspective, and more importantly, we are here to help.”Fidelity is advising the best move right now may be no move at all. Referencing social media posts with the phase “don’t touch your face, don’t touch your 401k,” she explains most investors shouldn’t panic and divest their stocks during the economic downturn during the COVID-19 pandemic.“The most important thing to say, and I know this is really hard to hear, is not to panic,” Lannan explained. “This is a part of life, and the important thing to note, as we saw in 2008, is these downturns are usually followed by a recovery.”Not divesting doesn’t mean ignoring your investments and portfolio. In fact, Lannan believes those concerned about their portfolios and 401k’s should use this time to get more familiar with their investment plan and goals. She recommends a few steps in that review process: · Step One: Understand where you have your money by taking a look at your asset allocation and assess if it aligns with your age and your time horizon. If it does not, start making a plan to restructure your investments when the market starts to recover. · Step Two: Assess whether you have a diversified investment strategy. Diversification helps to soften the impact during market downturns. For those who have an employer sponsored retirement plan, you can reach out to your plan sponsor and ask question or get guidance on this. · Step Three: Take a look at your emergency fund. Fidelity recommends having three to six months of your essential expenses in savings. If you don’t have that and are concerned with possible unemployment due to the economic downturn, start to assess which investments you could move money from. Making a move, in terms of selling off your stocks, may not be the best decision now. However, better understanding your investment portfolio may help you make a better investment decision when the markets recover or even calm your concerns as they struggle during this downturn. “We know from behavioral finance that people make really, really bad decisions when they panic,” said Robert Stammers with the Charter Financial Analyst Institute. The CFA also recommends most invested in the stock market should hold off on divesting, especially if they have a long-term investment strategy. “If they do sell they’re going to be selling in a bad market,” Stammer explained. “They’re basically going to be doing what people tell you not to do, which is sell low and buy high, when the market comes back.”Historically, the market always rebounds. In 2008, it took five years, and in 2015 the market bounced back in about 13 months. Stammer pointed out, even with major downswings, overtime, those who stay invested still see an annual eight to nine percent return on average. “People did not think we’re going to get through the 2008 crisis,” Stammer said. “More than 60 percent said, ‘that’s it, this is never coming back, it is never going to be like this again.’ Then, after it did come back, the return on the market was like 17 percent.”The “stay the course” advice applies to mostly those with time to wait out the market. However, if you are closer to retirement, or in it, both Stammer and Lannan suggest you may want to get individual advice from a financial professional. When seeking help from a financial professional, it is wise to ask if that professional is a fiduciary, which is a financial advisor legally required to put your interest over theirs. Unfortunately, during economic downturns emotional investors are often easy targets for scammers or individuals selling financial instruments acting as financial advisors. The CFA has a 4263

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