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With a down payment of less than 20%, both FHA and conventional loans require borrowers to pay mortgage insurance premiums. This insurance helps defray the lender’s costs if a loan defaults. 190

WIC, short for Women Infants and Children, is a program that assists qualifying families by providing vouchers for specific food items. 135

Yet, if the NFL's ratings don't get back to square soon, the league and its partners will run out of excuses for why fans aren't tuning, and may need to figure out what to do next rather than what to blame. 206

which had temporarily barred students who aren't immunized against chickenpox from attending school after an outbreak at a Catholic school.There have been 32 cases of chickenpox reported.The teen and his father allege that he's being discriminated against because of religious beliefs. Some Catholics worry about vaccines derived from cell lines associated with abortion.The Northern Kentucky Health Department argued the ban "was an appropriate and necessary response to prevent further spread of this contagious illness."Chickenpox has not gone away since the vaccine was introduced in the United States in 1995, but each year, more than 3.5 million cases are prevented by the chickenpox vaccination, the CDC said.Initially, only one dose of the vaccine was recommended for children. But when experts realized that a small percentage of children didn't mount robust immunity after the first dose, the recommendations were changed. Two doses are currently recommended: one at 1 year of age and a second around 4. The two-dose vaccination program has resulted in a smaller number of outbreaks, according to the CDC.The-CNN-Wire? & ? 2019 Cable News Network, Inc., a Time Warner Company. All rights reserved. 1211

When Palm Beach Sheriff’s Office deputies arrived, they found Cruz sitting in the neighborhood park. Cruz was “nervous and calm”, according to the report, but mostly Cruz “was sorry for losing his temper”. 205

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