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College students and loans seem to go hand in hand, and student loan debt is an ever increasing problem in the U.S.But it might surprise you what some college students are doing with any excess loan money they may have after paying for things like tuition, books, and housing.A study by the Student Loan Report found that approximately one out of every five students with loans have used loan money in some form to invest in cryptocurrencies—in other words, things like Bitcoin.But financial advisers caution that may not be the best decision.“My gut reaction,” said financial advisor Martin Walsh with Brown and Tedstrom, “is that it’s probably a bad idea.”Walsh said using borrowed dollars to invest in speculative assets, such as Bitcoin, would make him “very nervous.”Cryptocurrency is the formal word for a type of digital money that uses encryption to transfer funds, independently of a central bank.Walsh cautions:  “buyer beware.”“There’s been a ton of talk about cryptocurrency over the last year,” Walsh said, “mostly because of the massive run up in price.”Bitcoin — the biggest player in the Crypto game—saw prices for their “coins” at around ,000 in December. But fast forward two months to February and the price plummeted to ,000.Walsh has had clients ask about it mostly because “their friends have invested in them and have made money.”  But he says that as a general rule the firm he works for, Brown and Tedstrom, won’t advise clients to invest in cryptocurrency.“It seems fun and easy, and things have doubled, tripled, even quadrupled. But there’s incredible volatility in investing in bitcoin and other cryptocurrencies,” said Walsh.Paul Foley, a big supporter of the technology behind cryptocurrency, says he has invested “quite a bit” in Ethereum, another player in the cryptocurrency realm. He says anyone investing now should see this as a “10 to 15 year plan”—not a short term way to make money.“I plan on holding for a very long time,” said Foley.But even he says that the notion of using borrowed funds, i.e. student loans, to invest in speculative assets like Ethereum is “a terrible idea.”Both Foley and Walsh say anyone looking to invest in this emerging field needs to do their homework. They both believe that the more uneducated people there are who decide to jump in the market on a whim, the greater the chances of a “bubble” bursting, similar to the housing market crash of 2008. 2440

CLEVELAND — On Friday, WEWS talked to Len Honacki, a Cleveland man who was waiting on his heart medication after a United States Postal Service delay.“I was a little worried how long I can go without before I call the doctor and say ‘Hey what’s going on and what do I need to do?'” he said.Tracking records show that his medicine had been to Cincinnati, Washington D.C., and Maryland.“The post office had a series of mishaps," he said.When Alicia Rauckhorst, the Northern Ohio marketing manager for USPS, learned of Honacki’s issue, she decided to take matters into her own hands.“Somewhere in there, inadvertently, it got sent to Maryland,” she said. “As soon as it got back, no matter where it was, I was going to let him know.”She called Honacki herself.“She called me just to apologize and she said ‘I will do whatever it takes to find your meds and I would get it to you,’” he said. “When someone says ‘I'll drive to Cincinnati 4 hours and pick it up and bring it 4 hours back.’ To me, I mean, come on, that’s above and beyond.”Luckily, Rauckhorst made sure his meds arrived in Cleveland Saturday night and Sunday morning she made a special delivery.“I went up there and picked up the package called it when I had it in hand and said ‘Hey, I’m on my way to your house to bring you this medicine.’”Honacki was shocked.“She comes to the front door and delivers the mail right to me. It was phenomenal,” he said.And while he was floored by the kindness, he still worries about other people who may not have their medication in time.“There are good people out there that do wonderful things,” he said.”Maybe they could come up with some sort of system where they had a priority-med service so that if they scan it, it would automatically say this is a medicine.”Rauckhorst said they know every second is important when delivering packages to people.“We don’t necessarily prioritize, in that regard, but we know that this time of year, especially being in a pandemic, everything is critical and we are doing everything we can to get every single package, letter to the customer,” she said.RELATED: Man's heart medication among deliveries impacted by USPS shipping delays, issuesThis story originally reported by Jessi Schultz on News5Cleveland.com. 2257

CINCINNATI, Ohio – The national “If You Give a Child a Book …” campaign will distribute over 165,000 books to kids in low-income households across the country this school year after raising 5,369 during its annual fundraiser this fall.The childhood literacy campaign is led by the Scripps Howard Foundation and supported by employees of The E.W. Scripps Company, members of the Scripps family and communities where Scripps does business in more than 40 markets across the country. The campaign helps Scripps fulfill its vision of creating a better-informed world.Beginning January 2021, each Scripps TV station and national brand will partner with schools and nonprofits in their communities to ensure the books go to children who need them most, whether they are learning in a traditional classroom setting, remotely or a hybrid of the two.Since the campaign’s first year in 2016, more than 352,000 new books have been donated to children facing poverty in communities served by Scripps businesses. With the additional funds raised through this year’s campaign, the total number of distributed books will surpass 500,000.The first ,000 raised during the campaign was matched through a generous gift from The Kroger Co. Foundation. Additionally, members of the Scripps family matched Scripps employee gifts toward the campaign and granted each Scripps station a match of ,000 toward their local campaigns.“Having access to books at an early age is an important predictor of a child’s success. In fact, kids who learn to read are more likely to graduate, to vote and to be civically involved,” said Liz Carter, president and CEO of the Scripps Howard Foundation. “That is why the need this year is particularly urgent, with the pandemic affecting access to books for many families. We are blown away by the generosity shown during such a historic year – it’s a true testament to Scripps’ commitment to the communities they serve daily and the collective impact we can achieve for the future of thousands of kids across the country.”Scripps businesses place high priority on giving back to their local communities, including raising more than million for food banks across the country in June.Learn more and donate at ifyougiveabook.com. 2254

CLAY COUNTY, Tennessee — Three people were shot Monday morning at a residence in Clay County, Tennessee, where a school bus driver pulled up to the scene and provided aid.The incident was reported at a home on Crabtree Creek Road and North Fork Road in Whitleyville. A school bus driver called 9-1-1 after he or she pulled up to a stop and realized there had been an incident in the home. Initial reports indicated that the shooting happened on a school bus. However, Clay County School officials confirmed the incident did not happen on the bus. The bus driver gave aid to at least one person in the home.  At least two of the victims were airlifted to Nashville for treatment. A third person was transported by ambulance. 756

CLEVELAND, Ohio — Longtime radio host John Lanigan quit right in the middle of his WTAM show on Wednesday.If there was a Mt. Rushmore of Cleveland radio hosts, Lanigan would be on it. The outspoken radio personality rose to local fame in the 1970s and 1980s and was the host of the "Prize Movie" on WUAB. He is best known for his long stint on WMJI, where he was teamed up with John Webster and Jimmy Malone. Lanigan unexpectedly announced his retirement in the middle of "The Spew" yesterday on air, and WTAM program director Ray Davis had to come in and finish the show.About 18 minutes into Wednesday’s episode of “The Spew,” after a segment on the worst presidents in history, Lanigan diverted significantly from the show’s scheduled topics.Listen to Wednesday's episode of The Spew here - Lanigan's retirement announcement begins at about 19 minutes:Before the break, the hosts teased ahead to a segment on the Patriots’ Bill Belichick wearing flip flops to a formal event. When they returned, however, Lanigan took control of the mic.“I want to – can I talk to you for a second quickly? I want to tell you what a privilege it’s been working with you these last few years,” Lanigan said to his co-host. “You are the class act in radio. I’ve enjoyed every minute of it.”Lanigan continued: “Today I’m announcing: this is my last show. I won’t be doing The Spew ever again. I’m quitting today. I’ve done it before – my one son said, ‘You’re retiring again, huh dad?’ Yep, that’s it, I’m done. I won’t be back. I won’t be on The Spew.”Lanigan went on to thank several peers who he worked with throughout his career in radio before explaining the reason behind his abrupt retirement announcement: 1734